San Francisco vs Tamalpais-Homestead Valley

Which is the better fit for you?

San Francisco, CA
56
Area Score
Bottom 41% nationally
Tamalpais-Homestead Valley, CA
57
Area Score
Bottom 43% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Tamalpais-Homestead Valley receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from San Francisco to Tamalpais-Homestead Valley

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Everyday prices
About the same
Regional price level 117.6 against 117.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $3,604 in Tamalpais-Homestead Valley against $3,604 in San Francisco.
The median home
34% more
$1,863,900 in Tamalpais-Homestead Valley against $1,394,500 in San Francisco.
The weather you would swap
Similar winters
Normal January lows are 47°F in Tamalpais-Homestead Valley against 47°F in San Francisco; July highs are 66°F against 66°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

San Francisco
Tamalpais-Homestead Valley
Opportunity: San Francisco is the more favorable of the two.
Opportunity
59 · Top 43%
vs
56 · Bottom 49%
Growth: Tamalpais-Homestead Valley is the more favorable of the two.
Growth
37 · Bottom 24%
vs
41 · Bottom 31%
Climate
89 · Top 8%
vs
89 · Top 8%
Physical resilience: San Francisco is the more favorable of the two.
Physical resilience
45 · Bottom 36%
vs
33 · Bottom 26%
Housing affordability: San Francisco is the more favorable of the two.
Housing affordability
48 · Bottom 19%
vs
46 · Bottom 17%
Schools: Tamalpais-Homestead Valley is the more favorable of the two.
Schools
51 · Top 48%
vs
65 · Top 30%
Access: Tamalpais-Homestead Valley is the more favorable of the two.
Access
81 · Bottom 23%
vs
93 · Top 48%
Economic stability: Tamalpais-Homestead Valley is the more favorable of the two.
Economic stability
56 · Bottom 46%
vs
74 · Top 16%

Measured values

MetricSan FranciscoTamalpais-Homestead ValleySource period
Population830,23512,0852024 ACS 5-Year
Median household income$140,970$243,227 — more favorable2024 ACS 5-Year
Per capita income$92,289$125,795 — more favorable2024 ACS 5-Year
Population density17,784/sq mi2,580/sq mi2024 ACS 5-Year
Median home value$1,394,500$1,863,9002024 ACS 5-Year
Median gross rent$2,476 — more favorable$3,500+2024 ACS 5-Year
Market rent, two bedroom$3,604$3,604FY2026
Cost of living index117.6117.62023
Homeownership rate38.2%85.4%2024 ACS 5-Year
Unemployment rate3.9% — more favorable4.2%July 2026
Employment change (year over year)−1.7% — more favorable−2.3%July 2026
Bachelor's degree or higher60.3%79.8% — more favorable2024 ACS 5-Year
Poverty rate10.6%3.1% — more favorable2024 ACS 5-Year
Housing units permitted (12 months)1,62227312 months ending July 2026
Permits per 1,000 residents2.0 — more favorable1.112 months ending July 2026
Permit change (year over year)+27.9%+99.3%12 months ending July 2026
Average July high66°F66°F1991-2020 Normals
Average January low47°F47°F1991-2020 Normals
Annual precipitation22.9"22.9"1991-2020 Normals
Distance to major airport37 mi20 mi — more favorableNASR current cycle
Average commute — the two are too close to separate33.1 min ±0.3 min32.4 min ±3.5 min2024 ACS 5-Year
Median age40.044.52024 ACS 5-Year
Students per teacher21.519.5 — more favorable2024-25 school year
Math proficiency46.6%54.9% — more favorable2018-19 school year
Reading proficiency55.4%63.8% — more favorable2018-19 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

San Francisco

Elevated or high exposure: earthquake.

Tamalpais-Homestead Valley

Elevated or high exposure: earthquake, coastal flooding, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

San Francisco
—
San Francisco: Your Score
56
Area Score
Tamalpais-Homestead Valley
—
Tamalpais-Homestead Valley: Your Score
57
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: San Francisco, CA · Tamalpais-Homestead Valley, CA · How this is calculated: methodology