AreaProfile

06705Waterbury, Connecticut

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 06705.

Area Score unavailable

Missing required signal: resilience. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity6177th of 6,210 published ZIP areas11
GrowthTop 47% of 5,428 published ZIP areas52
Housing affordability4457th of 6,685 published ZIP areas69
Climate5221st of 6,789 published ZIP areas62
Access4710th of 6,791 published ZIP areas86
Economic stability5562nd of 6,742 published ZIP areas39
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 7.6% and the Opportunity signal places 06705 in the bottom 1%.

Rent takes 28% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 3.8 times that income.

A typical July reaches 84°F and a typical January falls to 19°F, on thirty-year normals.

At a glance

Population
25,266
2024 ACS 5-Year
Median household income
$53,954
Bottom 20% nationally
Density
4,447/sq mi
5.7 sq mi of land
Median age
39.7
2024 ACS 5-Year
City
Waterbury
Connecticut
Metro area
Nearest major airport
BDL
31 mi · Bradley Intl
Median home value
$202,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 7.6% is lower than 2% of the 6,544 measured US ZIP areas.

Employment fell 5.3% over the past year, to 47,199 employed residents.

Median household income of $53,954 is below 80% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,991$53,954Bottom 20%2024 ACS 5-Year
Per capita income ±$3,993$33,313Bottom 38%2024 ACS 5-Year
Poverty rate19.2%Top 20%2024 ACS 5-Year
Average commute27.4 minBottom 48%2024 ACS 5-Year
Bachelor's degree or higher18.8%Bottom 37%2024 ACS 5-Year
Employment47,199Bottom 46%June 2026
Employment change (3 years)-5.9%Bottom 2%June 2026
Employment change (year over year)-5.3%Bottom 2%June 2026
Labor force51,066Bottom 47%June 2026
Labor force participation59.4%Bottom 45%2024 ACS 5-Year
Unemployment change (year over year)1.9%Top 1%June 2026
Unemployment rate7.6%Top 2%June 2026
Median household income, successive ACS releases
202120222023202454k50k
Each point is a separate five-year estimate, most recently $53,954 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Waterbury, CT, the city containing this ZIP code.

There are 14.0 students for every full-time teacher, fewer than in most measured places.

Public schools
6
2024-25 school year
Students per teacher
14.0
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Crosby High SchoolWaterbury School District1,45317.1
Michael F. Wallace Middle SchoolWaterbury School District1,05911.5
Rotella Interdistrict Magnet SchoolWaterbury School District61416.2
H. S. Chase SchoolWaterbury School District54311.6
Margaret M. Generali Elementary SchoolWaterbury School District41511.9
Roberto Clemente International Dual Language SchoolWaterbury School District27518.3

79.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Connecticut’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,261 takes 28% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.8 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
28.0%
Below the 30% cost-burdened threshold
Home price to income
3.8×
median home value ÷ median income
Median gross rent
$1,261
2024 ACS 5-Year
Median home value
$202,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.75Top 33%2024 ACS 5-Year
Homeownership rate51.2%Bottom 10%2024 ACS 5-Year
Housing units ±78111,758Top 13%2024 ACS 5-Year
Median gross rent ±$69$1,261Top 32%2024 ACS 5-Year
Median home value ±$16,887$202,400Bottom 45%2024 ACS 5-Year
Rent as a share of income28.0%Top 8%2024 ACS 5-Year
Vacancy rate8.6%Bottom 40%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
52/ 100
Top 47% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

79% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 1.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
116
12 months ending July 2026
Per 1,000 residents
1.0
Bottom 26% nationally
Year over year
+222%
vs the prior twelve months
Multifamily share
79.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Waterbury, CT, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 19°F.

Normal annual precipitation is 44.9 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MERIDEN MARKHAM MUNI AP, 9.0 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation44.9"1991-2020 Normals
Average January low19°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

7 major airports lie within 100 miles, the nearest 31 miles away.

AirportCodeDistanceLongest runway
Bradley IntlBDL31 mi9,510 ft
Westfield-Barnes RgnlBAF44 mi9,000 ft
New York Stewart IntlSWF58 mi11,817 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

06705 vs Waterbury

How this ZIP area compares with Waterbury as a whole. Both figures come from the same ACS release, so the comparison is like for like.

06705
Waterbury
Median household income
$53,954
vs
$51,886
Per capita income
$33,313
vs
$29,542
Population density
4,447/sq mi
vs
4,022/sq mi
Median home value
$202,400
vs
$208,500
Median gross rent
$1,261
vs
$1,225
Homeownership rate
51.2%
vs
47.2%
Bachelor's degree or higher
18.8%
vs
17.3%
Poverty rate
19.2%
vs
24.7%
Median age
39.7
vs
37.8

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.