Miami, Oklahoma

Area Profile

12,926 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Miami, in Ottawa County.

40out of 100
Area Score
Bottom 3% of 4,196 profiles measured

How we calculate this

How this area ranks

Data updated · 14 sources
Opportunity4,091st of 4,199 cities measured23
Schools3,344th of 4,162 cities measured26
Growth2,217th of 4,224 cities measured49
Housing affordabilityTop 25% of 4,218 cities measured75
Climate2,652nd of 4,225 cities measured66
Physical resilience3,771st of 4,226 cities measured17
Access3,750th of 4,226 cities measured70
Economic stability4,047th of 4,226 cities measured23
The quick read

Employment conditions sit below most comparable cities measured: unemployment is 4.9% and the Opportunity signal places Miami in the bottom 3%. The unemployment rate is published for Ottawa County, OK, which contains Miami, rather than for Miami alone.

In the public schools here, 31% of students met the state standard in mathematics, with 19.4 students for every teacher.

Rent takes 29% of renter income here, below the 30% threshold conventionally called cost-burdened, and the median home is 1.8 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
12,926
2024 ACS 5-Year
Median household income
$46,410
Bottom 18% nationally
Density
1,165/sq mi
11.1 sq mi of land
Median age
32.2
2024 ACS 5-Year
County
Oklahoma
Micro area
Nearest major airport
XNA
52 mi · Northwest Arkansas Ntl
Median home value
$107,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Ottawa County, OK, which contains Miami, is 4.9% — higher than in all but 29% of the 4,226 measured US cities.

Employment across Ottawa County, OK, which contains Miami, fell 3.3% over the past year, to 13,180 employed residents.

Median household income of $46,410 is lower than in 82% of measured US cities.

MetricValueCompared nationallySource period
Income of new arrivalsOttawa County, OK’s figurefiling years 2022–2023$44,1372nd percentileof 4,101filing years 2022–2023
Income of those who leftOttawa County, OK’s figurefiling years 2022–2023$43,4761st percentileof 4,101filing years 2022–2023
Median household income ±$2,9342024 ACS 5-Year$46,410Bottom 18%of 29,2232024 ACS 5-Year
Per capita income ±$9412024 ACS 5-Year$22,662Bottom 14%of 31,4202024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year21.4%Bottom 20%of 31,7732024 ACS 5-Year
Average commute ±0.8 min2024 ACS 5-Year19.3 minTop 15%of 31,5432024 ACS 5-Year
Bachelor's degree or higher ±1%2024 ACS 5-Year15.5%Bottom 36%of 31,9192024 ACS 5-Year
Drove alone to work ±1%2024 ACS 5-Year80.0%59th percentileof 31,4332024 ACS 5-Year
EmploymentOttawa County, OK’s figureJuly 202613,180Bottom 8%of 4,226July 2026
Employment change (3 years)Ottawa County, OK’s figureJuly 2026−1.5%Bottom 30%of 4,226July 2026
Employment change (year over year)Ottawa County, OK’s figureJuly 2026−3.3%Bottom 5%of 4,226July 2026
Labor forceOttawa County, OK’s figureJuly 202613,8609th percentileof 4,226July 2026
Labor force participation ±2%2024 ACS 5-Year68.9%Bottom 24%of 31,5132024 ACS 5-Year
Public transit to work ±0.2%2024 ACS 5-Year0.2%76th percentileof 31,4332024 ACS 5-Year
Unemployment change (year over year)Ottawa County, OK’s figureJuly 2026+1.0%Bottom 3%of 4,226July 2026
Unemployment rateOttawa County, OK’s figureJuly 20264.9%Bottom 29%of 4,226July 2026
Worked from home ±1.0%2024 ACS 5-Year4.4%34th percentileof 31,4332024 ACS 5-Year

Median household income, successive ACS releases

202120222023202446k39k
Each point is a separate five-year estimate, most recently $46,410 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Ottawa County, OK, which contains this city.

31% of students met the state standard in mathematics and 33% in reading, across the schools here that reported results.

There are 19.4 students for every full-time teacher across 6 public schools, more than in most measured places.

Public schools
6
2024-25 school year
Students per teacher
19.4
across all schools here
Math proficiency
30.7%
Bottom 25% in Oklahoma
Reading proficiency
33.2%
Bottom 32% in Oklahoma
All 6 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Miami HSMIAMI45915.317%32%
Nichols Upper ESMIAMI45419.735%44%
Miami JR HSMIAMI39622.0——
Wilson ESMIAMI25022.735%15%
Washington ESMIAMI23117.815%15%
Roosevelt ESMIAMI20725.965%55%

74.6% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Oklahoma’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Oklahoma is up 39% over five years, and up 1.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $772 a year in real estate taxes, about 0.72% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $937, some 12% above the $835 tenants already here pay.

At HUD’s Fair Market Rent of $937 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $37,500 a year, about 81% of the median household income here of $46,410.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $835 a month.

A median home at $107,600 costs 1.8 times the median income of its owner-occupied households, $60,288, close to the historic benchmark for an affordable market.

Rent as a share of income
28.9%
Below the 30% cost-burdened threshold
Home price to income
1.8×
median home value ÷ owner household income
Market rent, two bedroom
$937
what a new lease costs · FY2026
Median gross rent
$835
what tenants now pay · 2024 ACS 5-Year
Median home value
$107,600
2024 ACS 5-Year

The figures above are measured against Miami’s median household income of $46,410, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Oklahoma’s figure2026 Q2+1.5%30th percentileof 4,1542026 Q2
Home price change (5 years)the non-metropolitan parts of Oklahoma’s figure2026 Q2+38.9%37th percentileof 4,1542026 Q2
Home price change (10 years)the non-metropolitan parts of Oklahoma’s figure2026 Q2+72.0%17th percentileof 4,1542026 Q2
Home price to income ±0.12024 ACS 5-Year1.8Top 25%of 26,8152024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year55.6%15th percentileof 31,7172024 ACS 5-Year
Housing units ±1382024 ACS 5-Year5,69690th percentileof 32,1772024 ACS 5-Year
Market rent, one bedroomFY2026$714Top 2%of 4,072FY2026
Market rent, three bedroomFY2026$1,183Top 3%of 4,072FY2026
Market rent, two bedroomFY2026$937Top 3%of 4,072FY2026
Median gross rent ±$262024 ACS 5-Year$835Top 33%of 23,1202024 ACS 5-Year
Median home value ±$4,2052024 ACS 5-Year$107,60022nd percentileof 29,1112024 ACS 5-Year
Median property taxes ±$392024 ACS 5-Year$77215th percentileof 26,4402024 ACS 5-Year
Owner household income ±$3,9672024 ACS 5-Year$60,288Bottom 23%of 27,5482024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.72%30th percentileof 20,5432024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year28.9%Bottom 47%of 22,9502024 ACS 5-Year
Seasonal and second homes ±62024 ACS 5-Year658th percentileof 32,3302024 ACS 5-Year
Second homes2024 ACS 5-Year0.1%52nd percentileof 31,8952024 ACS 5-Year
Vacancy rate2024 ACS 5-Year13.1%74th percentileof 31,7692024 ACS 5-Year
Vacant housing units ±592024 ACS 5-Year75093rd percentileof 32,3302024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

49/ 100
Ranks 2,217 of 4,224 published city profiles
The most recent move in permitting was upward, in a series running from 2022 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 1% since 2020, to 12,886 in 2024.

Permitting has turned upward after moving the other way the year before: 13 units authorized in 2025, against 2 the year before.

New construction is predominantly single-family: of 14 units permitted over the past twelve months, none were in buildings of five or more homes.

Federal tax returns show Ottawa County, which contains Miami, gained about 0.2% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $44,137, close to the $43,476 of households that moved out.

At 1.1 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
14
12 months ending July 2026
Per 1,000 residents
1.1
Bottom 27% nationally
Year over year
+75%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202413k13k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

People moving in and out

Net migration
+0.2%
of residents, in a year
Arrivals from another state
57%
of people moving in
Income of arrivals
$44,137
average per tax return
Income of those who left
$43,476
average per tax return

Where newcomers came from

  1. Delaware County, OK 257 people · 17% of arrivals
  2. Jasper County, MO 168 people · 11% of arrivals
  3. Cherokee County, KS 103 people · 7.0% of arrivals
  4. Newton County, MO 86 people · 5.8% of arrivals
  5. Craig County, OK 80 people · 5.4% of arrivals

Where people who left went

  1. Delaware County, OK 233 people · 16% of departures
  2. Jasper County, MO 149 people · 10% of departures
  3. Cherokee County, KS 134 people · 9.4% of departures
  4. Craig County, OK 103 people · 7.2% of departures
  5. Newton County, MO 92 people · 6.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Ottawa County, OK. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

2022202320242025131.0
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2022 (+1200%).

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 24°F.

Air quality measures a median index of 51, in the Moderate band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MIAMI, 0.8 miles from this location.

Precipitation

MetricValueSource period
90th percentile air quality index2024 calendar year702024 calendar year
Average January low1991-2020 Normals24°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Days above AQI 1002024 calendar year12024 calendar year
Median air quality index2024 calendar year512024 calendar year
Seasonal temperature swing1991-2020 Normals45°F1991-2020 Normals

Air quality

Median air quality index
51
Moderate on a typical day
Worst tenth of days
70
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

17 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, drought and ice storm, with inland flooding alone responsible for 51% of it.

Ice stormHigh
DroughtElevated
Heat waveModerate
Inland floodingHigh
TornadoModerate
Winter weatherModerate
Cold waveElevated
EarthquakeModerate

Low or minimal exposure: strong wind, landslide, wildfire, hail, lightning, hurricane, avalanche, coastal flooding, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Violent crime
474
per 100,000 residents · 2025 calendar year
Property crime
2,339
per 100,000 residents · 2025 calendar year

Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.

Miami's police department reported 474 violent offenses per 100,000 residents, higher than most places with a department reporting. Property crime runs at 2,339.

Ottawa County has a modeled homicide rate of about 3.9 per 100,000 residents a year, because the CDC suppresses counts this small, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 33.0 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at about 11.8 per 100,000 residents in Ottawa County.

Homicide
3.9
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
33.0
per 100,000 residents
Drug overdose
11.8
per 100,000 residents · modeled, not measured
Suicide
39.6
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Offenses are reported to the FBI by Miami’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Miami (Ottawa County) rather than Miami itself. Neither is part of the Area Score. How to read crime rates and death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Northwest Arkansas Ntl at 52 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year83.7%Bottom 27%of 31,5882024 ACS 5-Year
Distance to major airportNASR current cycle52 miBottom 11%of 4,226NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 20%of 4,226NASR current cycle
No internet access ±1%2024 ACS 5-Year14.2%Bottom 23%of 31,5882024 ACS 5-Year
AirportCodeDistanceLongest runway
Northwest Arkansas NtlXNA52 mi8,801 ft
Tulsa IntlTUL74 mi10,000 ft
Springfield-Branson NtlSGF85 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
40
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
SafetyFederal Bureau of Investigation, Crime Data Explorer
Summarized offense counts by law enforcement agency
2025 calendar year
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

ZIP codes in Miami

1 ZIP area

Every ZIP area in Miami with census figures of its own, largest first.

ZIPPopulationMedian household incomeMedian home valueArea Score
7435417,208$50,818$127,60040