Troy vs Watervliet

Which is the better fit for you?

Troy, NY
54
Area Score
Bottom 33% nationally
Watervliet, NY
57
Area Score
Bottom 44% nationally

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Watervliet receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Troy to Watervliet

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Everyday prices
About the same
Regional price level 98.2 against 98.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,702 in Watervliet against $1,702 in Troy.
The median home
13% less
$179,700 in Watervliet against $206,500 in Troy.
The weather you would swap
Similar winters
Normal January lows are 16°F in Watervliet against 16°F in Troy; July highs are 84°F against 84°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Troy
Watervliet
Opportunity: Watervliet is the more favorable of the two.
Opportunity
50 · Bottom 37%
vs
59 · Top 45%
Growth: Troy is the more favorable of the two.
Growth
43 · Bottom 34%
vs
15 · Bottom 3%
Climate
60 · Bottom 14%
vs
60 · Bottom 14%
Physical resilience: Watervliet is the more favorable of the two.
Physical resilience
57 · Top 50%
vs
94 · Top 6%
Housing affordability: Watervliet is the more favorable of the two.
Housing affordability
70 · Top 41%
vs
73 · Top 31%
Schools: Troy is the more favorable of the two.
Schools
36 · Bottom 32%
vs
19 · Bottom 12%
Access
99 · Top 9%
vs
99 · Top 9%
Economic stability: Watervliet is the more favorable of the two.
Economic stability
32 · Bottom 12%
vs
36 · Bottom 17%

Measured values

MetricTroyWatervlietSource period
Population51,03310,2872024 ACS 5-Year
Median household income — the two are too close to separate$58,477 ±$4,778$57,919 ±$5,0062024 ACS 5-Year
Per capita income — the two are too close to separate$35,237 ±$2,238$33,740 ±$3,3002024 ACS 5-Year
Population density4,927/sq mi7,665/sq mi2024 ACS 5-Year
Median home value$206,500$179,7002024 ACS 5-Year
Median gross rent$1,175$1,083 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,702$1,702FY2026
Cost of living index98.298.22023
Homeownership rate37.4%34.7%2024 ACS 5-Year
Unemployment rate5.2%3.9% — more favorableJuly 2026
Employment change (year over year)+0.7%+0.8% — more favorableJuly 2026
Bachelor's degree or higher37.3% — more favorable17.8%2024 ACS 5-Year
Poverty rate — the two are too close to separate21.2% ±3%17.3% ±5%2024 ACS 5-Year
Housing units permitted (12 months)82012 months ending July 2026
Permits per 1,000 residents1.6 — more favorable0.012 months ending July 2026
Permit change (year over year)−49.1%−100.0%12 months ending July 2026
Average July high84°F84°F1991-2020 Normals
Average January low16°F16°F1991-2020 Normals
Annual precipitation40.7"40.7"1991-2020 Normals
Distance to major airport6 mi5 mi — more favorableNASR current cycle
Average commute — the two are too close to separate22.6 min ±1.0 min21.4 min ±2.6 min2024 ACS 5-Year
Median age32.340.82024 ACS 5-Year
Public schools1722024-25 school year
Students per teacher10.5 — more favorable13.32024-25 school year
Math proficiency54.1% — more favorable39.2%2018-19 school year
Reading proficiency54.8% — more favorable46.9%2018-19 school year
Free or reduced-price lunch eligibility61.8%70.6%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

4 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Troy

Elevated or high exposure: inland flooding.

Watervliet

No hazard reaches elevated exposure.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Troy
—
Troy: Your Score
54
Area Score
Watervliet
—
Watervliet: Your Score
57
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Troy, NY · Watervliet, NY · How this is calculated: methodology