Valparaiso vs Billings

Which is the better fit for you?

Valparaiso, IN
74
Area Score
Top 5% nationally
Billings, MT
71
Area Score
Top 11% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Valparaiso receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Valparaiso to Billings

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Everyday prices
12% lower
Regional price level 90.3 against 102.5 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$53 a month
HUD benchmarks it at $1,417 in Billings against $1,470 in Valparaiso.
The median home
28% more
$343,400 in Billings against $267,300 in Valparaiso.
The weather you would swap
Similar winters
Normal January lows are 18°F in Billings against 18°F in Valparaiso; July highs are 87°F against 85°F (summers 2°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

30 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Valparaiso
Billings
Opportunity
73 · Top 19%
vs
73 · Top 19%
Growth: Valparaiso is the more favorable of the two.
Growth
65 · Top 21%
vs
57 · Top 34%
Climate
62 · Bottom 21%
vs
62 · Bottom 19%
Physical resilience: Valparaiso is the more favorable of the two.
Physical resilience
93 · Top 9%
vs
87 · Top 14%
Housing affordability: Valparaiso is the more favorable of the two.
Housing affordability
69 · Top 44%
vs
66 · Bottom 49%
Access: Billings is the more favorable of the two.
Access
91 · Bottom 46%
vs
95 · Top 42%
Economic stability: Billings is the more favorable of the two.
Economic stability
50 · Bottom 35%
vs
61 · Top 45%

Measured values

MetricValparaisoBillingsSource period
Population34,733119,4342024 ACS 5-Year
Median household income — the two are too close to separate$69,872 ±$3,502$73,712 ±$3,1132024 ACS 5-Year
Per capita income$38,894$43,934 — more favorable2024 ACS 5-Year
Population density2,026/sq mi2,593/sq mi2024 ACS 5-Year
Median home value$267,300$343,4002024 ACS 5-Year
Median gross rent$1,224$1,138 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,470$1,417 — more favorableFY2026
Cost of living index102.590.3 — more favorable2023
Homeownership rate58.0%64.8%2024 ACS 5-Year
Unemployment rate3.7%3.0% — more favorableJuly 2026
Employment change (year over year)+0.4% — more favorable−0.1%July 2026
Bachelor's degree or higher40.6% — more favorable36.9%2024 ACS 5-Year
Poverty rate13.2%9.1% — more favorable2024 ACS 5-Year
Housing units permitted (12 months)15753912 months ending July 2026
Permits per 1,000 residents4.54.512 months ending July 2026
Permit change (year over year)−17.4%−16.4%12 months ending July 2026
Average July high85°F87°F1991-2020 Normals
Average January low18°F18°F1991-2020 Normals
Annual precipitation33.4"14.3"1991-2020 Normals
Distance to major airport21 mi1 mi — more favorableNASR current cycle
Average commute26.0 min17.7 min — more favorable2024 ACS 5-Year
Median age37.038.82024 ACS 5-Year
Public schools24292024-25 school year
Students per teacher15.4 — more favorable16.92024-25 school year
Math proficiency62.4%43.3%2018-19 school year
Reading proficiency68.3%46.2%2018-19 school year
Free or reduced-price lunch eligibility30.7%39.3%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Indiana and Montana do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Valparaiso

No hazard reaches elevated exposure.

Billings

Elevated or high exposure: wildfire.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Valparaiso
—
Valparaiso: Your Score
74
Area Score
Billings
—
Billings: Your Score
71
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Valparaiso, IN · Billings, MT · How this is calculated: methodology