65809Springfield, Missouri

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 65809.

77out of 100
Area Score
Top 4% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 5% of 6,210 published ZIP areas82
GrowthTop 44% of 5,428 published ZIP areas54
Housing affordabilityTop 25% of 6,685 published ZIP areas93
ClimateTop 41% of 6,789 published ZIP areas72
Physical resilienceTop 27% of 6,709 published ZIP areas77
AccessTop 48% of 6,791 published ZIP areas93
Economic stabilityTop 29% of 6,742 published ZIP areas71
The quick read

65809 ranks in the top 5% of published ZIP profiles for employment opportunity, with unemployment at 3.9% and median household income of $111,364.

Rent takes 11% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.6 times that income.

A major airport is 12 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
11,384
2024 ACS 5-Year
Median household income
$111,364
Top 13% nationally
Density
669/sq mi
17.0 sq mi of land
Median age
48.4
2024 ACS 5-Year
City
Springfield
Missouri
Metro area
Springfield, MO
Nearest major airport
SGF
12 mi · Springfield-Branson Ntl
Median home value
$402,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.9% is lower than 71% of the 6,544 measured US ZIP areas.

Employment grew 1.2% over the past year, to 85,368 employed residents.

60% of adults hold a four-year degree, higher than 93% of measured US ZIP areas.

Household income is higher than at least 87% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$12,785$111,364Top 13%2024 ACS 5-Year
Per capita income ±$9,530$70,952Top 6%2024 ACS 5-Year
Poverty rate3.1%Bottom 11%2024 ACS 5-Year
Average commute21.7 minBottom 19%2024 ACS 5-Year
Bachelor's degree or higher59.9%Top 7%2024 ACS 5-Year
Employment85,368Top 38%June 2026
Employment change (3 years)2.2%Top 22%June 2026
Employment change (year over year)1.2%Top 10%June 2026
Labor force88,795Top 38%June 2026
Labor force participation57.1%Bottom 37%2024 ACS 5-Year
Mean annual wage$56,420Bottom 8%2025 OEWS
Median annual wage$45,780Bottom 10%2025 OEWS
Unemployment change (year over year)-0.4%Bottom 25%June 2026
Unemployment rate3.9%Bottom 29%June 2026
Median household income, successive ACS releases
2021202220232024111k97k
Each point is a separate five-year estimate, most recently $111,364 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Springfield, MO
OccupationPeople employedMedian annual wage
General and Operations Managers7,300$76,290
Stockers and Order Fillers7,080$36,530
Home Health and Personal Care Aides7,060$32,190
Registered Nurses6,820$79,370
Heavy and Tractor-Trailer Truck Drivers6,790$56,070
Retail Salespersons5,810$31,760

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Springfield, MO, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $977 takes 11% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.6 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
10.5%
Below the 30% cost-burdened threshold
Home price to income
3.6×
median home value ÷ median income
Median gross rent
$977
2024 ACS 5-Year
Median home value
$402,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.61Top 36%2024 ACS 5-Year
Homeownership rate83.3%Top 37%2024 ACS 5-Year
Housing units ±3154,849Top 28%2024 ACS 5-Year
Median gross rent ±$126$977Bottom 47%2024 ACS 5-Year
Median home value ±$23,491$402,200Top 20%2024 ACS 5-Year
Rent as a share of income10.5%Bottom 6%2024 ACS 5-Year
Vacancy rate2.7%Bottom 11%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
54/ 100
Top 44% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 19% of permitted units are in buildings of five or more homes.

At 1.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
192
12 months ending July 2026
Per 1,000 residents
1.1
Bottom 28% nationally
Year over year
+32%
vs the prior twelve months
Multifamily share
18.8%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Springfield, MO, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 23°F.

Normal annual precipitation is 46.5 inches.

Air quality measures a median index of 45, in the Good band, and no day in the year passed 100.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SPRINGFIELD WBO, 6.3 miles from this location.
Precipitation
JFMAMJJASOND6.0"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index60.02024 calendar year
Annual precipitation46.5"1991-2020 Normals
Average January low23°F1991-2020 Normals
Average July high88°F1991-2020 Normals
Comfortable months71991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index45.02024 calendar year
Seasonal temperature swing45°F1991-2020 Normals
Air quality
Median air quality index
45
Good on a typical day
Worst tenth of days
60
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

77 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, ice storm and cold wave.

Ice stormHigh
Winter weatherModerate
HailModerate
EarthquakeElevated
Strong windModerate
Cold waveModerate
LandslideModerate

Low or minimal exposure: heat wave, lightning, tornado, inland flooding, wildfire, drought, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Greene County records 5.3 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 19.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 16.7 per 100,000 residents in Greene County.

Homicide
5.3
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
19.7
per 100,000 residents · under 10 deaths
Drug overdose
16.7
per 100,000 residents · under 10 deaths
Suicide
25.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Greene County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 65809 rather than 65809 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
Springfield-Branson NtlSGF12 mi8,000 ft
Northwest Arkansas NtlXNA87 mi8,801 ft
Fort Smith RgnlFSM143 mi9,318 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
77
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

65809 vs Springfield

How this ZIP area compares with Springfield as a whole. Both figures come from the same ACS release, so the comparison is like for like.

65809
Springfield
Median household income
$111,364
vs
$49,311
Per capita income
$70,952
vs
$32,041
Population density
669/sq mi
vs
2,040/sq mi
Median home value
$402,200
vs
$177,700
Median gross rent
$977
vs
$964
Homeownership rate
83.3%
vs
43.9%
Bachelor's degree or higher
59.9%
vs
31.4%
Poverty rate
3.1%
vs
18.4%
Median age
48.4
vs
33.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.