Pearl River vs Steiner Ranch

Which is the better fit for you?

Pearl River, NY
74
Area Score
Top 6% nationally
Steiner Ranch, TX
73
Area Score
Top 6% nationally

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Pearl River receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Pearl River to Steiner Ranch

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Everyday prices
13% lower
Regional price level 98.3 against 112.6 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$1,058 a month
HUD benchmarks it at $1,852 in Steiner Ranch against $2,910 in Pearl River.
The median home
36% more
$826,500 in Steiner Ranch against $608,200 in Pearl River.
The weather you would swap
Winters 16°F milder
Normal January lows are 42°F in Steiner Ranch against 26°F in Pearl River; July highs are 97°F against 87°F (summers 10°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

31 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Pearl River
Steiner Ranch
Opportunity
82 · Top 5%
vs
82 · Top 5%
Growth: Steiner Ranch is the more favorable of the two.
Growth
62 · Top 26%
vs
65 · Top 21%
Climate: Pearl River is the more favorable of the two.
Climate
71 · Top 47%
vs
67 · Bottom 39%
Physical resilience: Pearl River is the more favorable of the two.
Physical resilience
84 · Top 18%
vs
75 · Top 31%
Housing affordability: Pearl River is the more favorable of the two.
Housing affordability
46 · Bottom 17%
vs
41 · Bottom 10%
Schools: Steiner Ranch is the more favorable of the two.
Schools
84 · Top 7%
vs
95 · Top 1%
Access: Steiner Ranch is the more favorable of the two.
Access
87 · Bottom 33%
vs
92 · Bottom 48%
Economic stability: Steiner Ranch is the more favorable of the two.
Economic stability
66 · Top 33%
vs
75 · Top 12%

Measured values

MetricPearl RiverSteiner RanchSource period
Population16,15518,6192024 ACS 5-Year
Median household income$145,063$190,523 — more favorable2024 ACS 5-Year
Per capita income$67,254$85,320 — more favorable2024 ACS 5-Year
Population density2,378/sq mi2,805/sq mi2024 ACS 5-Year
Median home value$608,200$826,5002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,973 ±$274$1,955 ±$3982024 ACS 5-Year
Market rent, two bedroom$2,910$1,852 — more favorableFY2026
Cost of living index112.698.3 — more favorable2023
Homeownership rate77.4%70.6%2024 ACS 5-Year
Unemployment rate3.7% — more favorable3.9%July 2026
Employment change (year over year)+1.7% — more favorable+0.4%July 2026
Bachelor's degree or higher52.6%73.7% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate7.1% ±5%2.6% ±2%2024 ACS 5-Year
Housing units permitted (12 months)57213,15812 months ending July 2026
Permits per 1,000 residents1.79.9 — more favorable12 months ending July 2026
Permit change (year over year)+81.0% — more favorable−12.1%12 months ending July 2026
Average July high87°F97°F1991-2020 Normals
Average January low26°F42°F1991-2020 Normals
Annual precipitation46.3"36.3"1991-2020 Normals
Distance to major airport27 mi18 mi — more favorableNASR current cycle
Average commute — the two are too close to separate32.8 min ±2.7 min33.1 min ±2.9 min2024 ACS 5-Year
Median age41.937.22024 ACS 5-Year
Public schools542024-25 school year
Students per teacher11.0 — more favorable13.32024-25 school year
Math proficiency76.6%82.5%2018-19 school year
Reading proficiency75.8%77.7%2018-19 school year
Free or reduced-price lunch eligibility19.4%5.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

New York and Texas do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Pearl River

Elevated or high exposure: earthquake.

Steiner Ranch

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Pearl River
—
Pearl River: Your Score
74
Area Score
Steiner Ranch
—
Steiner Ranch: Your Score
73
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Pearl River, NY · Steiner Ranch, TX · How this is calculated: methodology