12211Loudonville, New York

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 12211.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 12% of 6,210 ZIP areas measured76
SchoolsTop 11% of 4,422 ZIP areas measured82
Housing affordabilityTop 34% of 6,685 ZIP areas measured89
Climate5763rd of 6,789 ZIP areas measured60
Physical resilienceTop 6% of 6,709 ZIP areas measured94
AccessTop 15% of 6,791 ZIP areas measured99
Economic stabilityTop 34% of 6,742 ZIP areas measured68
The quick read

12211 ranks in the top 12% of published ZIP profiles for employment opportunity, with unemployment at 3.7% and median household income of $156,605.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 12211 in the top 6% for physical resilience.

A major airport is 3 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
14,383
2024 ACS 5-Year
Median household income
$156,605
Top 3% nationally
Density
1,772/sq mi
8.1 sq mi of land
Median age
36.0
2024 ACS 5-Year
City
Loudonville
New York
Metro area
Albany-Schenectady-Troy, NY
Nearest major airport
ALB
3 mi · Albany Intl
Median home value
$398,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7% is lower than 78% of the 6,544 measured US ZIP areas.

Employment fell 0.4% over the past year, to 160,168 employed residents.

60% of adults hold a four-year degree, higher than 93% of measured US ZIP areas.

Household income is higher than at least 97% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$17,091$156,605Top 3%of 31,2952024 ACS 5-Year
Per capita income ±$7,842$70,717Top 6%of 32,8222024 ACS 5-Year
Poverty rate2.8%Bottom 10%of 32,9702024 ACS 5-Year
Average commute22.1 minBottom 20%of 32,8872024 ACS 5-Year
Bachelor's degree or higher60.3%Top 7%of 33,1932024 ACS 5-Year
Employment160,168Top 26%of 6,544June 2026
Employment change (3 years)-0.4%Bottom 44%of 6,542June 2026
Employment change (year over year)-0.4%Top 39%of 6,544June 2026
Labor force166,331Top 26%of 6,544June 2026
Labor force participation55.9%Bottom 34%of 33,2522024 ACS 5-Year
Mean annual wage$71,830Top 33%of 6,0722025 OEWS
Median annual wage$58,460Top 22%of 6,0722025 OEWS
Unemployment change (year over year)0.5%Top 31%of 6,544June 2026
Unemployment rate3.7%Bottom 22%of 6,544June 2026
Median household income, successive ACS releases
2021202220232024157k121k
Each point is a separate five-year estimate, most recently $156,605 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Albany-Schenectady-Troy, NY
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides13,180$37,590
Retail Salespersons11,930$35,420
Registered Nurses10,230$99,970
General and Operations Managers8,890$111,130
Janitors and Cleaners, Except Maids and Housekeeping Cleaners8,880$37,810
Cashiers8,570$34,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Loudonville, NY, the city containing this ZIP code.

67% of students met the state standard in mathematics and 70% in reading, across the schools here that reported results.

There are 12.6 students for every full-time teacher, fewer than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
12.6
across all schools here
Math proficiency
66.9%
Top 12% in New York
Reading proficiency
70.0%
Top 26% in New York
SchoolDistrictStudentsPer teacherMathReading
SOUTHGATE SCHOOLNORTH COLONIE CSD36911.962%70%
SHAKER ROAD ELEMENTARY SCHOOLSOUTH COLONIE CENTRAL SCHOOL DISTRICT35414.266%69%
LOUDONVILLE SCHOOLNORTH COLONIE CSD27011.775%71%

26.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against New York’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Prices for everything a household buys run about 2% below the national average, on the Bureau of Economic Analysis index. Housing drives most of that difference.

Median rent of $2,957 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Cost of living
98.2

Prices here run about 2% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Rent as a share of income
22.7%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$2,957
2024 ACS 5-Year
Median home value
$398,500
2024 ACS 5-Year
MetricValueCompared nationallySource period
Cost of living index98.2Bottom 42%of 6,0712023
Home price to income2.54Bottom 31%of 30,4042024 ACS 5-Year
Homeownership rate91.6%Top 15%of 32,9102024 ACS 5-Year
Housing units ±3934,511Top 29%of 33,7722024 ACS 5-Year
Median gross rent ±$1,352$2,957Top 1%of 26,6182024 ACS 5-Year
Median home value ±$22,970$398,500Top 20%of 30,9412024 ACS 5-Year
Rent as a share of income22.7%Top 22%of 26,4702024 ACS 5-Year
Vacancy rate4.1%Bottom 18%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 16°F.

Normal annual precipitation is 40.7 inches, including 59.2 inches of snow.

Air quality measures a median index of 36, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ALBANY AP, 3.3 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index61.02024 calendar year
Annual precipitation40.7"1991-2020 Normals
Annual snowfall59.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index36.02024 calendar year
Seasonal temperature swing49°F1991-2020 Normals
Air quality
Median air quality index
36
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

94 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and heat wave.

LandslideModerate
Ice stormModerate
HurricaneModerate
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: inland flooding, lightning, tornado, strong wind, cold wave, hail, winter weather, avalanche, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences — they say nothing about burglary, theft or assault.

Albany County records 3.8 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 7.3 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 13.6 per 100,000 residents in Albany County.

Homicide
3.8
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
7.3
per 100,000 residents · under 10 deaths
Drug overdose
13.6
per 100,000 residents · under 10 deaths
Suicide
10.1
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Albany County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 12211 rather than 12211 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

5 major airports lie within 100 miles, the nearest 3 miles away.

AirportCodeDistanceLongest runway
Albany IntlALB3 mi8,500 ft
Westfield-Barnes RgnlBAF66 mi9,000 ft
Bradley IntlBDL77 mi9,510 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023Annually, each December
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

12211 vs Loudonville

How this ZIP area compares with Loudonville as a whole. Both figures come from the same ACS release, so the comparison is like for like.

12211
Loudonville
Median household income
$156,605
vs
$142,829
Per capita income
$70,717
vs
$78,664
Population density
1,772/sq mi
vs
2,121/sq mi
Median home value
$398,500
vs
$391,200
Median gross rent
$2,957
vs
$1,829
Homeownership rate
91.6%
vs
94.9%
Bachelor's degree or higher
60.3%
vs
62.9%
Poverty rate
2.8%
vs
3.3%
Median age
36.0
vs
41.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.