Signals
St. Matthews
Live Oak
Opportunity
45 · Bottom 26%
vs54 · Bottom 46%
Climate
76 · Top 27%
vs72 · Top 42%
Physical resilience
46 · Bottom 37%
vs46 · Bottom 36%
Housing affordability
83 · Top 45%
vs84 · Top 45%
Access
97 · Top 29%
vs97 · Top 29%
Economic stability
73 · Top 21%
vs76 · Top 15%
Measured values
| Metric | St. Matthews | Live Oak | Source period |
|---|---|---|---|
| Population | 17,577 | 15,984 | 2024 ACS 5-Year |
| Median household income | $82,412 | $79,696 | 2024 ACS 5-Year |
| Per capita income | $55,655 | $41,485 | 2024 ACS 5-Year |
| Population density | 3,988/sq mi | 3,360/sq mi | 2024 ACS 5-Year |
| Median home value | $338,000 | $246,300 | 2024 ACS 5-Year |
| Median gross rent | $1,369 | $1,634 | 2024 ACS 5-Year |
| Homeownership rate | 53.3% | 57.9% | 2024 ACS 5-Year |
| Unemployment rate | 5.6% | 4.8% | June 2026 |
| Employment change (year over year) | -1.7% | -1.0% | June 2026 |
| Bachelor's degree or higher | 58.7% | 32.1% | 2024 ACS 5-Year |
| Poverty rate | 7.2% | 5.5% | 2024 ACS 5-Year |
| Average July high | 88°F | 96°F | 1991-2020 Normals |
| Average January low | 27°F | 41°F | 1991-2020 Normals |
| Distance to major airport | 7 mi | 8 mi | NASR current cycle |
| Average commute | 21.5 min | 22.5 min | 2024 ACS 5-Year |
| Median age | 36.5 | 35.7 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
St. Matthews
Elevated or high exposure: inland flooding, earthquake.
Live Oak
Elevated or high exposure: hail.
Your best match
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St. Matthews
68
Your Score
—
Area Score
Live Oak
69
Your Score
63
Area Score
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Full profiles: St. Matthews, KY · Live Oak, TX · How this is calculated: methodology