00965Guaynabo, Puerto Rico

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 00965.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordability6427th of 6,685 ZIP areas measured36
ClimateTop 23% of 6,789 ZIP areas measured78
Physical resilience6629th of 6,709 ZIP areas measured5
AccessTop 32% of 6,791 ZIP areas measured97
Economic stability6724th of 6,742 ZIP areas measured8
The quick read

Housing costs more relative to local incomes than in most published city profiles: rent takes 35% of median household income and the median home is 5.8 times it.

Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and landslide.

A major airport is 7 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
5,848
2024 ACS 5-Year
Median household income
$19,136
Bottom 1% nationally
Density
6,462/sq mi
0.9 sq mi of land
Median age
41.7
2024 ACS 5-Year
City
Guaynabo
Puerto Rico
Metro area
Nearest major airport
SJU
7 mi · Luis Munoz Marin Intl
Median home value
$110,100
2024 ACS 5-Year

Jobs & opportunity

Median household income of $19,136 is below 100% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$3,228$19,136Bottom 1%of 31,2952024 ACS 5-Year
Per capita income ±$1,508$10,255Bottom 1%of 32,8222024 ACS 5-Year
Poverty rate55.8%Top 1%of 32,9702024 ACS 5-Year
Average commute23.4 minBottom 26%of 32,8872024 ACS 5-Year
Bachelor's degree or higher9.7%Bottom 12%of 33,1932024 ACS 5-Year
Labor force participation31.5%Bottom 4%of 33,2522024 ACS 5-Year
Median household income, successive ACS releases
202120222023202419k15k
Each point is a separate five-year estimate, most recently $19,136 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Housing & affordability

How it’s calculated →

Median rent of $566 takes 35% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.8 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
35.5%
Above the 30% cost-burdened threshold
Home price to income
5.8×
median home value ÷ median income
Median gross rent
$566
2024 ACS 5-Year
Median home value
$110,100
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income5.75Top 11%of 30,4042024 ACS 5-Year
Homeownership rate58.4%Bottom 15%of 32,9102024 ACS 5-Year
Housing units ±2332,688Top 37%of 33,7722024 ACS 5-Year
Median gross rent ±$57$566Bottom 4%of 26,6182024 ACS 5-Year
Median home value ±$7,607$110,100Bottom 14%of 30,9412024 ACS 5-Year
Rent as a share of income35.5%Top 2%of 26,4702024 ACS 5-Year
Vacancy rate20.5%Top 26%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 70°F.

Normal annual precipitation is 75.4 inches.

60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TOA BAJA LEVITTOWN, 3.7 miles from this location.
Precipitation
JFMAMJJASOND9.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation75.4"1991-2020 Normals
Average January low70°F1991-2020 Normals
Average July high88°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing6°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

5 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

3 major airports lie within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
Luis Munoz Marin IntlSJU7 mi10,400 ft
MerceditaPSE42 mi8,002 ft
Henry E RohlsenSTX100 mi10,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

00965 vs Guaynabo

How this ZIP area compares with Guaynabo as a whole. Both figures come from the same ACS release, so the comparison is like for like.

00965
Guaynabo
Median household income
$19,136
vs
$57,272
Per capita income
$10,255
vs
$38,412
Population density
6,462/sq mi
vs
5,860/sq mi
Median home value
$110,100
vs
$246,200
Median gross rent
$566
vs
$1,004
Homeownership rate
58.4%
vs
72.2%
Bachelor's degree or higher
9.7%
vs
57.2%
Poverty rate
55.8%
vs
21.3%
Median age
41.7
vs
45.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.