Modesto receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
San Bernardino
Modesto
Opportunity
34 · Bottom 10%
vs37 · Bottom 13%
Growth
49 · Bottom 47%
vs66 · Top 22%
Climate
90 · Top 5%
vs77 · Top 25%
Physical resilience
7 · Bottom 2%
vs22 · Bottom 17%
Housing affordability
50 · Bottom 11%
vs58 · Bottom 17%
Access
100 · Top 1%
vs92 · Top 49%
Economic stability
47 · Bottom 27%
vs55 · Bottom 39%
Measured values
| Metric | San Bernardino | Modesto | Source period |
|---|---|---|---|
| Population | 222,724 | 219,215 | 2024 ACS 5-Year |
| Median household income | $67,415 | $79,891 | 2024 ACS 5-Year |
| Per capita income | $25,328 | $35,523 | 2024 ACS 5-Year |
| Population density | 3,586/sq mi | 5,056/sq mi | 2024 ACS 5-Year |
| Median home value | $422,300 | $442,700 | 2024 ACS 5-Year |
| Median gross rent | $1,508 | $1,690 | 2024 ACS 5-Year |
| Homeownership rate | 50.0% | 58.9% | 2024 ACS 5-Year |
| Unemployment rate | 5.6% | 6.5% | June 2026 |
| Employment change (year over year) | -1.4% | -1.5% | June 2026 |
| Bachelor's degree or higher | 13.1% | 21.2% | 2024 ACS 5-Year |
| Poverty rate | 18.6% | 13.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 102 | 768 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.5 | 3.5 | 12 months ending July 2026 |
| Permit change (year over year) | 126.7% | 247.5% | 12 months ending July 2026 |
| Average July high | 93°F | 95°F | 1991-2020 Normals |
| Average January low | 44°F | 39°F | 1991-2020 Normals |
| Annual precipitation | 9.4" | 12.3" | 1991-2020 Normals |
| Distance to major airport | 5 mi | 22 mi | NASR current cycle |
| Average commute | 31.4 min | 30.6 min | 2024 ACS 5-Year |
| Median age | 32.2 | 35.1 | 2024 ACS 5-Year |
| Public schools | 79 | 76 | 2024-25 school year |
| Students per teacher | 21.46 | 22.32 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 91.3% | 72.8% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
San Bernardino
Elevated or high exposure: wildfire, inland flooding, earthquake.
Modesto
Elevated or high exposure: drought, earthquake, heat wave.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
San Bernardino
54
Your Score
46
Area Score
Modesto
58
Your Score
51
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: San Bernardino, CA · Modesto, CA · How this is calculated: methodology