45504Springfield, Ohio

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 45504.

62out of 100
Area Score
Top 43% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4234th of 6,210 published ZIP areas46
Schools2929th of 4,422 published ZIP areas39
Growth4437th of 5,428 published ZIP areas31
Housing affordabilityTop 9% of 6,685 published ZIP areas100
Climate3842nd of 6,789 published ZIP areas68
Physical resilienceTop 18% of 6,709 published ZIP areas83
AccessTop 47% of 6,791 published ZIP areas94
Economic stability4365th of 6,742 published ZIP areas51
The quick read

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 16% of median household income and the median home is 2.6 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 45504 in the top 18% for physical resilience.

A major airport is 19 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
16,363
2024 ACS 5-Year
Median household income
$69,960
Bottom 47% nationally
Density
745/sq mi
22.0 sq mi of land
Median age
40.1
2024 ACS 5-Year
City
Springfield
Ohio
Metro area
Springfield, OH
Nearest major airport
DAY
19 mi · James M Cox Dayton Intl
Median home value
$180,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 52% of the 6,544 measured US ZIP areas.

Employment fell 0.5% over the past year, to 23,037 employed residents.

MetricValueCompared with peersSource period
Median household income ±$8,241$69,960Bottom 47%2024 ACS 5-Year
Per capita income ±$2,331$37,692Top 46%2024 ACS 5-Year
Poverty rate9.7%Bottom 45%2024 ACS 5-Year
Average commute21.8 minBottom 19%2024 ACS 5-Year
Bachelor's degree or higher27.1%Top 40%2024 ACS 5-Year
Employment23,037Bottom 23%June 2026
Employment change (3 years)-4.0%Bottom 6%June 2026
Employment change (year over year)-0.5%Top 43%June 2026
Labor force24,102Bottom 23%June 2026
Labor force participation59.1%Bottom 44%2024 ACS 5-Year
Mean annual wage$55,430Bottom 7%2025 OEWS
Median annual wage$45,470Bottom 9%2025 OEWS
Unemployment change (year over year)-1.3%Bottom 4%June 2026
Unemployment rate4.4%Bottom 48%June 2026
Median household income, successive ACS releases
202120222023202470k57k
Each point is a separate five-year estimate, most recently $69,960 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Springfield, OH
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers1,990$27,490
Miscellaneous Assemblers and Fabricators1,710$46,730
Heavy and Tractor-Trailer Truck Drivers1,380$58,810
Laborers and Freight, Stock, and Material Movers, Hand1,250$35,130
Retail Salespersons1,210$32,610
General and Operations Managers1,120$79,490

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Springfield, OH, the city containing this ZIP code.

36% of students met the state standard in mathematics and 44% in reading, across the schools here that reported results.

There are 14.7 students for every full-time teacher, fewer than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
14.7
across all schools here
Math proficiency
36.3%
Bottom 31% in Ohio
Reading proficiency
44.3%
Bottom 35% in Ohio
SchoolDistrictStudentsPer teacherMathReading
Snowhill Elementary SchoolSpringfield City School District42015.643%50%
Snyder Park Elementary SchoolSpringfield City School District37313.828%38%

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Ohio’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $944 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.6 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
16.2%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ median income
Median gross rent
$944
2024 ACS 5-Year
Median home value
$180,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.58Bottom 33%2024 ACS 5-Year
Homeownership rate74.0%Bottom 38%2024 ACS 5-Year
Housing units ±4287,167Top 22%2024 ACS 5-Year
Median gross rent ±$49$944Bottom 42%2024 ACS 5-Year
Median home value ±$15,629$180,600Bottom 39%2024 ACS 5-Year
Rent as a share of income16.2%Bottom 39%2024 ACS 5-Year
Vacancy rate9.3%Bottom 43%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
31/ 100
Ranks 4437 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.5 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
90
12 months ending July 2026
Per 1,000 residents
1.5
Bottom 34% nationally
Year over year
−2%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Springfield, OH, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 22°F.

Normal annual precipitation is 41.3 inches, including 25.0 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station DAYTON INTL AP, 19.0 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation41.3"1991-2020 Normals
Annual snowfall25.0"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

83 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, strong wind and hail.

Ice stormModerate
TornadoModerate
HailModerate
Winter weatherModerate
Strong windModerate
Heat waveModerate

Low or minimal exposure: inland flooding, earthquake, lightning, cold wave, drought, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Clark County records 7.4 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 19.3 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 21.5 per 100,000 residents in Clark County.

Homicide
7.4
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
19.3
per 100,000 residents · under 10 deaths
Drug overdose
21.5
per 100,000 residents · under 10 deaths
Suicide
16.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Clark County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 45504 rather than 45504 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 19 miles away.

AirportCodeDistanceLongest runway
James M Cox Dayton IntlDAY19 mi8,502 ft
Wilmington Air ParkILN36 mi10,701 ft
Rickenbacker IntlLCK51 mi11,902 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
62
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

45504 vs Springfield

How this ZIP area compares with Springfield as a whole. Both figures come from the same ACS release, so the comparison is like for like.

45504
Springfield
Median household income
$69,960
vs
$47,143
Per capita income
$37,692
vs
$27,034
Population density
745/sq mi
vs
2,184/sq mi
Median home value
$180,600
vs
$116,800
Median gross rent
$944
vs
$851
Homeownership rate
74.0%
vs
52.4%
Bachelor's degree or higher
27.1%
vs
16.7%
Poverty rate
9.7%
vs
23.1%
Median age
40.1
vs
37.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.