46805Fort Wayne, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 46805.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 22% of 6,210 ZIP areas measured69
Schools3456th of 4,422 ZIP areas measured29
Housing affordabilityTop 26% of 6,685 ZIP areas measured92
Climate5292nd of 6,789 ZIP areas measured62
Physical resilienceTop 27% of 6,709 ZIP areas measured77
Access6419th of 6,791 ZIP areas measured57
Economic stability4702nd of 6,742 ZIP areas measured48
The quick read

46805 ranks in the top 22% of published ZIP profiles for employment opportunity, with unemployment at 3.5% and median household income of $52,154.

In the public schools here, 18% of students met the state standard in mathematics, with 15.3 students for every teacher.

Rent takes 21% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.0 times that income.

At a glance

Population
21,437
2024 ACS 5-Year
Median household income
$52,154
Bottom 18% nationally
Density
3,344/sq mi
6.4 sq mi of land
Median age
34.3
2024 ACS 5-Year
City
Fort Wayne
Indiana
Metro area
Fort Wayne, IN
Nearest major airport
SBN
75 mi · South Bend Intl
Median home value
$154,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.5% is lower than 86% of the 6,544 measured US ZIP areas.

Employment grew 0.7% over the past year, to 135,939 employed residents.

Median household income of $52,154 is below 82% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$5,008$52,154Bottom 18%of 31,2952024 ACS 5-Year
Per capita income ±$6,389$35,966Bottom 48%of 32,8222024 ACS 5-Year
Poverty rate17.5%Top 24%of 32,9702024 ACS 5-Year
Average commute20.5 minBottom 15%of 32,8872024 ACS 5-Year
Bachelor's degree or higher30.2%Top 34%of 33,1932024 ACS 5-Year
Employment135,939Top 29%of 6,544June 2026
Employment change (3 years)3.1%Top 13%of 6,542June 2026
Employment change (year over year)0.7%Top 16%of 6,544June 2026
Labor force140,801Top 29%of 6,544June 2026
Labor force participation66.1%Top 28%of 33,2522024 ACS 5-Year
Mean annual wage$59,610Bottom 17%of 6,0722025 OEWS
Median annual wage$47,700Bottom 25%of 6,0722025 OEWS
Unemployment change (year over year)-0.3%Bottom 31%of 6,544June 2026
Unemployment rate3.5%Bottom 14%of 6,544June 2026
Median household income, successive ACS releases
202120222023202452k47k
Each point is a separate five-year estimate, most recently $52,154 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Fort Wayne, IN
OccupationPeople employedMedian annual wage
Miscellaneous Assemblers and Fabricators8,260$48,120
Fast Food and Counter Workers6,900$28,360
Registered Nurses6,450$79,630
Retail Salespersons5,860$31,200
Laborers and Freight, Stock, and Material Movers, Hand5,800$37,860
Home Health and Personal Care Aides4,840$35,090

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fort Wayne, IN, the city containing this ZIP code.

18% of students met the state standard in mathematics and 26% in reading, across the schools here that reported results.

There are 15.3 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
15.3
across all schools here
Math proficiency
18.1%
Bottom 20% in Indiana
Reading proficiency
26.3%
Bottom 26% in Indiana
SchoolDistrictStudentsPer teacherMathReading
North Side High SchoolFort Wayne Community Schools1,38318.2
Forest Park Elementary SchoolFort Wayne Community Schools55815.122%22%
Lakeside Middle SchoolFort Wayne Community Schools45212.68%27%
Brentwood Elementary SchoolFort Wayne Community Schools41512.225%32%

69.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Indiana’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $925 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.0 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
21.3%
Below the 30% cost-burdened threshold
Home price to income
3.0×
median home value ÷ median income
Median gross rent
$925
2024 ACS 5-Year
Median home value
$154,200
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income2.96Bottom 45%of 30,4042024 ACS 5-Year
Homeownership rate57.4%Bottom 14%of 32,9102024 ACS 5-Year
Housing units ±56410,705Top 15%of 33,7722024 ACS 5-Year
Median gross rent ±$59$925Bottom 40%of 26,6182024 ACS 5-Year
Median home value ±$5,477$154,200Bottom 28%of 30,9412024 ACS 5-Year
Rent as a share of income21.3%Top 28%of 26,4702024 ACS 5-Year
Vacancy rate10.2%Bottom 47%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 18°F.

Normal annual precipitation is 39.5 inches, including 33.6 inches of snow.

Air quality measures a median index of 45, in the Good band, and no day in the year passed 100.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station FT WAYNE INTL AP, 10.1 miles from this location.
Precipitation
JFMAMJJASOND4.6"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index64.02024 calendar year
Annual precipitation39.5"1991-2020 Normals
Annual snowfall33.6"1991-2020 Normals
Average January low18°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index45.02024 calendar year
Seasonal temperature swing48°F1991-2020 Normals
Air quality
Median air quality index
45
Good on a typical day
Worst tenth of days
64
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

77 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and heat wave.

TornadoElevated
EarthquakeModerate
Heat waveModerate

Low or minimal exposure: strong wind, inland flooding, winter weather, hail, lightning, cold wave, ice storm, drought, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Allen County records 6.6 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 15.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 16.5 per 100,000 residents in Allen County.

Homicide
6.6
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
15.7
per 100,000 residents · under 10 deaths
Drug overdose
16.5
per 100,000 residents · under 10 deaths
Suicide
13.9
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Allen County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 46805 rather than 46805 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

4 major airports lie within 100 miles, the nearest 75 miles away.

AirportCodeDistanceLongest runway
South Bend IntlSBN75 mi8,412 ft
Eugene F Kranz Toledo ExpressTOL76 mi10,600 ft
Battle Creek Exec At Kellogg FldBTL84 mi10,004 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

46805 vs Fort Wayne

How this ZIP area compares with Fort Wayne as a whole. Both figures come from the same ACS release, so the comparison is like for like.

46805
Fort Wayne
Median household income
$52,154
vs
$61,422
Per capita income
$35,966
vs
$33,812
Population density
3,344/sq mi
vs
2,403/sq mi
Median home value
$154,200
vs
$188,900
Median gross rent
$925
vs
$999
Homeownership rate
57.4%
vs
61.9%
Bachelor's degree or higher
30.2%
vs
29.0%
Poverty rate
17.5%
vs
16.0%
Median age
34.3
vs
35.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.