32812 — Orlando, Florida
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 32812.
Missing required signals: opportunity, growth, climate. AreaProfile withholds a score rather than inferring the missing dimensions.
At a glance
Jobs & opportunity
40% of adults hold a four-year degree, higher than 79% of measured US ZIP areas.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$7,125 | $73,149 | Top 48% | 2024 ACS 5-Year |
| Per capita income ±$3,767 | $44,468 | Top 28% | 2024 ACS 5-Year |
| Poverty rate | 14.1% | Top 35% | 2024 ACS 5-Year |
| Average commute | 29.1 min | Top 42% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 39.6% | Top 21% | 2024 ACS 5-Year |
| Labor force participation | 67.8% | Top 22% | 2024 ACS 5-Year |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Retail Salespersons | 49,970 | $32,290 |
| Waiters and Waitresses | 36,820 | $35,410 |
| Customer Service Representatives | 35,690 | $40,530 |
| Fast Food and Counter Workers | 34,830 | $28,620 |
| Registered Nurses | 30,150 | $83,550 |
| Cashiers | 29,340 | $31,330 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
Housing & affordability
How it’s calculated →Median rent of $1,622 takes 27% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 5.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Home price to income | 5.13 | Top 15% | 2024 ACS 5-Year |
| Homeownership rate | 60.5% | Bottom 17% | 2024 ACS 5-Year |
| Housing units ±837 | 15,354 | Top 8% | 2024 ACS 5-Year |
| Median gross rent ±$56 | $1,622 | Top 18% | 2024 ACS 5-Year |
| Median home value ±$16,354 | $375,200 | Top 23% | 2024 ACS 5-Year |
| Rent as a share of income | 26.6% | Top 11% | 2024 ACS 5-Year |
| Vacancy rate | 6.0% | Bottom 28% | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →No building-permit activity is published for this location by the Census Building Permits Survey.
Physical risk
The hazards accounting for most of this area's expected annual loss are hurricane, cold wave and tornado.
Low or minimal exposure: lightning, inland flooding, heat wave, earthquake, landslide, drought.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Taxes
AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.
Nothing on AreaProfile is individualized tax advice.
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Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
32812 vs Orlando
How this ZIP area compares with Orlando as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.