Tracy receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Tracy
Stockton
Opportunity
48 · Bottom 33%
vs34 · Bottom 10%
Growth
44 · Bottom 40%
vs36 · Bottom 25%
Climate
76 · Top 26%
vs76 · Top 26%
Physical resilience
25 · Bottom 21%
vs25 · Bottom 20%
Housing affordability
58 · Bottom 18%
vs62 · Bottom 22%
Access
95 · Top 35%
vs100 · Top 3%
Economic stability
70 · Top 29%
vs50 · Bottom 31%
Measured values
| Metric | Tracy | Stockton | Source period |
|---|---|---|---|
| Population | 96,966 | 322,326 | 2024 ACS 5-Year |
| Median household income | $121,119 | $79,907 | 2024 ACS 5-Year |
| Per capita income | $44,086 | $31,918 | 2024 ACS 5-Year |
| Population density | 3,682/sq mi | 5,092/sq mi | 2024 ACS 5-Year |
| Median home value | $699,000 | $440,900 | 2024 ACS 5-Year |
| Median gross rent | $2,478 | $1,577 | 2024 ACS 5-Year |
| Homeownership rate | 65.0% | 53.9% | 2024 ACS 5-Year |
| Unemployment rate | 5.1% | 6.7% | June 2026 |
| Employment change (year over year) | -1.8% | -1.8% | June 2026 |
| Bachelor's degree or higher | 28.5% | 20.0% | 2024 ACS 5-Year |
| Poverty rate | 7.8% | 15.5% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 184 | 306 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.9 | 0.9 | 12 months ending July 2026 |
| Permit change (year over year) | -64.9% | -25.4% | 12 months ending July 2026 |
| Average July high | 95°F | 95°F | 1991-2020 Normals |
| Average January low | 39°F | 39°F | 1991-2020 Normals |
| Annual precipitation | 13.4" | 13.4" | 1991-2020 Normals |
| Distance to major airport | 16 mi | 7 mi | NASR current cycle |
| Average commute | 44.1 min | 32.4 min | 2024 ACS 5-Year |
| Median age | 35.6 | 33.9 | 2024 ACS 5-Year |
| Public schools | 31 | 115 | 2024-25 school year |
| Students per teacher | 21.35 | 22.74 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 64.2% | 76.9% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Tracy
Elevated or high exposure: drought, earthquake.
Stockton
Elevated or high exposure: drought, earthquake.
Full profiles: Tracy, CA · Stockton, CA · How this is calculated: methodology