12202Albany, New York

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 12202.

60out of 100
Area Score
Top 49% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4355th of 6,210 published ZIP areas45
Schools3418th of 4,422 published ZIP areas30
Growth3573rd of 5,428 published ZIP areas40
Housing affordabilityTop 43% of 6,685 published ZIP areas84
Climate5763rd of 6,789 published ZIP areas60
Physical resilienceTop 6% of 6,709 published ZIP areas94
AccessTop 15% of 6,791 published ZIP areas99
Economic stability5474th of 6,742 published ZIP areas40
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.5% and the Opportunity signal places 12202 in the bottom 30%.

Residential permitting has slowed: 236 units authorized over the past twelve months, 33% below the prior year.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 12202 in the top 6% for physical resilience.

At a glance

Population
10,166
2024 ACS 5-Year
Median household income
$52,868
Bottom 19% nationally
Density
5,065/sq mi
2.0 sq mi of land
Median age
32.9
2024 ACS 5-Year
City
Albany
New York
Metro area
Albany-Schenectady-Troy, NY
Nearest major airport
ALB
8 mi · Albany Intl
Median home value
$166,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.5% is lower than 48% of the 6,544 measured US ZIP areas.

Employment fell 0.4% over the past year, to 50,467 employed residents.

Median household income of $52,868 is below 81% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,716$52,868Bottom 19%2024 ACS 5-Year
Per capita income ±$3,294$28,446Bottom 22%2024 ACS 5-Year
Poverty rate31.4%Top 6%2024 ACS 5-Year
Average commute24.4 minBottom 32%2024 ACS 5-Year
Bachelor's degree or higher29.7%Top 35%2024 ACS 5-Year
Employment50,467Bottom 48%June 2026
Employment change (3 years)-1.0%Bottom 34%June 2026
Employment change (year over year)-0.4%Top 39%June 2026
Labor force52,847Bottom 48%June 2026
Labor force participation66.7%Top 26%2024 ACS 5-Year
Mean annual wage$71,830Top 33%2025 OEWS
Median annual wage$58,460Top 22%2025 OEWS
Unemployment change (year over year)0.5%Top 31%June 2026
Unemployment rate4.5%Top 48%June 2026
Median household income, successive ACS releases
202120222023202453k45k
Each point is a separate five-year estimate, most recently $52,868 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Albany-Schenectady-Troy, NY
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides13,180$37,590
Retail Salespersons11,930$35,420
Registered Nurses10,230$99,970
General and Operations Managers8,890$111,130
Janitors and Cleaners, Except Maids and Housekeeping Cleaners8,880$37,810
Cashiers8,570$34,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Albany, NY, the city containing this ZIP code.

23% of students met the state standard in mathematics and 30% in reading, across the schools here that reported results.

There are 13.1 students for every full-time teacher, fewer than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
13.1
across all schools here
Math proficiency
23.0%
Bottom 23% in New York
Reading proficiency
30.2%
Bottom 10% in New York
SchoolDistrictStudentsPer teacherMathReading
KIPP ALBANY COMMUNITY CHARTER SCHOOL · charterKIPP ALBANY COMMUNITY CHARTER SCHOOL68821.5
WILLIAM S HACKETT MIDDLE SCHOOLALBANY CITY SCHOOL DISTRICT6159.525%
GREEN TECH HIGH CHARTER SCHOOL · charterGREEN TECH HIGH CHARTER SCHOOL45012.9
GIFFEN MEMORIAL ELEMENTARY SCHOOLALBANY CITY SCHOOL DISTRICT38712.513%23%
THOMAS S O'BRIEN ACADEMY OF SCIENCE & TECHNOLOGYALBANY CITY SCHOOL DISTRICT26213.134%41%

74.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against New York’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,064 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.1 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
24.2%
Below the 30% cost-burdened threshold
Home price to income
3.1×
median home value ÷ median income
Median gross rent
$1,064
2024 ACS 5-Year
Median home value
$166,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.14Top 49%2024 ACS 5-Year
Homeownership rate25.6%Bottom 3%2024 ACS 5-Year
Housing units ±5075,404Top 26%2024 ACS 5-Year
Median gross rent ±$94$1,064Top 46%2024 ACS 5-Year
Median home value ±$25,594$166,000Bottom 33%2024 ACS 5-Year
Rent as a share of income24.2%Top 17%2024 ACS 5-Year
Vacancy rate12.5%Top 45%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
40/ 100
Ranks 3573 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 2.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
236
12 months ending July 2026
Per 1,000 residents
2.3
Bottom 45% nationally
Year over year
−33%
vs the prior twelve months
Multifamily share
23.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Albany, NY, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 16°F.

Normal annual precipitation is 40.7 inches, including 59.2 inches of snow.

Air quality measures a median index of 36, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

0°20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ALBANY AP, 7.9 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index61.02024 calendar year
Annual precipitation40.7"1991-2020 Normals
Annual snowfall59.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index36.02024 calendar year
Seasonal temperature swing49°F1991-2020 Normals
Air quality
Median air quality index
36
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

94 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and heat wave.

LandslideModerate
Ice stormModerate
HurricaneModerate
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: inland flooding, lightning, tornado, strong wind, cold wave, hail, winter weather, avalanche, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Albany County records 3.8 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 7.3 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 13.6 per 100,000 residents in Albany County.

Homicide
3.8
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
7.3
per 100,000 residents · under 10 deaths
Drug overdose
13.6
per 100,000 residents · under 10 deaths
Suicide
10.1
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Albany County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 12202 rather than 12202 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Albany IntlALB8 mi8,500 ft
Westfield-Barnes RgnlBAF63 mi9,000 ft
Bradley IntlBDL73 mi9,510 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

12202 vs Albany

How this ZIP area compares with Albany as a whole. Both figures come from the same ACS release, so the comparison is like for like.

12202
Albany
Median household income
$52,868
vs
$61,986
Per capita income
$28,446
vs
$37,843
Population density
5,065/sq mi
vs
4,695/sq mi
Median home value
$166,000
vs
$234,700
Median gross rent
$1,064
vs
$1,216
Homeownership rate
25.6%
vs
38.2%
Bachelor's degree or higher
29.7%
vs
45.3%
Poverty rate
31.4%
vs
22.9%
Median age
32.9
vs
32.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.