AreaProfile

01854Lowell, Massachusetts

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 01854.

61
Area Score
Top 47% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4406th of 6,210 published ZIP areas45
Schools2714th of 4,422 published ZIP areas43
GrowthTop 33% of 5,428 published ZIP areas60
Housing affordability5271st of 6,685 published ZIP areas59
Climate4999th of 6,789 published ZIP areas63
Physical resilienceTop 13% of 6,709 published ZIP areas88
Access3452nd of 6,791 published ZIP areas93
Economic stability4141st of 6,742 published ZIP areas53
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.7% and the Opportunity signal places 01854 in the bottom 29%.

In the public schools here, 21% of students met the state standard in mathematics, with 12.5 students for every teacher.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 01854 in the top 13% for physical resilience.

At a glance

Population
30,081
2024 ACS 5-Year
Median household income
$72,709
Top 49% nationally
Density
7,596/sq mi
4.0 sq mi of land
Median age
32.8
2024 ACS 5-Year
City
Lowell
Massachusetts
Metro area
Boston-Cambridge-Newton, MA-NH
Nearest major airport
MHT
20 mi · Manchester Boston Rgnl
Median home value
$412,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 40% of the 6,544 measured US ZIP areas.

Employment fell 1.7% over the past year, to 60,432 employed residents.

MetricValueCompared with peersSource period
Median household income ±$8,322$72,709Top 49%2024 ACS 5-Year
Per capita income ±$2,605$34,471Bottom 43%2024 ACS 5-Year
Poverty rate17.7%Top 24%2024 ACS 5-Year
Average commute30.0 minTop 38%2024 ACS 5-Year
Bachelor's degree or higher31.2%Top 32%2024 ACS 5-Year
Employment60,432Top 47%June 2026
Employment change (3 years)-0.1%Bottom 48%June 2026
Employment change (year over year)-1.7%Bottom 27%June 2026
Labor force63,404Top 47%June 2026
Labor force participation65.6%Top 30%2024 ACS 5-Year
Mean annual wage$89,620Top 8%2025 OEWS
Median annual wage$66,620Top 8%2025 OEWS
Unemployment change (year over year)-0.4%Bottom 27%June 2026
Unemployment rate4.7%Top 40%June 2026
Median household income, successive ACS releases
202120222023202473k58k
Each point is a separate five-year estimate, most recently $72,709 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Boston-Cambridge-Newton, MA-NH
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides72,420$40,910
General and Operations Managers70,950$133,800
Registered Nurses64,240$106,180
Retail Salespersons64,150$36,850
Fast Food and Counter Workers60,130$36,290
Janitors and Cleaners, Except Maids and Housekeeping Cleaners43,160$46,550

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Lowell, MA, the city containing this ZIP code.

21% of students met the state standard in mathematics and 31% in reading, across the schools here that reported results.

There are 12.5 students for every full-time teacher, fewer than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
12.5
across all schools here
Math proficiency
21.4%
Bottom 37% in Massachusetts
Reading proficiency
31.1%
Bottom 25% in Massachusetts
SchoolDistrictStudentsPer teacherMathReading
Lowell Community Charter Public School · charterLowell Community Charter Public81612.232%47%
Dr An Wang SchoolLowell66315.417%27%
Kathryn P. Stoklosa Middle SchoolLowell61312.817%19%
Pawtucketville MemorialLowell46313.625%47%
Charlotte M Murkland ElementaryLowell44812.427%27%
Joseph McAvinnueLowell44713.119%25%
Bartlett Community PartnershipLowell4088.95%17%

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Massachusetts’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,487 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.7 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
24.5%
Below the 30% cost-burdened threshold
Home price to income
5.7×
median home value ÷ median income
Median gross rent
$1,487
2024 ACS 5-Year
Median home value
$412,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.67Top 12%2024 ACS 5-Year
Homeownership rate37.8%Bottom 5%2024 ACS 5-Year
Housing units ±59311,140Top 14%2024 ACS 5-Year
Median gross rent ±$111$1,487Top 22%2024 ACS 5-Year
Median home value ±$23,686$412,000Top 19%2024 ACS 5-Year
Rent as a share of income24.5%Top 16%2024 ACS 5-Year
Vacancy rate4.8%Bottom 22%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
60/ 100
Top 33% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

85% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 1.9 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
229
12 months ending July 2026
Per 1,000 residents
1.9
Bottom 39% nationally
Year over year
+35%
vs the prior twelve months
Multifamily share
84.7%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Lowell, MA, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 19°F.

Normal annual precipitation is 40.9 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LAWRENCE MUNI AP, 12.3 miles from this location.
Precipitation
JFMAMJJASOND4.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation40.9"1991-2020 Normals
Average January low19°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing46°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

88 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and heat wave.

Ice stormModerate
EarthquakeElevated
Heat waveModerate
HurricaneModerate
DroughtModerate

Low or minimal exposure: inland flooding, lightning, strong wind, cold wave, tornado, wildfire, winter weather, coastal flooding, landslide, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 20 miles away.

AirportCodeDistanceLongest runway
Manchester Boston RgnlMHT20 mi9,250 ft
General Edward Lawrence Logan IntlBOS26 mi10,083 ft
Rhode Island TF Green IntlPVD64 mi8,700 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
61
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

01854 vs Lowell

How this ZIP area compares with Lowell as a whole. Both figures come from the same ACS release, so the comparison is like for like.

01854
Lowell
Median household income
$72,709
vs
$78,658
Per capita income
$34,471
vs
$36,400
Population density
7,596/sq mi
vs
8,697/sq mi
Median home value
$412,000
vs
$429,200
Median gross rent
$1,487
vs
$1,625
Homeownership rate
37.8%
vs
43.2%
Bachelor's degree or higher
31.2%
vs
30.0%
Poverty rate
17.7%
vs
16.9%
Median age
32.8
vs
35.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.