00965 — Guaynabo, Puerto Rico
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 00965.
Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.
Housing costs more relative to local incomes than in most published city profiles: rent takes 35% of median household income and the median home is 5.8 times it.
Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and landslide.
A major airport is 7 miles away, giving the area unusually direct access to the national air network.
At a glance
Jobs & opportunity
Median household income of $19,136 is below 100% of measured US ZIP areas.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Median household income ±$3,228 | $19,136 | Bottom 1%of 31,295 | 2024 ACS 5-Year |
| Per capita income ±$1,508 | $10,255 | Bottom 1%of 32,822 | 2024 ACS 5-Year |
| Poverty rate | 55.8% | Top 1%of 32,970 | 2024 ACS 5-Year |
| Average commute | 23.4 min | Bottom 26%of 32,887 | 2024 ACS 5-Year |
| Bachelor's degree or higher | 9.7% | Bottom 12%of 33,193 | 2024 ACS 5-Year |
| Labor force participation | 31.5% | Bottom 4%of 33,252 | 2024 ACS 5-Year |
Housing & affordability
How it’s calculated →Median rent of $566 takes 35% of median household income, above the 30% threshold at which a household is considered cost-burdened.
A median home costs 5.8 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Home price to income | 5.75 | Top 11%of 30,404 | 2024 ACS 5-Year |
| Homeownership rate | 58.4% | Bottom 15%of 32,910 | 2024 ACS 5-Year |
| Housing units ±233 | 2,688 | Top 37%of 33,772 | 2024 ACS 5-Year |
| Median gross rent ±$57 | $566 | Bottom 4%of 26,618 | 2024 ACS 5-Year |
| Median home value ±$7,607 | $110,100 | Bottom 14%of 30,941 | 2024 ACS 5-Year |
| Rent as a share of income | 35.5% | Top 2%of 26,470 | 2024 ACS 5-Year |
| Vacancy rate | 20.5% | Top 26%of 33,028 | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →No building-permit activity is published for this location by the Census Building Permits Survey.
Weather & climate
6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 70°F.
Normal annual precipitation is 75.4 inches.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 75.4" | 1991-2020 Normals |
| Average January low | 70°F | 1991-2020 Normals |
| Average July high | 88°F | 1991-2020 Normals |
| Comfortable months | 6 | 1991-2020 Normals |
| Seasonal temperature swing | 6°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and landslide.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
What this profile does not cover
Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.
- Reported crime
- Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
- Taxes and full cost of living
- No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.
Access
3 major airports lie within 100 miles, the nearest 7 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Luis Munoz Marin Intl | SJU | 7 mi | 10,400 ft |
| Mercedita | PSE | 42 mi | 8,002 ft |
| Henry E Rohlsen | STX | 100 mi | 10,002 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Similar places
Matched on AreaProfile signals, not geographyCompare
Put 00965 side by side with a similar place.
Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
00965 vs Guaynabo
How this ZIP area compares with Guaynabo as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.