Safford vs Spencer

Which is the better fit for you?

Safford, AZ
55
Area Score
Bottom 36% nationally
Spencer, IA
58
Area Score
Bottom 47% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Spencer receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Safford to Spencer

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Everyday prices
The Bureau of Economic Analysis publishes no regional price index for Safford or Spencer, so nothing here is estimated in its place.
Income to keep the same purchasing power
Needs a price index for both places.
A new two-bedroom lease
−$325 a month
HUD benchmarks it at $919 in Spencer against $1,244 in Safford.
The median home
8% less
$184,800 in Spencer against $199,800 in Safford.
The weather you would swap
Winters 26°F colder
Normal January lows are 8°F in Spencer against 34°F in Safford; July highs are 85°F against 100°F (summers 15°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Safford
Spencer
Opportunity: Spencer is the more favorable of the two.
Opportunity
44 · Bottom 24%
vs
61 · Top 39%
Growth: Safford is the more favorable of the two.
Growth
73 · Top 10%
vs
69 · Top 17%
Climate: Safford is the more favorable of the two.
Climate
62 · Bottom 23%
vs
55 · Bottom 4%
Physical resilience: Safford is the more favorable of the two.
Physical resilience
31 · Bottom 25%
vs
27 · Bottom 22%
Housing affordability: Safford is the more favorable of the two.
Housing affordability
83 · Top 8%
vs
79 · Top 14%
Schools: Spencer is the more favorable of the two.
Schools
59 · Top 37%
vs
67 · Top 28%
Access: Spencer is the more favorable of the two.
Access
47 · Bottom 3%
vs
49 · Bottom 3%
Economic stability: Spencer is the more favorable of the two.
Economic stability
38 · Bottom 19%
vs
57 · Bottom 48%

Measured values

MetricSaffordSpencerSource period
Population10,23911,4002024 ACS 5-Year
Median household income — the two are too close to separate$65,647 ±$6,619$59,667 ±$6,5312024 ACS 5-Year
Per capita income$28,474$37,510 — more favorable2024 ACS 5-Year
Population density1,103/sq mi1,041/sq mi2024 ACS 5-Year
Median home value$199,800$184,8002024 ACS 5-Year
Median gross rent$1,048$805 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,244$919 — more favorableFY2026
Homeownership rate71.5%68.1%2024 ACS 5-Year
Unemployment rate5.2%2.9% — more favorableJuly 2026
Employment change (year over year)−1.2%−0.7% — more favorableJuly 2026
Bachelor's degree or higher18.1%29.8% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate13.2% ±4%11.6% ±3%2024 ACS 5-Year
Housing units permitted (12 months)425112 months ending July 2026
Permits per 1,000 residents4.14.5 — more favorable12 months ending July 2026
Permit change (year over year)+162.5%+292.3%12 months ending July 2026
Average July high100°F85°F1991-2020 Normals
Average January low34°F8°F1991-2020 Normals
Annual precipitation8.0"26.8"1991-2020 Normals
Distance to major airport88 mi81 mi — more favorableNASR current cycle
Average commute25.1 min16.3 min — more favorable2024 ACS 5-Year
Median age31.041.42024 ACS 5-Year
Public schools952024-25 school year
Students per teacher19.215.5 — more favorable2024-25 school year
Math proficiency50.9%77.5%2018-19 school year
Reading proficiency49.8%79.1%2018-19 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Arizona and Iowa do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Safford

Elevated or high exposure: wildfire, drought, inland flooding.

Spencer

Elevated or high exposure: hail, tornado, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Safford
—
Safford: Your Score
55
Area Score
Spencer
—
Spencer: Your Score
58
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Safford, AZ · Spencer, IA · How this is calculated: methodology