AreaProfile

23504Norfolk, Virginia

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 23504.

50
Area Score
Bottom 14% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5597th of 6,210 published ZIP areas31
Schools4081st of 4,422 published ZIP areas18
Growth4395th of 5,428 published ZIP areas31
Housing affordability5613th of 6,685 published ZIP areas54
ClimateTop 31% of 6,789 published ZIP areas75
Physical resilienceTop 20% of 6,709 published ZIP areas82
Access4674th of 6,791 published ZIP areas86
Economic stability6065th of 6,742 published ZIP areas32
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.4% and the Opportunity signal places 23504 in the bottom 10%.

Housing costs more relative to local incomes than in most published city profiles, with rent taking 26% of median household income.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 23504 in the top 20% for physical resilience.

At a glance

Population
23,502
2024 ACS 5-Year
Median household income
$44,659
Bottom 9% nationally
Density
5,746/sq mi
4.1 sq mi of land
Median age
28.0
2024 ACS 5-Year
City
Norfolk
Virginia
Metro area
Virginia Beach-Chesapeake-Norfolk, VA-NC
Nearest major airport
PHF
23 mi · Newport News/Williamsburg Intl
Median home value
$269,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 52% of the 6,544 measured US ZIP areas.

Employment fell 2.0% over the past year, to 101,372 employed residents.

Median household income of $44,659 is below 91% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,966$44,659Bottom 9%2024 ACS 5-Year
Per capita income ±$1,735$23,094Bottom 10%2024 ACS 5-Year
Poverty rate36.7%Top 4%2024 ACS 5-Year
Average commute22.8 minBottom 24%2024 ACS 5-Year
Bachelor's degree or higher27.2%Top 40%2024 ACS 5-Year
Employment101,372Top 34%June 2026
Employment change (3 years)-3.7%Bottom 7%June 2026
Employment change (year over year)-2.0%Bottom 18%June 2026
Labor force106,039Top 34%June 2026
Labor force participation60.0%Bottom 47%2024 ACS 5-Year
Mean annual wage$64,130Bottom 32%2025 OEWS
Median annual wage$49,430Bottom 42%2025 OEWS
Unemployment change (year over year)0.4%Top 34%June 2026
Unemployment rate4.4%Bottom 48%June 2026
Median household income, successive ACS releases
202120222023202445k34k
Each point is a separate five-year estimate, most recently $44,659 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Virginia Beach-Chesapeake-Norfolk, VA-NC
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers22,520$28,780
Retail Salespersons20,890$30,820
General and Operations Managers17,400$100,340
Registered Nurses16,870$89,450
Cashiers16,840$29,320
Laborers and Freight, Stock, and Material Movers, Hand13,920$39,160

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Norfolk, VA, the city containing this ZIP code.

9% of students met the state standard in mathematics and 26% in reading, across the schools here that reported results.

There are 12.2 students for every full-time teacher, fewer than in most measured places.

Public schools
6
2024-25 school year
Students per teacher
12.2
across all schools here
Math proficiency
8.9%
Bottom 1% in Virginia
Reading proficiency
25.8%
Bottom 1% in Virginia
SchoolDistrictStudentsPer teacherMathReading
Booker T Washington HighNorfolk City Public Schools90412.1
Jacox ElementaryNorfolk City Public Schools59613.55%19%
Ruffner SchoolNorfolk City Public Schools57612.312%27%
Richard Bowling ElementaryNorfolk City Public Schools49211.712%30%
Chesterfield ElementaryNorfolk City Public Schools32511.68%21%
Lindenwood ElementaryNorfolk City Public Schools24311.05%38%

96.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Virginia’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $957 takes 26% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.0 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
25.7%
Below the 30% cost-burdened threshold
Home price to income
6.0×
median home value ÷ median income
Median gross rent
$957
2024 ACS 5-Year
Median home value
$269,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.03Top 10%2024 ACS 5-Year
Homeownership rate38.9%Bottom 5%2024 ACS 5-Year
Housing units ±5139,174Top 18%2024 ACS 5-Year
Median gross rent ±$121$957Bottom 44%2024 ACS 5-Year
Median home value ±$15,912$269,400Top 38%2024 ACS 5-Year
Rent as a share of income25.7%Top 13%2024 ACS 5-Year
Vacancy rate10.0%Bottom 46%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
31/ 100
Ranks 4395 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

68% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 2.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
483
12 months ending July 2026
Per 1,000 residents
2.1
Bottom 41% nationally
Year over year
+50%
vs the prior twelve months
Multifamily share
68.1%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Norfolk, VA, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 34°F.

Normal annual precipitation is 49.2 inches, including 6.2 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NORFOLK INTL AP, 5.2 miles from this location.
Precipitation
JFMAMJJASOND6.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation49.2"1991-2020 Normals
Annual snowfall6.2"1991-2020 Normals
Average January low34°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing39°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

82 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane and coastal flooding.

HurricaneElevated
Coastal floodingElevated

Low or minimal exposure: heat wave, lightning, earthquake, inland flooding, tornado, strong wind, cold wave, winter weather, ice storm, hail, wildfire, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 23 miles away.

AirportCodeDistanceLongest runway
Newport News/Williamsburg IntlPHF23 mi8,003 ft
Richmond IntlRIC73 mi9,003 ft
Kinston Rgnl Jetport At Stallings FldISO129 mi11,498 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

23504 vs Norfolk

How this ZIP area compares with Norfolk as a whole. Both figures come from the same ACS release, so the comparison is like for like.

23504
Norfolk
Median household income
$44,659
vs
$66,109
Per capita income
$23,094
vs
$39,457
Population density
5,746/sq mi
vs
4,385/sq mi
Median home value
$269,400
vs
$289,900
Median gross rent
$957
vs
$1,321
Homeownership rate
38.9%
vs
46.3%
Bachelor's degree or higher
27.2%
vs
33.5%
Poverty rate
36.7%
vs
16.5%
Median age
28.0
vs
32.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.