28542Jacksonville, North Carolina

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 28542.

58out of 100
Area Score
Bottom 43% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4455th of 6,210 published ZIP areas44
GrowthTop 34% of 5,428 published ZIP areas59
Housing affordabilityTop 9% of 6,685 published ZIP areas100
ClimateTop 18% of 6,789 published ZIP areas80
Physical resilience6413th of 6,709 published ZIP areas10
Access5685th of 6,791 published ZIP areas75
Economic stabilityTop 1% of 6,742 published ZIP areas100
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.9% and the Opportunity signal places 28542 in the bottom 28%.

Development activity is both elevated and accelerating — 541 housing units permitted over the past twelve months, up 552% on the prior year.

Physical-risk exposure is above the national median, driven mainly by hurricane, coastal flooding and lightning.

At a glance

Population
3,508
2024 ACS 5-Year
Median household income
$125,491
Top 8% nationally
Density
2,204/sq mi
1.6 sq mi of land
Median age
20.8
2024 ACS 5-Year
City
Jacksonville
North Carolina
Metro area
Jacksonville, NC
Nearest major airport
ILM
40 mi · Wilmington Intl
Median home value

Jobs & opportunity

Unemployment of 4.9% is lower than 31% of the 6,544 measured US ZIP areas.

Employment fell 1.9% over the past year, to 17,510 employed residents.

43% of adults hold a four-year degree, higher than 82% of measured US ZIP areas.

Household income is higher than at least 92% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$29,789$125,491Top 8%2024 ACS 5-Year
Per capita income ±$1,716$25,030Bottom 13%2024 ACS 5-Year
Poverty rate0.0%Bottom 1%2024 ACS 5-Year
Average commute9.1 minBottom 1%2024 ACS 5-Year
Bachelor's degree or higher43.3%Top 18%2024 ACS 5-Year
Employment17,510Bottom 15%June 2026
Employment change (3 years)-5.5%Bottom 2%June 2026
Employment change (year over year)-1.9%Bottom 20%June 2026
Labor force18,421Bottom 15%June 2026
Labor force participation99.5%Top 1%2024 ACS 5-Year
Mean annual wage$51,170Bottom 1%2025 OEWS
Median annual wage$40,230Bottom 2%2025 OEWS
Unemployment change (year over year)-0.6%Bottom 15%June 2026
Unemployment rate4.9%Top 31%June 2026
Median household income, successive ACS releases
2021202220232024125k108k
Each point is a separate five-year estimate, most recently $125,491 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Jacksonville, NC
OccupationPeople employedMedian annual wage
Retail Salespersons2,040$29,480
Fast Food and Counter Workers1,900$27,330
Cooks, Fast Food1,830$22,900
Cashiers1,630$26,380
Stockers and Order Fillers1,330$33,880
Waiters and Waitresses1,140$28,870

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Jacksonville, NC, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,451 takes 14% of median household income, below the 30% threshold at which a household is considered cost-burdened.

Rent as a share of income
13.9%
Below the 30% cost-burdened threshold
Home price to income
×
median home value ÷ median income
Median gross rent
$1,451
2024 ACS 5-Year
Median home value
MetricValueCompared with peersSource period
Homeownership rate0.0%Bottom 1%2024 ACS 5-Year
Housing units ±4645Bottom 6%2024 ACS 5-Year
Median gross rent ±$260$1,451Top 23%2024 ACS 5-Year
Rent as a share of income13.9%Bottom 22%2024 ACS 5-Year
Vacancy rate0.0%Bottom 1%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
59/ 100
Top 34% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

80% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 7.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
541
12 months ending July 2026
Per 1,000 residents
7.6
Top 18% nationally
Year over year
+552%
vs the prior twelve months
Multifamily share
79.9%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Jacksonville, NC, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 35°F.

Normal annual precipitation is 56.5 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station NEW RIVER MCAF, 4.9 miles from this location.
Precipitation
JFMAMJJASOND7.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation56.5"1991-2020 Normals
Annual snowfall0.6"1991-2020 Normals
Average January low35°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing35°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

10 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, coastal flooding and lightning.

HurricaneHigh
LightningModerate
Coastal floodingModerate

Low or minimal exposure: winter weather, heat wave, wildfire, tornado, strong wind, inland flooding, ice storm, earthquake, cold wave, hail, landslide, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Onslow County records 4.0 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 20.1 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 20.6 per 100,000 residents in Onslow County.

Homicide
4.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
20.1
per 100,000 residents · under 10 deaths
Drug overdose
20.6
per 100,000 residents · under 10 deaths
Suicide
23.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Onslow County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 28542 rather than 28542 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 40 miles away.

AirportCodeDistanceLongest runway
Wilmington IntlILM40 mi8,016 ft
Kinston Rgnl Jetport At Stallings FldISO42 mi11,498 ft
Raleigh-Durham IntlRDU109 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

28542 vs Jacksonville

How this ZIP area compares with Jacksonville as a whole. Both figures come from the same ACS release, so the comparison is like for like.

28542
Jacksonville
Median household income
$125,491
vs
$57,697
Per capita income
$25,030
vs
$30,271
Population density
2,204/sq mi
vs
1,461/sq mi
Median gross rent
$1,451
vs
$1,321
Homeownership rate
0.0%
vs
38.7%
Bachelor's degree or higher
43.3%
vs
26.3%
Poverty rate
0.0%
vs
12.7%
Median age
20.8
vs
23.4

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.