Ramsey vs Westfield

Which is the better fit for you?

Ramsey, NJ
68
Area Score
Top 19% nationally
Westfield, NJ
71
Area Score
Top 12% nationally

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Westfield receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Ramsey to Westfield

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Everyday prices
About the same
Regional price level 112.6 against 112.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$705 a month
HUD benchmarks it at $2,205 in Westfield against $2,910 in Ramsey.
The median home
37% more
$953,400 in Westfield against $697,300 in Ramsey.
The weather you would swap
Winters 3°F milder
Normal January lows are 26°F in Westfield against 23°F in Ramsey; July highs are 87°F against 85°F (summers 2°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Ramsey
Westfield
Opportunity: Westfield is the more favorable of the two.
Opportunity
84 · Top 3%
vs
90 · Top 1%
Growth: Westfield is the more favorable of the two.
Growth
43 · Bottom 33%
vs
45 · Bottom 38%
Climate: Westfield is the more favorable of the two.
Climate
65 · Bottom 35%
vs
71 · Top 48%
Physical resilience: Westfield is the more favorable of the two.
Physical resilience
47 · Bottom 38%
vs
49 · Bottom 41%
Housing affordability: Westfield is the more favorable of the two.
Housing affordability
61 · Bottom 38%
vs
63 · Bottom 42%
Schools: Ramsey is the more favorable of the two.
Schools
92 · Top 2%
vs
87 · Top 5%
Access: Westfield is the more favorable of the two.
Access
88 · Bottom 36%
vs
99 · Top 16%
Economic stability: Ramsey is the more favorable of the two.
Economic stability
85 · Top 1%
vs
80 · Top 5%

Measured values

MetricRamseyWestfieldSource period
Population14,80531,1112024 ACS 5-Year
Median household income$160,996$232,629 — more favorable2024 ACS 5-Year
Per capita income$82,081$107,640 — more favorable2024 ACS 5-Year
Population density2,690/sq mi4,627/sq mi2024 ACS 5-Year
Median home value$697,300$953,4002024 ACS 5-Year
Median gross rent — the two are too close to separate$2,245 ±$421$2,357 ±$2092024 ACS 5-Year
Market rent, two bedroom$2,910$2,205 — more favorableFY2026
Cost of living index112.6112.62023
Homeownership rate79.2%81.1%2024 ACS 5-Year
Unemployment rate3.9%3.4% — more favorableJuly 2026
Employment change (year over year)+2.5% — more favorable+1.8%July 2026
Bachelor's degree or higher67.0%78.1% — more favorable2024 ACS 5-Year
Poverty rate4.2%1.6% — more favorable2024 ACS 5-Year
Housing units permitted (12 months)14712 months ending July 2026
Permits per 1,000 residents0.9 — more favorable0.212 months ending July 2026
Permit change (year over year)0.0%+40.0%12 months ending July 2026
Average July high85°F87°F1991-2020 Normals
Average January low23°F26°F1991-2020 Normals
Annual precipitation44.9"46.6"1991-2020 Normals
Distance to major airport26 mi10 mi — more favorableNASR current cycle
Average commute34.5 min — more favorable39.9 min2024 ACS 5-Year
Median age41.840.72024 ACS 5-Year
Public schools5192024-25 school year
Students per teacher9.5 — more favorable11.62024-25 school year
Math proficiency66.7% — more favorable64.9%2018-19 school year
Reading proficiency78.9% — more favorable75.5%2018-19 school year
Free or reduced-price lunch eligibility7.3%4.7%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Ramsey

Elevated or high exposure: coastal flooding, earthquake.

Westfield

Elevated or high exposure: earthquake.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Ramsey
—
Ramsey: Your Score
68
Area Score
Westfield
—
Westfield: Your Score
71
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Ramsey, NJ · Westfield, NJ · How this is calculated: methodology