32444Lynn Haven, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 32444.

59out of 100
Area Score
Bottom 46% of 5,298 profiles measured

How we calculate this

How this area ranks
OpportunityTop 37% of 6,210 ZIP areas measured61
Schools2381st of 4,422 ZIP areas measured49
GrowthTop 27% of 5,428 ZIP areas measured63
Housing affordabilityTop 48% of 6,685 ZIP areas measured81
ClimateTop 12% of 6,789 ZIP areas measured82
Physical resilience6233rd of 6,709 ZIP areas measured11
AccessTop 25% of 6,791 ZIP areas measured97
Economic stabilityTop 27% of 6,742 ZIP areas measured72
The quick read

Residential permitting has slowed: 205 units authorized over the past twelve months, 40% below the prior year.

Physical-risk exposure is above the national median, driven mainly by hurricane, lightning and coastal flooding.

A major airport is 12 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
21,459
2024 ACS 5-Year
Median household income
$83,160
Top 34% nationally
Density
2,186/sq mi
9.8 sq mi of land
Median age
39.4
2024 ACS 5-Year
City
Lynn Haven
Florida
Metro area
Panama City-Panama City Beach, FL
Nearest major airport
ECP
12 mi · Northwest Florida Beaches Intl
Median home value
$331,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.5% is lower than 48% of the 6,544 measured US ZIP areas.

Employment fell 0.4% over the past year, to 91,097 employed residents.

36% of adults hold a four-year degree, higher than 74% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$12,586$83,160Top 34%of 31,2952024 ACS 5-Year
Per capita income ±$3,831$43,541Top 30%of 32,8222024 ACS 5-Year
Poverty rate6.5%Bottom 28%of 32,9702024 ACS 5-Year
Average commute26.6 minBottom 44%of 32,8872024 ACS 5-Year
Bachelor's degree or higher35.7%Top 26%of 33,1932024 ACS 5-Year
Employment91,097Top 37%of 6,544June 2026
Employment change (3 years)1.2%Top 33%of 6,542June 2026
Employment change (year over year)-0.4%Top 38%of 6,544June 2026
Labor force95,381Top 37%of 6,544June 2026
Labor force participation65.8%Top 29%of 33,2522024 ACS 5-Year
Mean annual wage$57,610Bottom 11%of 6,0722025 OEWS
Median annual wage$45,030Bottom 8%of 6,0722025 OEWS
Unemployment change (year over year)0.7%Top 21%of 6,544June 2026
Unemployment rate4.5%Top 48%of 6,544June 2026
Median household income, successive ACS releases
202120222023202490k77k
Each point is a separate five-year estimate, most recently $83,160 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Panama City-Panama City Beach, FL
OccupationPeople employedMedian annual wage
Retail Salespersons3,490$32,290
Fast Food and Counter Workers3,030$28,050
Cashiers2,580$29,080
Waiters and Waitresses2,520$34,990
General and Operations Managers2,080$86,070
Office Clerks, General1,760$42,840

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Lynn Haven, FL, the city containing this ZIP code.

56% of students met the state standard in mathematics and 53% in reading, across the schools here that reported results.

There are 19.9 students for every full-time teacher, more than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
19.9
across all schools here
Math proficiency
56.1%
Top 38% in Florida
Reading proficiency
53.0%
Top 49% in Florida
SchoolDistrictStudentsPer teacherMathReading
A. CRAWFORD MOSLEY HIGH SCHOOLBAY1,86423.0
MOWAT MIDDLE SCHOOLBAY80318.752%52%
LYNN HAVEN ELEMENTARY SCHOOLBAY68815.361%54%

34.8% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,474 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
21.3%
Below the 30% cost-burdened threshold
Home price to income
4.0×
median home value ÷ median income
Median gross rent
$1,474
2024 ACS 5-Year
Median home value
$331,000
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income3.98Top 29%of 30,4042024 ACS 5-Year
Homeownership rate69.8%Bottom 29%of 32,9102024 ACS 5-Year
Housing units ±6099,224Top 18%of 33,7722024 ACS 5-Year
Median gross rent ±$92$1,474Top 23%of 26,6182024 ACS 5-Year
Median home value ±$16,003$331,000Top 29%of 30,9412024 ACS 5-Year
Rent as a share of income21.3%Top 28%of 26,4702024 ACS 5-Year
Vacancy rate5.9%Bottom 27%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
63/ 100
Top 27% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

64% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 10.2 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
205
12 months ending July 2026
Per 1,000 residents
10.2
Top 11% nationally
Year over year
−40%
vs the prior twelve months
Multifamily share
63.9%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Lynn Haven, FL, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 45°F.

Air quality measures a median index of 47, in the Good band, and one day a year passes 100, the threshold at which the air is unhealthy for sensitive groups.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PANAMA CITY BAY CO AP, 2.6 miles from this location.
Precipitation
MetricValueSource period
90th percentile air quality index60.02024 calendar year
Average January low45°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months81991-2020 Normals
Days above AQI 10012024 calendar year
Median air quality index47.02024 calendar year
Seasonal temperature swing29°F1991-2020 Normals
Air quality
Median air quality index
47
Good on a typical day
Worst tenth of days
60
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

11 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, lightning and coastal flooding.

HurricaneHigh
LightningModerate
Coastal floodingModerate

Low or minimal exposure: tornado, heat wave, cold wave, wildfire, inland flooding, strong wind, earthquake, landslide, winter weather, hail, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Bay County records 5.5 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 24.1 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 14.2 per 100,000 residents in Bay County.

Homicide
5.5
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
24.1
per 100,000 residents · under 10 deaths
Drug overdose
14.2
per 100,000 residents · under 10 deaths
Suicide
28.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Bay County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 32444 rather than 32444 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

4 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
Northwest Florida Beaches IntlECP12 mi10,000 ft
Bob SikesCEW64 mi8,006 ft
Dothan RgnlDHN76 mi8,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

32444 vs Lynn Haven

How this ZIP area compares with Lynn Haven as a whole. Both figures come from the same ACS release, so the comparison is like for like.

32444
Lynn Haven
Median household income
$83,160
vs
$80,973
Per capita income
$43,541
vs
$40,630
Population density
2,186/sq mi
vs
1,908/sq mi
Median home value
$331,000
vs
$320,000
Median gross rent
$1,474
vs
$1,563
Homeownership rate
69.8%
vs
64.4%
Bachelor's degree or higher
35.7%
vs
35.5%
Poverty rate
6.5%
vs
6.5%
Median age
39.4
vs
37.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.