Oviedo receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
St. Cloud
Oviedo
Opportunity
58 · Top 46%
vs65 · Top 32%
Growth
73 · Top 13%
vs44 · Bottom 39%
Climate
80 · Top 18%
vs79 · Top 18%
Physical resilience
19 · Bottom 12%
vs50 · Bottom 43%
Housing affordability
71 · Bottom 36%
vs85 · Top 42%
Schools
50 · Bottom 48%
vs76 · Top 18%
Access
97 · Top 22%
vs99 · Top 8%
Economic stability
60 · Bottom 49%
vs77 · Top 13%
Measured values
| Metric | St. Cloud | Oviedo | Source period |
|---|---|---|---|
| Population | 65,130 | 40,599 | 2024 ACS 5-Year |
| Median household income | $83,174 | $117,070 | 2024 ACS 5-Year |
| Per capita income | $31,724 | $47,962 | 2024 ACS 5-Year |
| Population density | 2,233/sq mi | 2,612/sq mi | 2024 ACS 5-Year |
| Median home value | $356,200 | $454,000 | 2024 ACS 5-Year |
| Median gross rent | $1,683 | $1,955 | 2024 ACS 5-Year |
| Homeownership rate | 72.5% | 76.7% | 2024 ACS 5-Year |
| Unemployment rate | 5.1% | 4.3% | June 2026 |
| Employment change (year over year) | 0.4% | 0.4% | June 2026 |
| Bachelor's degree or higher | 31.6% | 55.5% | 2024 ACS 5-Year |
| Poverty rate | 10.1% | 5.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 1,115 | 58 | 12 months ending July 2026 |
| Permits per 1,000 residents | 17.1 | 1.4 | 12 months ending July 2026 |
| Permit change (year over year) | -37.3% | -82.7% | 12 months ending July 2026 |
| Average July high | 92°F | 93°F | 1991-2020 Normals |
| Average January low | 50°F | 50°F | 1991-2020 Normals |
| Annual precipitation | 51.4" | 49.6" | 1991-2020 Normals |
| Distance to major airport | 14 mi | 8 mi | NASR current cycle |
| Average commute | 38.0 min | 29.0 min | 2024 ACS 5-Year |
| Median age | 36.0 | 37.6 | 2024 ACS 5-Year |
| Public schools | 15 | 11 | 2024-25 school year |
| Students per teacher | 18.89 | 18.34 | 2024-25 school year |
| Math proficiency | 56.1% | 70.5% | 2019-20 school year |
| Reading proficiency | 55.6% | 72.1% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 46.4% | 30.2% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
St. Cloud
Elevated or high exposure: strong wind, hurricane.
Oviedo
Elevated or high exposure: strong wind, hurricane.
Full profiles: St. Cloud, FL · Oviedo, FL · How this is calculated: methodology