Tampa vs Zephyrhills

Which is the better fit for you?

Tampa, FL
55
Area Score
Bottom 35% nationally
Zephyrhills, FL
44
Area Score
Bottom 7% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Tampa receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Tampa to Zephyrhills

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Everyday prices
About the same
Regional price level 102.5 against 102.5 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$616 a month
HUD benchmarks it at $1,495 in Zephyrhills against $2,111 in Tampa.
The median home
47% less
$224,700 in Zephyrhills against $420,400 in Tampa.
The weather you would swap
Winters 9°F colder
Normal January lows are 44°F in Zephyrhills against 53°F in Tampa; July highs are 91°F against 91°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Tampa
Zephyrhills
Opportunity: Tampa is the more favorable of the two.
Opportunity
46 · Bottom 29%
vs
36 · Bottom 12%
Growth: Tampa is the more favorable of the two.
Growth
65 · Top 22%
vs
46 · Bottom 41%
Climate: Zephyrhills is the more favorable of the two.
Climate
81 · Top 13%
vs
86 · Top 9%
Physical resilience: Tampa is the more favorable of the two.
Physical resilience
35 · Bottom 28%
vs
19 · Bottom 12%
Housing affordability: Zephyrhills is the more favorable of the two.
Housing affordability
57 · Bottom 31%
vs
60 · Bottom 37%
Schools: Tampa is the more favorable of the two.
Schools
38 · Bottom 35%
vs
12 · Bottom 5%
Access: Tampa is the more favorable of the two.
Access
99 · Top 9%
vs
93 · Top 47%
Economic stability: Tampa is the more favorable of the two.
Economic stability
49 · Bottom 34%
vs
43 · Bottom 25%

Measured values

MetricTampaZephyrhillsSource period
Population401,61819,6682024 ACS 5-Year
Median household income$75,475 — more favorable$52,1082024 ACS 5-Year
Per capita income$52,528 — more favorable$29,3412024 ACS 5-Year
Population density3,508/sq mi2,043/sq mi2024 ACS 5-Year
Median home value$420,400$224,7002024 ACS 5-Year
Median gross rent$1,701$1,148 — more favorable2024 ACS 5-Year
Market rent, two bedroom$2,111$1,495 — more favorableFY2026
Cost of living index102.5102.52023
Homeownership rate50.3%70.1%2024 ACS 5-Year
Unemployment rate4.9% — more favorable5.2%July 2026
Employment change (year over year)−1.0%−1.0%July 2026
Bachelor's degree or higher45.7% — more favorable21.1%2024 ACS 5-Year
Poverty rate — the two are too close to separate14.5% ±0.9%13.2% ±3%2024 ACS 5-Year
Housing units permitted (12 months)2,8886112 months ending July 2026
Permits per 1,000 residents7.2 — more favorable3.112 months ending July 2026
Permit change (year over year)+16.8%−77.6%12 months ending July 2026
Average July high91°F91°F1991-2020 Normals
Average January low53°F44°F1991-2020 Normals
Annual precipitation49.5"51.9"1991-2020 Normals
Distance to major airport3 mi — more favorable20 miNASR current cycle
Average commute26.7 min — more favorable34.2 min2024 ACS 5-Year
Median age35.948.82024 ACS 5-Year
Public schools8142024-25 school year
Students per teacher18.618.3 — more favorable2024-25 school year
Math proficiency55.3% — more favorable42.9%2018-19 school year
Reading proficiency55.5% — more favorable42.4%2018-19 school year
Free or reduced-price lunch eligibility43.8%55.8%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Tampa

Elevated or high exposure: hurricane.

Zephyrhills

Elevated or high exposure: hurricane.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Tampa
—
Tampa: Your Score
55
Area Score
Zephyrhills
—
Zephyrhills: Your Score
44
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Tampa, FL · Zephyrhills, FL · How this is calculated: methodology