32514Ferry Pass, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 32514.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Schools4161st of 4,422 published ZIP areas16
Housing affordability4075th of 6,685 published ZIP areas73
ClimateTop 17% of 6,789 published ZIP areas81
Physical resilience6030th of 6,709 published ZIP areas14
Access5719th of 6,791 published ZIP areas75
Economic stability4410th of 6,742 published ZIP areas51
The quick read

In the public schools here, 33% of students met the state standard in mathematics, with 17.4 students for every teacher.

Rent takes 25% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.9 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, tornado and coastal flooding.

At a glance

Population
42,447
2024 ACS 5-Year
Median household income
$66,644
Bottom 42% nationally
Density
2,142/sq mi
19.8 sq mi of land
Median age
35.8
2024 ACS 5-Year
City
Ferry Pass
Florida
Metro area
Pensacola-Ferry Pass-Brent, FL
Nearest major airport
CEW
45 mi · Bob Sikes
Median home value
$259,600
2024 ACS 5-Year

Jobs & opportunity

MetricValueCompared with peersSource period
Median household income ±$3,233$66,644Bottom 42%2024 ACS 5-Year
Per capita income ±$2,459$36,251Bottom 49%2024 ACS 5-Year
Poverty rate14.2%Top 34%2024 ACS 5-Year
Average commute23.4 minBottom 27%2024 ACS 5-Year
Bachelor's degree or higher32.2%Top 30%2024 ACS 5-Year
Labor force participation62.7%Top 42%2024 ACS 5-Year
Mean annual wage$58,620Bottom 13%2025 OEWS
Median annual wage$46,240Bottom 12%2025 OEWS
Median household income, successive ACS releases
202120222023202467k57k
Each point is a separate five-year estimate, most recently $66,644 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Pensacola-Ferry Pass-Brent, FL
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers6,970$28,360
Retail Salespersons6,720$31,870
Registered Nurses5,070$77,890
Cashiers4,690$29,910
Waiters and Waitresses4,260$35,340
Office Clerks, General4,160$39,960

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

33% of students met the state standard in mathematics and 37% in reading, across the schools here that reported results.

There are 17.4 students for every full-time teacher, more than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
17.4
across all schools here
Math proficiency
32.9%
Bottom 10% in Florida
Reading proficiency
37.1%
Bottom 15% in Florida
SchoolDistrictStudentsPer teacherMathReading
FERRY PASS MIDDLE SCHOOLESCAMBIA89718.736%36%
FERRY PASS ELEMENTARY SCHOOLESCAMBIA57916.540%45%
ENSLEY ELEMENTARY SCHOOLESCAMBIA47616.418%29%

63.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,412 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
25.4%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ median income
Median gross rent
$1,412
2024 ACS 5-Year
Median home value
$259,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.90Top 30%2024 ACS 5-Year
Homeownership rate52.8%Bottom 11%2024 ACS 5-Year
Housing units ±96719,005Top 4%2024 ACS 5-Year
Median gross rent ±$63$1,412Top 25%2024 ACS 5-Year
Median home value ±$9,015$259,600Top 40%2024 ACS 5-Year
Rent as a share of income25.4%Top 13%2024 ACS 5-Year
Vacancy rate6.9%Bottom 32%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 44°F.

Normal annual precipitation is 68.3 inches.

Air quality measures a median index of 43, in the Good band, and no day in the year passed 100.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PENSACOLA RGNL AP, 4.3 miles from this location.
Precipitation
JFMAMJJASOND7.9"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index59.02024 calendar year
Annual precipitation68.3"1991-2020 Normals
Average January low44°F1991-2020 Normals
Average July high92°F1991-2020 Normals
Comfortable months81991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index43.02024 calendar year
Seasonal temperature swing30°F1991-2020 Normals
Air quality
Median air quality index
43
Good on a typical day
Worst tenth of days
59
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

14 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, tornado and coastal flooding.

HurricaneElevated
Coastal floodingModerate
TornadoModerate

Low or minimal exposure: lightning, heat wave, inland flooding, wildfire, cold wave, earthquake, winter weather, hail, drought, strong wind, landslide, ice storm.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Escambia County records 6.4 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 14.7 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 37.3 per 100,000 residents in Escambia County.

Homicide
6.4
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
14.7
per 100,000 residents · under 10 deaths
Drug overdose
37.3
per 100,000 residents · under 10 deaths
Suicide
18.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Escambia County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 32514 rather than 32514 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 45 miles away.

AirportCodeDistanceLongest runway
Bob SikesCEW45 mi8,006 ft
Mobile RgnlMOB62 mi8,502 ft
Northwest Florida Beaches IntlECP86 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

32514 vs Ferry Pass

How this ZIP area compares with Ferry Pass as a whole. Both figures come from the same ACS release, so the comparison is like for like.

32514
Ferry Pass
Median household income
$66,644
vs
$61,689
Per capita income
$36,251
vs
$36,867
Population density
2,142/sq mi
vs
2,161/sq mi
Median home value
$259,600
vs
$260,100
Median gross rent
$1,412
vs
$1,383
Homeownership rate
52.8%
vs
47.0%
Bachelor's degree or higher
32.2%
vs
33.5%
Poverty rate
14.2%
vs
14.4%
Median age
35.8
vs
36.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.