46815 — Fort Wayne, Indiana
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 46815.
Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.
46815 ranks in the top 11% of published ZIP profiles for employment opportunity, with unemployment at 3.5% and median household income of $73,239.
Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 16% of median household income.
At a glance
Jobs & opportunity
Unemployment of 3.5% is lower than 87% of the 4,387 measured US ZIP areas.
Employment grew 0.7% over the past year, to 135,939 employed residents.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$5,082 | $73,239 | Top 48% | 2024 ACS 5-Year |
| Per capita income ±$2,050 | $34,797 | Bottom 44% | 2024 ACS 5-Year |
| Poverty rate | 9.9% | Bottom 47% | 2024 ACS 5-Year |
| Average commute | 24.6 min | Bottom 33% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 32.0% | Top 31% | 2024 ACS 5-Year |
| Employment | 135,939 | Top 20% | June 2026 |
| Employment change (3 years) | 3.1% | Top 14% | June 2026 |
| Employment change (year over year) | 0.7% | Top 14% | June 2026 |
| Labor force | 140,801 | Top 20% | June 2026 |
| Labor force participation | 63.7% | Top 38% | 2024 ACS 5-Year |
| Mean annual wage | $59,610 | Bottom 17% | 2025 OEWS |
| Median annual wage | $47,700 | Bottom 25% | 2025 OEWS |
| Unemployment change (year over year) | -0.3% | Bottom 32% | June 2026 |
| Unemployment rate | 3.5% | Bottom 13% | June 2026 |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Miscellaneous Assemblers and Fabricators | 8,260 | $48,120 |
| Fast Food and Counter Workers | 6,900 | $28,360 |
| Registered Nurses | 6,450 | $79,630 |
| Retail Salespersons | 5,860 | $31,200 |
| Laborers and Freight, Stock, and Material Movers, Hand | 5,800 | $37,860 |
| Home Health and Personal Care Aides | 4,840 | $35,090 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fort Wayne, IN, the city containing this ZIP code.
Housing & affordability
How it’s calculated →Median rent of $979 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 2.9 times median household income here, close to the historic benchmark for an affordable market.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Home price to income | 2.86 | Bottom 42% | 2024 ACS 5-Year |
| Homeownership rate | 75.1% | Bottom 40% | 2024 ACS 5-Year |
| Housing units ±592 | 11,066 | Top 14% | 2024 ACS 5-Year |
| Median gross rent ±$59 | $979 | Bottom 47% | 2024 ACS 5-Year |
| Median home value ±$6,551 | $209,500 | Bottom 47% | 2024 ACS 5-Year |
| Rent as a share of income | 16.0% | Bottom 38% | 2024 ACS 5-Year |
| Vacancy rate | 5.7% | Bottom 26% | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →No building-permit activity is published for this location by the Census Building Permits Survey.
Weather & climate
5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 18°F.
Normal annual precipitation is 39.5 inches, including 33.6 inches of snow.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 39.5" | 1991-2020 Normals |
| Annual snowfall | 33.6" | 1991-2020 Normals |
| Average January low | 18°F | 1991-2020 Normals |
| Average July high | 84°F | 1991-2020 Normals |
| Comfortable months | 5 | 1991-2020 Normals |
| Seasonal temperature swing | 48°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are tornado, earthquake and heat wave.
Low or minimal exposure: strong wind, inland flooding, winter weather, hail, lightning, cold wave, ice storm, drought, landslide, hurricane, wildfire.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Taxes
AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.
Nothing on AreaProfile is individualized tax advice.
Access
4 major airports lie within 100 miles, the nearest 73 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Eugene F Kranz Toledo Express | TOL | 73 mi | 10,600 ft |
| South Bend Intl | SBN | 77 mi | 8,412 ft |
| Battle Creek Exec At Kellogg Fld | BTL | 84 mi | 10,004 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS | Annual (spring release) |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | June 2026 | Monthly |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate | Annual (vintage released each spring) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
46815 vs Fort Wayne
How this ZIP area compares with Fort Wayne as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.