AreaProfile

46815Fort Wayne, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 46815.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 11% of 4,073 published ZIP areas77
Housing affordabilityTop 6% of 4,553 published ZIP areas100
Climate3585th of 4,621 published ZIP areas62
Physical resilienceTop 27% of 4,554 published ZIP areas77
Access4388th of 4,623 published ZIP areas58
Economic stabilityTop 47% of 4,591 published ZIP areas61
The quick read

46815 ranks in the top 11% of published ZIP profiles for employment opportunity, with unemployment at 3.5% and median household income of $73,239.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 16% of median household income.

At a glance

Population
27,238
2024 ACS 5-Year
Median household income
$73,239
Top 48% nationally
Density
2,818/sq mi
9.7 sq mi of land
Median age
37.3
2024 ACS 5-Year
City
Fort Wayne
Indiana
Metro area
Fort Wayne, IN
Nearest major airport
TOL
73 mi · Eugene F Kranz Toledo Express
Median home value
$209,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.5% is lower than 87% of the 4,387 measured US ZIP areas.

Employment grew 0.7% over the past year, to 135,939 employed residents.

MetricValueCompared with peersSource period
Median household income ±$5,082$73,239Top 48%2024 ACS 5-Year
Per capita income ±$2,050$34,797Bottom 44%2024 ACS 5-Year
Poverty rate9.9%Bottom 47%2024 ACS 5-Year
Average commute24.6 minBottom 33%2024 ACS 5-Year
Bachelor's degree or higher32.0%Top 31%2024 ACS 5-Year
Employment135,939Top 20%June 2026
Employment change (3 years)3.1%Top 14%June 2026
Employment change (year over year)0.7%Top 14%June 2026
Labor force140,801Top 20%June 2026
Labor force participation63.7%Top 38%2024 ACS 5-Year
Mean annual wage$59,610Bottom 17%2025 OEWS
Median annual wage$47,700Bottom 25%2025 OEWS
Unemployment change (year over year)-0.3%Bottom 32%June 2026
Unemployment rate3.5%Bottom 13%June 2026
Median household income, successive ACS releases
202120222023202473k62k
Each point is a separate five-year estimate, most recently $73,239 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Fort Wayne, IN
OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators8,260$48,120
Fast Food and Counter Workers6,900$28,360
Registered Nurses6,450$79,630
Retail Salespersons5,860$31,200
Laborers and Freight, Stock, and Material Movers, Hand5,800$37,860
Home Health and Personal Care Aides4,840$35,090

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fort Wayne, IN, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $979 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.9 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
16.0%
Below the 30% cost-burdened threshold
Home price to income
2.9×
median home value ÷ median income
Median gross rent
$979
2024 ACS 5-Year
Median home value
$209,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.86Bottom 42%2024 ACS 5-Year
Homeownership rate75.1%Bottom 40%2024 ACS 5-Year
Housing units ±59211,066Top 14%2024 ACS 5-Year
Median gross rent ±$59$979Bottom 47%2024 ACS 5-Year
Median home value ±$6,551$209,500Bottom 47%2024 ACS 5-Year
Rent as a share of income16.0%Bottom 38%2024 ACS 5-Year
Vacancy rate5.7%Bottom 26%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 18°F.

Normal annual precipitation is 39.5 inches, including 33.6 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FT WAYNE INTL AP, 11.9 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation39.5"1991-2020 Normals
Annual snowfall33.6"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

77 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and heat wave.

TornadoElevated
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: strong wind, inland flooding, winter weather, hail, lightning, cold wave, ice storm, drought, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

4 major airports lie within 100 miles, the nearest 73 miles away.

AirportCodeDistanceLongest runway
Eugene F Kranz Toledo ExpressTOL73 mi10,600 ft
South Bend IntlSBN77 mi8,412 ft
Battle Creek Exec At Kellogg FldBTL84 mi10,004 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

46815 vs Fort Wayne

How this ZIP area compares with Fort Wayne as a whole. Both figures come from the same ACS release, so the comparison is like for like.

46815
Fort Wayne
Median household income
$73,239
vs
$61,422
Per capita income
$34,797
vs
$33,812
Population density
2,818/sq mi
vs
2,403/sq mi
Median home value
$209,500
vs
$188,900
Median gross rent
$979
vs
$999
Homeownership rate
75.1%
vs
61.9%
Bachelor's degree or higher
32.0%
vs
29.0%
Poverty rate
9.9%
vs
16.0%
Median age
37.3
vs
35.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.