Frankfort, Indiana

Area Profile

15,917 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Frankfort, in Clinton County.

64out of 100
Area Score
Top 37% of 2,944 published profiles

How we calculate this

How this area ranks
OpportunityTop 33% of 3,904 published cities64
Schools1875th of 2,668 published cities36
GrowthTop 48% of 2,973 published cities51
Housing affordabilityTop 12% of 4,223 published cities98
Climate3361st of 4,223 published cities62
Physical resilienceTop 38% of 4,182 published cities69
Access3419th of 4,226 published cities77
Economic stability2499th of 4,226 published cities56
The quick read

Unemployment is 3.2% and median household income $57,412, putting employment conditions in the middle range of published city profiles.

In the public schools here, 31% of students met the state standard in mathematics, with 15.2 students for every teacher.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 19% of median household income and the median home is 2.4 times it.

At a glance

Population
15,917
2024 ACS 5-Year
Median household income
$57,412
Bottom 35% nationally
Density
1,976/sq mi
8.1 sq mi of land
Median age
33.2
2024 ACS 5-Year
County
Clinton County
Indiana
Metro area
Frankfort, IN
Nearest major airport
IND
41 mi · Indianapolis Intl
Median home value
$138,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.2% is lower than 92% of the 3,904 measured US cities.

Employment grew 0.3% over the past year, to 16,619 employed residents.

MetricValueCompared with peersSource period
Median household income ±$4,497$57,412Bottom 35%2024 ACS 5-Year
Per capita income ±$1,810$26,208Bottom 24%2024 ACS 5-Year
Poverty rate12.9%Top 43%2024 ACS 5-Year
Average commute20.5 minBottom 19%2024 ACS 5-Year
Bachelor's degree or higher11.5%Bottom 24%2024 ACS 5-Year
Employment16,619Bottom 18%June 2026
Employment change (3 years)1.5%Top 27%June 2026
Employment change (year over year)0.3%Top 23%June 2026
Labor force17,170Bottom 18%June 2026
Labor force participation66.7%Top 28%2024 ACS 5-Year
Unemployment change (year over year)-0.4%Bottom 24%June 2026
Unemployment rate3.2%Bottom 8%June 2026
Median household income, successive ACS releases
202120222023202457k46k
Each point is a separate five-year estimate, most recently $57,412 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Clinton County, IN, which contains this city.

31% of students met the state standard in mathematics and 34% in reading, across the schools here that reported results.

There are 15.2 students for every full-time teacher, fewer than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
15.2
across all schools here
Math proficiency
31.5%
Bottom 33% in Indiana
Reading proficiency
33.9%
Bottom 27% in Indiana
SchoolDistrictStudentsPer teacherMathReading
Frankfort High SchoolCommunity Schools of Frankfort92214.4
Clinton Prairie Elementary SchoolClinton Prairie School Corporation65614.350%39%
Frankfort Middle SchoolCommunity Schools of Frankfort65416.417%32%
Suncrest Elementary SchoolCommunity Schools of Frankfort54517.035%29%
Clinton Prairie Jr-Sr High SchoolClinton Prairie School Corporation49712.412%37%
Blue Ridge Primary Elementary SchCommunity Schools of Frankfort45619.0
Green Meadows Intermediate ElemCommunity Schools of Frankfort39515.843%32%

52.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $898 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.4 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
18.8%
Below the 30% cost-burdened threshold
Home price to income
2.4×
median home value ÷ median income
Median gross rent
$898
2024 ACS 5-Year
Median home value
$138,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.41Bottom 35%2024 ACS 5-Year
Homeownership rate60.2%Bottom 21%2024 ACS 5-Year
Housing units ±2456,601Top 9%2024 ACS 5-Year
Median gross rent ±$61$898Bottom 41%2024 ACS 5-Year
Median home value ±$11,387$138,600Bottom 34%2024 ACS 5-Year
Rent as a share of income18.8%Top 49%2024 ACS 5-Year
Vacancy rate9.1%Bottom 47%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
51/ 100
Top 48% of 2,973 published city profiles
Permitting is increasing — 2 consecutive years, measured from 2022 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has fallen 1% since 2020, reaching 16,459 in 2024.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 2.1 permitted units per 1,000 residents, building activity is below the median for measured US cities.

Units permitted
33
12 months ending July 2026
Per 1,000 residents
2.1
Bottom 47% nationally
Year over year
−6%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202417k16k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
20222023202420253211
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2022 (+19%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 18°F.

Normal annual precipitation is 37.0 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LAFAYETTE PURDUE UNIV AP, 23.7 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation37.0"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

69 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, hail and earthquake.

Overall hazard risk is lower than 86% of measured US cities.

HailElevated
DroughtModerate
EarthquakeElevated
TornadoElevated
Heat waveModerate

Low or minimal exposure: strong wind, winter weather, cold wave, ice storm, inland flooding, landslide, hurricane, lightning, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Clinton County records 3.0 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 9.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 11.9 per 100,000 residents in Clinton County.

Homicide
3.0
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
9.7
per 100,000 residents · under 10 deaths
Drug overdose
11.9
per 100,000 residents · under 10 deaths
Suicide
14.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Clinton County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Frankfort rather than Frankfort itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 41 miles away.

AirportCodeDistanceLongest runway
Indianapolis IntlIND41 mi11,200 ft
Terre Haute RgnlHUF71 mi9,021 ft
South Bend IntlSBN99 mi8,412 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
64
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Frankfort

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4604123,134$63,15765