59405Great Falls, Montana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 59405.

57out of 100
Area Score
Bottom 38% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity3411th of 6,210 published ZIP areas52
Schools3598th of 4,422 published ZIP areas27
Growth3332nd of 5,428 published ZIP areas43
Housing affordabilityTop 46% of 6,685 published ZIP areas83
Climate6336th of 6,789 published ZIP areas56
Physical resilienceTop 39% of 6,709 published ZIP areas68
Access3563rd of 6,791 published ZIP areas92
Economic stability4764th of 6,742 published ZIP areas47
The quick read

Unemployment is 3.4% and median household income $59,449, putting employment conditions in the middle range of published ZIP profiles.

In the public schools here, 35% of students met the state standard in mathematics, with 13.8 students for every teacher.

A major airport is 14 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
33,350
2024 ACS 5-Year
Median household income
$59,449
Bottom 29% nationally
Density
70/sq mi
479.4 sq mi of land
Median age
35.1
2024 ACS 5-Year
City
Great Falls
Montana
Metro area
Great Falls, MT
Nearest major airport
GTF
14 mi · Great Falls Intl
Median home value
$250,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.4% is lower than 89% of the 6,544 measured US ZIP areas.

Employment fell 1.2% over the past year, to 28,084 employed residents.

MetricValueCompared with peersSource period
Median household income ±$3,716$59,449Bottom 29%2024 ACS 5-Year
Per capita income ±$2,692$36,131Bottom 49%2024 ACS 5-Year
Poverty rate16.4%Top 27%2024 ACS 5-Year
Average commute16.8 minBottom 6%2024 ACS 5-Year
Bachelor's degree or higher27.2%Top 40%2024 ACS 5-Year
Employment28,084Bottom 29%June 2026
Employment change (3 years)-2.1%Bottom 19%June 2026
Employment change (year over year)-1.2%Bottom 41%June 2026
Labor force29,074Bottom 29%June 2026
Labor force participation62.5%Top 43%2024 ACS 5-Year
Mean annual wage$59,170Bottom 16%2025 OEWS
Median annual wage$46,510Bottom 14%2025 OEWS
Unemployment change (year over year)0.2%Top 44%June 2026
Unemployment rate3.4%Bottom 11%June 2026
Median household income, successive ACS releases
202120222023202461k49k
Each point is a separate five-year estimate, most recently $59,449 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Great Falls, MT
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers1,340$28,200
Retail Salespersons1,130$35,000
Home Health and Personal Care Aides990$34,540
Registered Nurses880$78,290
Stockers and Order Fillers790$36,760
Cashiers760$31,320

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Great Falls, MT, the city containing this ZIP code.

35% of students met the state standard in mathematics and 42% in reading, across the schools here that reported results.

There are 13.8 students for every full-time teacher, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
13.8
across all schools here
Math proficiency
34.9%
Bottom 21% in Montana
Reading proficiency
42.2%
Bottom 7% in Montana
SchoolDistrictStudentsPer teacherMathReading
Great Falls High SchoolGreat Falls H S1,54815.2
East Middle SchoolGreat Falls Elem76413.633%46%
Sunnyside SchoolGreat Falls Elem39615.837%41%
Loy SchoolGreat Falls Elem39217.845%50%
Lincoln SchoolGreat Falls Elem37316.237%55%
Lewis & Clark SchoolGreat Falls Elem33819.940%38%
Mountain View SchoolGreat Falls Elem3159.821%35%
Longfellow SchoolGreat Falls Elem26312.512%12%
Chief Joseph SchoolGreat Falls Elem26012.451%48%
Grass Land Colony SchoolCenterville Elem2110.5
MT Sch For Deaf & Blnd ElMont Sch for Deaf Blind202.0
MT Sch For Deaf & Blnd HSMont Sch for Deaf Blind151.5

61.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Montana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $965 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.5%
Below the 30% cost-burdened threshold
Home price to income
4.2×
median home value ÷ median income
Median gross rent
$965
2024 ACS 5-Year
Median home value
$250,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.21Top 25%2024 ACS 5-Year
Homeownership rate57.0%Bottom 14%2024 ACS 5-Year
Housing units ±43015,374Top 8%2024 ACS 5-Year
Median gross rent ±$36$965Bottom 45%2024 ACS 5-Year
Median home value ±$12,223$250,100Top 42%2024 ACS 5-Year
Rent as a share of income19.5%Top 38%2024 ACS 5-Year
Vacancy rate7.3%Bottom 34%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
43/ 100
Ranks 3332 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 2.4 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
144
12 months ending July 2026
Per 1,000 residents
2.4
Bottom 45% nationally
Year over year
+125%
vs the prior twelve months
Multifamily share
52.8%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Great Falls, MT, the city containing this ZIP code.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 15°F.

Normal annual precipitation is 14.8 inches, including 66.1 inches of snow.

0°20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station GREAT FALLS INTL AP, 13.3 miles from this location.
Precipitation
JFMAMJJASOND2.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation14.8"1991-2020 Normals
Annual snowfall66.1"1991-2020 Normals
Average January low15°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months41991-2020 Normals
Seasonal temperature swing43°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

68 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, cold wave and earthquake.

Cold waveModerate
WildfireModerate
Inland floodingElevated
LandslideModerate
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: winter weather, avalanche, lightning, strong wind, hail, drought, ice storm, tornado.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Cascade County records 4.1 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 22.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 21.2 per 100,000 residents in Cascade County.

Homicide
4.1
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
22.4
per 100,000 residents · under 10 deaths
Drug overdose
21.2
per 100,000 residents · under 10 deaths
Suicide
31.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Cascade County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 59405 rather than 59405 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 14 miles away.

AirportCodeDistanceLongest runway
Great Falls IntlGTF14 mi10,502 ft
Helena RgnlHLN57 mi9,000 ft
Bozeman Yellowstone IntlBZN105 mi8,994 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
57
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

59405 vs Great Falls

How this ZIP area compares with Great Falls as a whole. Both figures come from the same ACS release, so the comparison is like for like.

59405
Great Falls
Median household income
$59,449
vs
$63,373
Per capita income
$36,131
vs
$38,231
Population density
70/sq mi
vs
2,608/sq mi
Median home value
$250,100
vs
$257,000
Median gross rent
$965
vs
$900
Homeownership rate
57.0%
vs
66.1%
Bachelor's degree or higher
27.2%
vs
27.8%
Poverty rate
16.4%
vs
14.5%
Median age
35.1
vs
39.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.