AreaProfile

32246Jacksonville, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 32246.

64
Area Score
Top 44% of 3,833 published profiles

How we calculate this

How this area ranks
Opportunity2671st of 4,073 published ZIP areas48
GrowthTop 41% of 3,947 published ZIP areas55
Housing affordability2538th of 4,553 published ZIP areas72
ClimateTop 11% of 4,621 published ZIP areas85
Physical resilience2447th of 4,554 published ZIP areas54
Access2571st of 4,623 published ZIP areas93
Economic stabilityTop 40% of 4,591 published ZIP areas65
The quick read

A major airport is 18 miles away, giving the area unusually direct access to the national air network.

Its Area Score of 64 places 32246 in the top 44% of published ZIP profiles.

At a glance

Population
62,562
2024 ACS 5-Year
Median household income
$80,963
Top 37% nationally
Density
3,277/sq mi
19.1 sq mi of land
Median age
34.5
2024 ACS 5-Year
City
Jacksonville
Florida
Metro area
Jacksonville, FL
Nearest major airport
JAX
18 mi · Jacksonville Intl
Median home value
$312,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.0% is lower than 29% of the 4,387 measured US ZIP areas.

Employment fell 0.5% over the past year, to 470,840 employed residents.

40% of adults hold a four-year degree, higher than 79% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$3,315$80,963Top 37%2024 ACS 5-Year
Per capita income ±$2,774$39,571Top 40%2024 ACS 5-Year
Poverty rate11.6%Top 45%2024 ACS 5-Year
Average commute24.1 minBottom 30%2024 ACS 5-Year
Bachelor's degree or higher39.6%Top 21%2024 ACS 5-Year
Employment470,840Top 9%June 2026
Employment change (3 years)-2.4%Bottom 16%June 2026
Employment change (year over year)-0.5%Top 40%June 2026
Labor force495,429Top 9%June 2026
Labor force participation70.1%Top 14%2024 ACS 5-Year
Mean annual wage$65,700Bottom 40%2025 OEWS
Median annual wage$48,830Bottom 35%2025 OEWS
Unemployment change (year over year)0.7%Top 21%June 2026
Unemployment rate5.0%Top 29%June 2026
Median household income, successive ACS releases
202120222023202481k69k
Each point is a separate five-year estimate, most recently $80,963 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Jacksonville, FL
OccupationPeople employedMedian annual wage
Retail Salespersons22,390$34,360
Fast Food and Counter Workers21,480$28,470
Registered Nurses18,940$83,520
Laborers and Freight, Stock, and Material Movers, Hand17,350$41,040
Customer Service Representatives17,030$42,840
General and Operations Managers16,870$100,870

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Jacksonville, FL, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,761 takes 26% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
26.1%
Below the 30% cost-burdened threshold
Home price to income
3.9×
median home value ÷ median income
Median gross rent
$1,761
2024 ACS 5-Year
Median home value
$312,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.86Top 31%2024 ACS 5-Year
Homeownership rate54.7%Bottom 12%2024 ACS 5-Year
Housing units ±1,17026,747Top 1%2024 ACS 5-Year
Median gross rent ±$54$1,761Top 14%2024 ACS 5-Year
Median home value ±$16,126$312,900Top 31%2024 ACS 5-Year
Rent as a share of income26.1%Top 12%2024 ACS 5-Year
Vacancy rate6.7%Bottom 31%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
55/ 100
Top 41% of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 6.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
5,937
12 months ending July 2026
Per 1,000 residents
6.1
Top 25% nationally
Year over year
+5%
vs the prior twelve months
Multifamily share
36.8%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Jacksonville, FL, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 45°F.

Normal annual precipitation is 51.8 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station JACKSONVILLE CRAIG MUNI AP, 3.1 miles from this location.
Precipitation
JFMAMJJASOND7.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation51.8"1991-2020 Normals
Average January low45°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing27°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

54 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane and coastal flooding.

HurricaneElevated
Coastal floodingModerate

Low or minimal exposure: lightning, cold wave, inland flooding, heat wave, hail, tornado, earthquake, wildfire, strong wind, landslide, drought, ice storm, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

4 major airports lie within 100 miles, the nearest 18 miles away.

AirportCodeDistanceLongest runway
Jacksonville IntlJAX18 mi10,000 ft
St AugustineSGJ25 mi8,001 ft
Lake City GatewayLCQ64 mi8,003 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
64
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

32246 vs Jacksonville

How this ZIP area compares with Jacksonville as a whole. Both figures come from the same ACS release, so the comparison is like for like.

32246
Jacksonville
Median household income
$80,963
vs
$69,872
Per capita income
$39,571
vs
$38,879
Population density
3,277/sq mi
vs
1,308/sq mi
Median home value
$312,900
vs
$293,700
Median gross rent
$1,761
vs
$1,465
Homeownership rate
54.7%
vs
57.6%
Bachelor's degree or higher
39.6%
vs
33.2%
Poverty rate
11.6%
vs
14.5%
Median age
34.5
vs
36.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.