Steamboat Springs, CO

Micro Area Profile

38,291 residents. Jobs, income, development, climate and physical risk across the Steamboat Springs, CO micropolitan area.

53out of 100
Area Score
Bottom 33% of 834 profiles measured

How we calculate this

How this area ranks

Data updated · 9 sources
OpportunityTop 42% of 835 metro and micro areas measured55
SchoolsTop 14% of 695 metro and micro areas measured78
Growth539th of 834 metro and micro areas measured42
Housing affordability760th of 835 metro and micro areas measured52
Climate824th of 835 metro and micro areas measured46
Physical resilience683rd of 835 metro and micro areas measured29
AccessTop 36% of 835 metro and micro areas measured84
Economic stabilityTop 15% of 835 metro and micro areas measured80
The quick read

Unemployment is 3.7% and median household income $95,400, putting employment conditions in the middle range of metro and micro areas measured.

Public schools test above most of the state: 38% of students met the mathematics standard, placing the area in the top 14% of published profiles for schools.

Residential permitting has slowed: 248 units authorized over the past twelve months, 48% below the prior year.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
38,291
2024 ACS 5-Year
Median household income
$95,400
Top 5% nationally
Density
5/sq mi
7,105.3 sq mi of land
Median age
42.3
2024 ACS 5-Year
Area type
Micropolitan area
Colorado
Nearest major airport
HDN
33 mi · Yampa Valley
Median home value
$564,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7%, lower than in 69% of the 835 measured US metro and micro areas.

Employment fell 4.6% over the past year, to 18,910 employed residents.

43% of adults hold a four-year degree, higher than 94% of measured US metro and micro areas.

Median household income of $95,400 is higher than in 95% of measured US metro and micro areas.

MetricValueCompared nationallySource period
Median household income ±$6,1292024 ACS 5-Year$95,400Top 5%of 9352024 ACS 5-Year
Per capita income ±$2,8632024 ACS 5-Year$57,460Top 2%of 9352024 ACS 5-Year
Poverty rate ±1%2024 ACS 5-Year5.8%Top 1%of 9352024 ACS 5-Year
Average commute ±1.3 min2024 ACS 5-Year21.7 minTop 25%of 9352024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year42.9%Top 6%of 9352024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year70.0%13th percentileof 9352024 ACS 5-Year
EmploymentJuly 202618,910Bottom 22%of 835July 2026
Employment change (3 years)July 2026−6.5%Bottom 3%of 835July 2026
Employment change (year over year)July 2026−4.6%Bottom 4%of 835July 2026
Labor forceJuly 202619,64622nd percentileof 835July 2026
Labor force participation ±2%2024 ACS 5-Year82.9%Top 10%of 9352024 ACS 5-Year
Public transit to work ±0.7%2024 ACS 5-Year1.3%88th percentileof 9352024 ACS 5-Year
Unemployment change (year over year)July 2026+0.3%Bottom 21%of 835July 2026
Unemployment rateJuly 20263.7%Top 31%of 835July 2026
Worked from home ±2%2024 ACS 5-Year16.1%92nd percentileof 9352024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/075.22.7
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 3.7% in July 2026. It has been holding roughly steady, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

38% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 13.1 students for every full-time teacher across 21 public schools, fewer than in most measured places.

Public schools
22
2024-25 school year
Students per teacher
13.1
across 21 of them
Math proficiency
37.9%
Top 29% in Colorado
Reading proficiency
57.9%
Top 14% in Colorado
The 12 largest of 22 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Steamboat Springs High SchoolSteamboat Springs School District No. Re 287117.157%82%
Moffat County High SchoolMoffat County School District RE: No. 148114.612%37%
Steamboat Springs Middle SchoolSteamboat Springs School District No. Re 244012.259%71%
Craig Middle SchoolMoffat County School District RE: No. 141914.016%32%
Soda Creek Elementary SchoolSteamboat Springs School District No. Re 237912.659%70%
Strawberry Park Elementary SchoolSteamboat Springs School District No. Re 236811.956%68%
Sleeping Giant SchoolSteamboat Springs School District No. Re 23379.9——
Sandrock ElementaryMoffat County School District RE: No. 129912.017%32%
Sunset Elementary SchoolMoffat County School District RE: No. 126111.927%52%
Ridgeview Elementary SchoolMoffat County School District RE: No. 123310.627%52%
Hayden Valley Elementary SchoolHayden School District No. Re 123214.527%42%
Steamboat Montessori · charterState Charter School Institute14014.035%65%

33.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Colorado’s own standard, so it is ranked within state. How to read school figures.

Homeowners here who pay a tax bill pay a median of $2,049 a year in real estate taxes, about 0.36% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,022, some 29% above the $1,568 tenants already here pay.

At HUD’s Fair Market Rent of $2,022 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $80,900 a year, about 85% of the median household income here of $95,400.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,568 a month.

A median home at $564,500 costs 5.0 times the median income of its owner-occupied households, $112,332, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
29.0%
Below the 30% cost-burdened threshold
Home price to income
5.0×
median home value ÷ owner household income
Market rent, two bedroom
$2,022
what a new lease costs · FY2026
Median gross rent
$1,568
what tenants now pay · 2024 ACS 5-Year
Median home value
$564,500
2024 ACS 5-Year

The figures above are measured against Steamboat Springs’s median household income of $95,400, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price to income ±0.62024 ACS 5-Year5.0Bottom 6%of 9352024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year73.8%75th percentileof 9352024 ACS 5-Year
Housing units ±552024 ACS 5-Year23,30535th percentileof 9352024 ACS 5-Year
Market rent, one bedroomFY2026$1,845Bottom 2%of 818FY2026
Market rent, three bedroomFY2026$2,424Bottom 6%of 818FY2026
Market rent, two bedroomFY2026$2,022Bottom 4%of 818FY2026
Median gross rent ±$942024 ACS 5-Year$1,568Bottom 7%of 9352024 ACS 5-Year
Median home value ±$44,5172024 ACS 5-Year$564,50096th percentileof 9352024 ACS 5-Year
Median property taxes ±$1452024 ACS 5-Year$2,04953rd percentileof 9332024 ACS 5-Year
Owner household income ±$8,6002024 ACS 5-Year$112,332Top 8%of 9352024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.36%4th percentileof 9322024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year29.0%Bottom 48%of 9352024 ACS 5-Year
Seasonal and second homes ±4332024 ACS 5-Year4,54881st percentileof 9352024 ACS 5-Year
Second homes2024 ACS 5-Year19.5%96th percentileof 9352024 ACS 5-Year
Vacancy rate2024 ACS 5-Year9.0%63rd percentileof 9352024 ACS 5-Year
Vacant housing units ±4122024 ACS 5-Year6,63462nd percentileof 9352024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

42/ 100
Ranks 539 of 834 published metro profiles
The most recent move in permitting was downward, in a series running from 2024 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 1% since 2020, reaching 38,385 in 2024.

At 6.5 permitted units per 1,000 residents, building activity is above the median for measured US metro and micro areas.

Units permitted
248
12 months ending July 2026
Per 1,000 residents
6.5
Top 17% nationally
Year over year
−48%
vs the prior twelve months
Multifamily share
21.8%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202438k38k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been holding roughly steady, over a series running from 2020 to 2024.

Weather & climate

4 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 3°F.

Normal annual precipitation is 14.1 inches.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CRAIG MOFFAT CO AP, 16.8 miles from this location.

Precipitation

JFMAMJJASOND1.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals14.1"1991-2020 Normals
Average January low1991-2020 Normals3°F1991-2020 Normals
Average July high1991-2020 Normals89°F1991-2020 Normals
Comfortable months1991-2020 Normals41991-2020 Normals
Seasonal temperature swing1991-2020 Normals51°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

29 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, wildfire and avalanche, with inland flooding alone responsible for 75% of it.

WildfireElevated
AvalancheModerate
Inland floodingElevated
EarthquakeElevated
Cold waveModerate

Low or minimal exposure: landslide, winter weather, lightning, drought, volcanic activity, ice storm, strong wind, hail, tornado, heat wave, coastal flooding, tsunami, hurricane.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. This value is the population-weighted mean of all component counties; expected annual loss is their sum. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Death-certificate rates
The CDC publishes these rates by county, so a metropolitan area carries none of its own. The county profiles inside it do.
Air quality
The EPA publishes an air-quality index by county, and only where a monitor sits, so a metropolitan area carries none of its own. The county profiles inside it show it where one exists.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Yampa Valley at 33 miles.

MetricValueCompared nationallySource period
Broadband access ±1.0%2024 ACS 5-Year92.0%Top 14%of 9352024 ACS 5-Year
Distance to major airportNASR current cycle33 miTop 38%of 835NASR current cycle
Major airports within 100 milesNASR current cycle4Top 43%of 835NASR current cycle
No internet access ±2%2024 ACS 5-Year5.8%Top 19%of 9352024 ACS 5-Year
AirportCodeDistanceLongest runway
Yampa ValleyHDN33 mi10,000 ft
Shively FldSAA80 mi8,801 ft
Eagle County RgnlEGE80 mi9,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
53
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.