34472Silver Springs Shores, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 34472.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Schools4143rd of 4,422 published ZIP areas16
Housing affordability3503rd of 6,685 published ZIP areas79
ClimateTop 14% of 6,789 published ZIP areas81
Physical resilience5492nd of 6,709 published ZIP areas23
Access5799th of 6,791 published ZIP areas73
Economic stability4474th of 6,742 published ZIP areas50
The quick read

In the public schools here, 34% of students met the state standard in mathematics, with 18.1 students for every teacher.

Rent takes 27% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.2 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, cold wave and wildfire.

At a glance

Population
35,851
2024 ACS 5-Year
Median household income
$64,208
Bottom 37% nationally
Density
988/sq mi
36.3 sq mi of land
Median age
39.9
2024 ACS 5-Year
City
Silver Springs Shores
Florida
Metro area
Ocala, FL
Nearest major airport
SFB
52 mi · Orlando Sanford Intl
Median home value
$202,500
2024 ACS 5-Year

Jobs & opportunity

MetricValueCompared with peersSource period
Median household income ±$4,296$64,208Bottom 37%2024 ACS 5-Year
Per capita income ±$2,021$28,132Bottom 21%2024 ACS 5-Year
Poverty rate12.5%Top 41%2024 ACS 5-Year
Average commute31.5 minTop 31%2024 ACS 5-Year
Bachelor's degree or higher18.5%Bottom 36%2024 ACS 5-Year
Labor force participation59.0%Bottom 43%2024 ACS 5-Year
Mean annual wage$55,290Bottom 7%2025 OEWS
Median annual wage$43,990Bottom 5%2025 OEWS
Median household income, successive ACS releases
202120222023202464k50k
Each point is a separate five-year estimate, most recently $64,208 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Ocala, FL
OccupationPeople employedMedian annual wage
Retail Salespersons4,430$31,090
Fast Food and Counter Workers3,340$27,880
Cashiers3,260$28,970
Registered Nurses3,040$79,230
Stockers and Order Fillers2,910$35,160
General and Operations Managers2,690$83,770

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

34% of students met the state standard in mathematics and 37% in reading, across the schools here that reported results.

There are 18.1 students for every full-time teacher, more than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
18.1
across all schools here
Math proficiency
34.2%
Bottom 13% in Florida
Reading proficiency
37.3%
Bottom 15% in Florida
SchoolDistrictStudentsPer teacherMathReading
LAKE WEIR HIGH SCHOOLMARION1,44720.1
GREENWAY ELEMENTARY SCHOOLMARION72016.033%35%
EMERALD SHORES ELEMENTARY SCHOOLMARION69618.330%34%
MARION CHARTER SCHOOL · charterMARION22814.351%55%

64.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,422 takes 27% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.2 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
26.6%
Below the 30% cost-burdened threshold
Home price to income
3.2×
median home value ÷ median income
Median gross rent
$1,422
2024 ACS 5-Year
Median home value
$202,500
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.15Top 49%2024 ACS 5-Year
Homeownership rate80.1%Top 47%2024 ACS 5-Year
Housing units ±63214,185Top 9%2024 ACS 5-Year
Median gross rent ±$137$1,422Top 24%2024 ACS 5-Year
Median home value ±$8,995$202,500Bottom 45%2024 ACS 5-Year
Rent as a share of income26.6%Top 11%2024 ACS 5-Year
Vacancy rate5.4%Bottom 25%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 49°F.

Normal annual precipitation is 43.8 inches.

Air quality measures a median index of 49, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LEESBURG MUNI AP, 22.9 miles from this location.
Precipitation
JFMAMJJASOND7.0"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index60.02024 calendar year
Annual precipitation43.8"1991-2020 Normals
Average January low49°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months81991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index49.02024 calendar year
Seasonal temperature swing24°F1991-2020 Normals
Air quality
Median air quality index
49
Good on a typical day
Worst tenth of days
60
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

23 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, cold wave and wildfire.

LightningModerate
HurricaneElevated
WildfireElevated
Cold waveModerate
LandslideModerate

Low or minimal exposure: tornado, strong wind, inland flooding, heat wave, earthquake, drought, coastal flooding, hail, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Marion County records 5.6 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 20.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 24.1 per 100,000 residents in Marion County.

Homicide
5.6
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
20.7
per 100,000 residents · under 10 deaths
Drug overdose
24.1
per 100,000 residents · under 10 deaths
Suicide
22.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Marion County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 34472 rather than 34472 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

8 major airports lie within 100 miles, the nearest 52 miles away.

AirportCodeDistanceLongest runway
Orlando Sanford IntlSFB52 mi11,002 ft
Orlando IntlMCO63 mi10,000 ft
St AugustineSGJ71 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

34472 vs Silver Springs Shores

How this ZIP area compares with Silver Springs Shores as a whole. Both figures come from the same ACS release, so the comparison is like for like.

34472
Silver Springs Shores
Median household income
$64,208
vs
$63,611
Per capita income
$28,132
vs
$26,170
Population density
988/sq mi
vs
1,911/sq mi
Median home value
$202,500
vs
$201,300
Median gross rent
$1,422
vs
$1,430
Homeownership rate
80.1%
vs
78.5%
Bachelor's degree or higher
18.5%
vs
16.4%
Poverty rate
12.5%
vs
14.2%
Median age
39.9
vs
39.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.