32563Midway, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 32563.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity3192nd of 6,210 published ZIP areas54
SchoolsTop 17% of 4,422 published ZIP areas77
Housing affordabilityTop 44% of 6,685 published ZIP areas84
ClimateTop 22% of 6,789 published ZIP areas78
Physical resilience5604th of 6,709 published ZIP areas22
Access5516th of 6,791 published ZIP areas78
Economic stabilityTop 44% of 6,742 published ZIP areas63
The quick read

Unemployment is 4.8% and median household income $100,396, putting employment conditions in the middle range of published ZIP profiles.

Rent takes 21% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.9 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, lightning and coastal flooding.

At a glance

Population
30,364
2024 ACS 5-Year
Median household income
$100,396
Top 19% nationally
Density
1,825/sq mi
16.6 sq mi of land
Median age
43.5
2024 ACS 5-Year
City
Midway
Florida
Metro area
Pensacola-Ferry Pass-Brent, FL
Nearest major airport
CEW
40 mi · Bob Sikes
Median home value
$388,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 35% of the 6,544 measured US ZIP areas.

Employment fell 0.7% over the past year, to 87,796 employed residents.

41% of adults hold a four-year degree, higher than 80% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$7,071$100,396Top 19%2024 ACS 5-Year
Per capita income ±$3,310$48,918Top 21%2024 ACS 5-Year
Poverty rate5.8%Bottom 24%2024 ACS 5-Year
Average commute32.2 minTop 28%2024 ACS 5-Year
Bachelor's degree or higher40.8%Top 20%2024 ACS 5-Year
Employment87,796Top 38%June 2026
Employment change (3 years)-1.1%Bottom 31%June 2026
Employment change (year over year)-0.7%Top 46%June 2026
Labor force92,244Top 38%June 2026
Labor force participation62.8%Top 41%2024 ACS 5-Year
Mean annual wage$58,620Bottom 13%2025 OEWS
Median annual wage$46,240Bottom 12%2025 OEWS
Unemployment change (year over year)0.7%Top 21%June 2026
Unemployment rate4.8%Top 35%June 2026
Median household income, successive ACS releases
2021202220232024100k87k
Each point is a separate five-year estimate, most recently $100,396 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Pensacola-Ferry Pass-Brent, FL
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers6,970$28,360
Retail Salespersons6,720$31,870
Registered Nurses5,070$77,890
Cashiers4,690$29,910
Waiters and Waitresses4,260$35,340
Office Clerks, General4,160$39,960

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Midway, FL, the city containing this ZIP code.

77% of students met the state standard in mathematics and 65% in reading, across the schools here that reported results.

There are 17.3 students for every full-time teacher, more than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
17.3
across all schools here
Math proficiency
77.0%
Top 5% in Florida
Reading proficiency
65.0%
Top 21% in Florida
SchoolDistrictStudentsPer teacherMathReading
WOODLAWN BEACH MIDDLE SCHOOLSANTA ROSA88220.079%59%
ORIOLE BEACH ELEMENTARY SCHOOLSANTA ROSA76515.075%72%

34.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,735 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
20.7%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ median income
Median gross rent
$1,735
2024 ACS 5-Year
Median home value
$388,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.86Top 31%2024 ACS 5-Year
Homeownership rate81.6%Top 42%2024 ACS 5-Year
Housing units ±63213,121Top 11%2024 ACS 5-Year
Median gross rent ±$229$1,735Top 15%2024 ACS 5-Year
Median home value ±$14,433$388,000Top 22%2024 ACS 5-Year
Rent as a share of income20.7%Top 31%2024 ACS 5-Year
Vacancy rate11.8%Top 47%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 41°F.

Normal annual precipitation is 63.5 inches.

Air quality measures a median index of 46, in the Good band, and no day in the year passed 100.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHACTAW NOLF MILTON, 8.9 miles from this location.
Precipitation
JFMAMJJASOND8.6"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index60.02024 calendar year
Annual precipitation63.5"1991-2020 Normals
Average January low41°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months71991-2020 Normals
Days above AQI 10002024 calendar year
Median air quality index46.02024 calendar year
Seasonal temperature swing30°F1991-2020 Normals
Air quality
Median air quality index
46
Good on a typical day
Worst tenth of days
60
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

22 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, lightning and coastal flooding.

HurricaneElevated
LightningModerate
Coastal floodingModerate

Low or minimal exposure: tornado, heat wave, wildfire, inland flooding, cold wave, earthquake, drought, winter weather, hail, landslide, strong wind, ice storm.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Santa Rosa County records 3.6 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 16.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 15.3 per 100,000 residents in Santa Rosa County.

Homicide
3.6
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
16.2
per 100,000 residents · under 10 deaths
Drug overdose
15.3
per 100,000 residents · under 10 deaths
Suicide
20.7
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Santa Rosa County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 32563 rather than 32563 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 40 miles away.

AirportCodeDistanceLongest runway
Bob SikesCEW40 mi8,006 ft
Northwest Florida Beaches IntlECP73 mi10,000 ft
Mobile RgnlMOB75 mi8,502 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

32563 vs Midway

How this ZIP area compares with Midway as a whole. Both figures come from the same ACS release, so the comparison is like for like.

32563
Midway
Median household income
$100,396
vs
$96,041
Per capita income
$48,918
vs
$48,639
Population density
1,825/sq mi
vs
1,774/sq mi
Median home value
$388,000
vs
$381,600
Median gross rent
$1,735
vs
$1,645
Homeownership rate
81.6%
vs
78.7%
Bachelor's degree or higher
40.8%
vs
37.0%
Poverty rate
5.8%
vs
6.9%
Median age
43.5
vs
42.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.