Schertz vs Universal City

Which is the better fit for you?

Schertz, TX
68
Area Score
Top 20% nationally
Universal City, TX
63
Area Score
Top 37% nationally

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Schertz receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Schertz to Universal City

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Everyday prices
About the same
Regional price level 94.3 against 94.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$280 a month
HUD benchmarks it at $1,380 in Universal City against $1,660 in Schertz.
The median home
15% less
$269,600 in Universal City against $317,100 in Schertz.
The weather you would swap
Similar winters
Normal January lows are 41°F in Universal City against 41°F in Schertz; July highs are 96°F against 96°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Schertz
Universal City
Opportunity: Schertz is the more favorable of the two.
Opportunity
64 · Top 33%
vs
58 · Top 46%
Growth: Schertz is the more favorable of the two.
Growth
76 · Top 8%
vs
45 · Bottom 38%
Climate
72 · Top 42%
vs
72 · Top 42%
Physical resilience: Schertz is the more favorable of the two.
Physical resilience
57 · Top 50%
vs
46 · Bottom 37%
Housing affordability: Universal City is the more favorable of the two.
Housing affordability
75 · Top 24%
vs
77 · Top 19%
Schools: Universal City is the more favorable of the two.
Schools
58 · Top 39%
vs
71 · Top 23%
Access: Universal City is the more favorable of the two.
Access
96 · Top 34%
vs
98 · Top 21%
Economic stability
65 · Top 36%
vs
65 · Top 36%

Measured values

MetricSchertzUniversal CitySource period
Population44,05020,1892024 ACS 5-Year
Median household income$99,948 — more favorable$74,8112024 ACS 5-Year
Per capita income — the two are too close to separate$43,174 ±$2,072$40,600 ±$5,3162024 ACS 5-Year
Population density1,330/sq mi3,579/sq mi2024 ACS 5-Year
Median home value$317,100$269,6002024 ACS 5-Year
Median gross rent$1,659$1,315 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,660$1,380 — more favorableFY2026
Cost of living index94.394.32023
Homeownership rate78.4%57.5%2024 ACS 5-Year
Unemployment rate4.7%4.7%July 2026
Employment change (year over year)−0.4%−0.4%July 2026
Bachelor's degree or higher39.8% — more favorable33.6%2024 ACS 5-Year
Poverty rate — the two are too close to separate5.2% ±2%8.4% ±4%2024 ACS 5-Year
Housing units permitted (12 months)3972012 months ending July 2026
Permits per 1,000 residents9.0 — more favorable1.012 months ending July 2026
Permit change (year over year)−10.8%0.0%12 months ending July 2026
Average July high96°F96°F1991-2020 Normals
Average January low41°F41°F1991-2020 Normals
Distance to major airport13 mi10 mi — more favorableNASR current cycle
Average commute32.8 min28.2 min — more favorable2024 ACS 5-Year
Median age38.637.12024 ACS 5-Year
Public schools1172024-25 school year
Students per teacher15.614.6 — more favorable2024-25 school year
Math proficiency51.1%56.3% — more favorable2018-19 school year
Reading proficiency50.4%53.6% — more favorable2018-19 school year
Free or reduced-price lunch eligibility35.9%43.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Schertz

Elevated or high exposure: hail.

Universal City

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Schertz
—
Schertz: Your Score
68
Area Score
Universal City
—
Universal City: Your Score
63
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Schertz, TX · Universal City, TX · How this is calculated: methodology