AreaProfile

46224Indianapolis, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 46224.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 38% of 727 published ZIP areas60
Housing affordabilityTop 25% of 800 published ZIP areas85
Climate471st of 779 published ZIP areas68
Physical resilienceTop 34% of 800 published ZIP areas66
AccessTop 46% of 779 published ZIP areas97
Economic stability419th of 800 published ZIP areas58
The quick read

A major airport is 6 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
40,228
2024 ACS 5-Year
Median household income
$55,986
Bottom 23% nationally
Density
5,626/sq mi
7.2 sq mi of land
Median age
32.1
2024 ACS 5-Year
City
Indianapolis
Indiana
Metro area
Indianapolis-Carmel-Greenwood, IN
Nearest major airport
IND
6 mi · Indianapolis Intl
Median home value
$181,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.7% is lower than 90% of the 1,061 measured US ZIP areas.

Employment fell 0.7% over the past year, to 455,353 employed residents.

Median household income of $55,986 is below 77% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$5,584$55,986Bottom 23%2024 ACS 5-Year
Per capita income ±$1,795$27,918Bottom 20%2024 ACS 5-Year
Poverty rate16.9%Top 26%2024 ACS 5-Year
Average commute25.3 minBottom 36%2024 ACS 5-Year
Bachelor's degree or higher23.9%Top 48%2024 ACS 5-Year
Employment455,353Top 38%June 2026
Employment change (3 years)2.5%Top 35%June 2026
Employment change (year over year)-0.7%Top 48%June 2026
Labor force472,662Top 38%June 2026
Labor force participation73.0%Top 9%2024 ACS 5-Year
Mean annual wage$65,180Bottom 40%2025 OEWS
Median annual wage$49,340Bottom 39%2025 OEWS
Unemployment change (year over year)-0.3%Bottom 41%June 2026
Unemployment rate3.7%Bottom 10%June 2026
Median household income, successive ACS releases
202120222023202456k46k
Each point is a separate five-year estimate, most recently $55,986 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Indianapolis-Carmel-Greenwood, IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand48,100$44,180
Retail Salespersons28,840$31,530
Fast Food and Counter Workers28,400$29,040
Registered Nurses25,800$84,230
Stockers and Order Fillers25,630$37,120
Home Health and Personal Care Aides20,590$35,060

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Indianapolis, IN, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,095 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
23.5%
Below the 30% cost-burdened threshold
Home price to income
3.2×
median home value ÷ median income
Median gross rent
$1,095
2024 ACS 5-Year
Median home value
$181,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.24Top 46%2024 ACS 5-Year
Homeownership rate36.3%Bottom 5%2024 ACS 5-Year
Housing units ±64917,264Top 6%2024 ACS 5-Year
Median gross rent ±$34$1,095Top 43%2024 ACS 5-Year
Median home value ±$12,498$181,600Bottom 39%2024 ACS 5-Year
Rent as a share of income23.5%Top 19%2024 ACS 5-Year
Vacancy rate7.9%Bottom 37%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 21°F.

Normal annual precipitation is 40.7 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station INDIANAPOLIS EAGLE CREEK AP, 2.9 miles from this location.
Precipitation
JFMAMJJASOND5.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation40.7"1991-2020 Normals
Average January low21°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

66 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

TornadoModerate
Inland floodingModerate
EarthquakeElevated

Low or minimal exposure: strong wind, cold wave, heat wave, lightning, winter weather, hail, ice storm, landslide, drought, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 6 miles away.

AirportCodeDistanceLongest runway
Indianapolis IntlIND6 mi11,200 ft
Terre Haute RgnlHUF61 mi9,021 ft
Cincinnati/Northern Kentucky IntlCVG99 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

46224 vs Indianapolis

How this ZIP area compares with Indianapolis as a whole. Both figures come from the same ACS release, so the comparison is like for like.

46224
Indianapolis
Median household income
$55,986
vs
$66,219
Per capita income
$27,918
vs
$37,680
Population density
5,626/sq mi
vs
2,454/sq mi
Median home value
$181,600
vs
$224,800
Median gross rent
$1,095
vs
$1,156
Homeownership rate
36.3%
vs
56.0%
Bachelor's degree or higher
23.9%
vs
34.9%
Poverty rate
16.9%
vs
15.8%
Median age
32.1
vs
34.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.