00740Fajardo, Puerto Rico

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 00740.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity5067th of 6,210 ZIP areas measured38
Housing affordability5371st of 6,685 ZIP areas measured58
ClimateTop 38% of 6,789 ZIP areas measured73
Physical resilience6574th of 6,709 ZIP areas measured6
Access4598th of 6,791 ZIP areas measured87
Economic stability6722nd of 6,742 ZIP areas measured9
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 7.3% and the Opportunity signal places 00740 in the bottom 18%.

Housing sits below most published city profiles for affordability: rent takes 29% of median household income and the median home is 4.6 times it — each just short of the thresholds that would count as strained, but both toward the costly end.

Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and landslide.

At a glance

Population
1,583
2024 ACS 5-Year
Median household income
$26,027
Bottom 1% nationally
Density
3,787/sq mi
0.4 sq mi of land
Median age
42.9
2024 ACS 5-Year
City
Fajardo
Puerto Rico
Metro area
Nearest major airport
SJU
25 mi · Luis Munoz Marin Intl
Median home value
$120,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 7.3% is lower than 2% of the 6,544 measured US ZIP areas.

Employment fell 0.1% over the past year, to 11,517 employed residents.

Median household income of $26,027 is below 99% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$13,490$26,027Bottom 1%of 31,2952024 ACS 5-Year
Per capita income ±$3,554$12,204Bottom 2%of 32,8222024 ACS 5-Year
Poverty rate49.2%Top 2%of 32,9702024 ACS 5-Year
Average commute28.6 minTop 45%of 32,8872024 ACS 5-Year
Bachelor's degree or higher27.4%Top 40%of 33,1932024 ACS 5-Year
Employment11,517Bottom 4%of 6,544June 2026
Employment change (3 years)6.4%Top 3%of 6,542June 2026
Employment change (year over year)-0.1%Top 31%of 6,544June 2026
Labor force12,429Bottom 4%of 6,544June 2026
Labor force participation46.4%Bottom 14%of 33,2522024 ACS 5-Year
Unemployment change (year over year)0.3%Top 40%of 6,544June 2026
Unemployment rate7.3%Top 2%of 6,544June 2026
Median household income, successive ACS releases
202120222023202426k11k
Each point is a separate five-year estimate, most recently $26,027 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fajardo, PR, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $620 takes 29% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.6 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
28.6%
Below the 30% cost-burdened threshold
Home price to income
4.6×
median home value ÷ median income
Median gross rent
$620
2024 ACS 5-Year
Median home value
$120,000
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income4.61Top 20%of 30,4042024 ACS 5-Year
Homeownership rate61.0%Bottom 17%of 32,9102024 ACS 5-Year
Housing units ±207907Bottom 43%of 33,7722024 ACS 5-Year
Median gross rent ±$152$620Bottom 6%of 26,6182024 ACS 5-Year
Median home value ±$26,404$120,000Bottom 17%of 30,9412024 ACS 5-Year
Rent as a share of income28.6%Top 7%of 26,4702024 ACS 5-Year
Vacancy rate32.2%Top 13%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 71°F.

Normal annual precipitation is 50.9 inches.

60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ROOSEVELT ROADS, 5.5 miles from this location.
Precipitation
JFMAMJJASOND6.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation50.9"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low71°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing6°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

6 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

3 major airports lie within 100 miles, the nearest 25 miles away.

AirportCodeDistanceLongest runway
Luis Munoz Marin IntlSJU25 mi10,400 ft
MerceditaPSE65 mi8,002 ft
Henry E RohlsenSTX70 mi10,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

00740 vs Fajardo

How this ZIP area compares with Fajardo as a whole. Both figures come from the same ACS release, so the comparison is like for like.

00740
Fajardo
Median household income
$26,027
vs
$25,380
Per capita income
$12,204
vs
$14,873
Population density
3,787/sq mi
vs
2,982/sq mi
Median home value
$120,000
vs
$121,400
Median gross rent
$620
vs
$619
Homeownership rate
61.0%
vs
64.8%
Bachelor's degree or higher
27.4%
vs
30.5%
Poverty rate
49.2%
vs
42.4%
Median age
42.9
vs
43.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.