Palm Harbor vs Ashland

Which is the better fit for you?

Palm Harbor, FL
56
Area Score
Bottom 40% nationally
Ashland, OR
53
Area Score
Bottom 31% nationally

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Palm Harbor receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Palm Harbor to Ashland

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Everyday prices
1% higher
Regional price level 103.4 against 102.5 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$613 a month
HUD benchmarks it at $1,530 in Ashland against $2,143 in Palm Harbor.
The median home
44% more
$583,800 in Ashland against $405,300 in Palm Harbor.
The weather you would swap
Winters 20°F colder
Normal January lows are 33°F in Ashland against 53°F in Palm Harbor; July highs are 92°F against 90°F (summers 2°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

32 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Palm Harbor
Ashland
Opportunity: Ashland is the more favorable of the two.
Opportunity
48 · Bottom 33%
vs
54 · Bottom 44%
Growth: Palm Harbor is the more favorable of the two.
Growth
55 · Top 38%
vs
50 · Top 50%
Climate: Palm Harbor is the more favorable of the two.
Climate
82 · Top 11%
vs
71 · Top 44%
Physical resilience: Palm Harbor is the more favorable of the two.
Physical resilience
34 · Bottom 27%
vs
25 · Bottom 21%
Housing affordability: Palm Harbor is the more favorable of the two.
Housing affordability
37 · Bottom 7%
vs
33 · Bottom 4%
Schools: Ashland is the more favorable of the two.
Schools
75 · Top 18%
vs
82 · Top 10%
Access: Palm Harbor is the more favorable of the two.
Access
97 · Top 25%
vs
87 · Bottom 32%
Economic stability: Palm Harbor is the more favorable of the two.
Economic stability
60 · Top 46%
vs
56 · Bottom 47%

Measured values

MetricPalm HarborAshlandSource period
Population61,51221,2592024 ACS 5-Year
Median household income$78,935 — more favorable$68,0282024 ACS 5-Year
Per capita income — the two are too close to separate$50,106 ±$2,888$50,414 ±$4,4282024 ACS 5-Year
Population density3,543/sq mi3,204/sq mi2024 ACS 5-Year
Median home value$405,300$583,8002024 ACS 5-Year
Median gross rent$1,806$1,387 — more favorable2024 ACS 5-Year
Market rent, two bedroom$2,143$1,530 — more favorableFY2026
Cost of living index102.5 — more favorable103.42023
Homeownership rate77.9%51.6%2024 ACS 5-Year
Unemployment rate4.4% — more favorable6.3%July 2026
Employment change (year over year)−1.2%+0.5% — more favorableJuly 2026
Bachelor's degree or higher40.6%66.2% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate10.2% ±2%11.7% ±4%2024 ACS 5-Year
Housing units permitted (12 months)3,9015112 months ending July 2026
Permits per 1,000 residents4.0 — more favorable2.412 months ending July 2026
Permit change (year over year)+78.4%+6.3%12 months ending July 2026
Average July high90°F92°F1991-2020 Normals
Average January low53°F33°F1991-2020 Normals
Annual precipitation53.6"18.4"1991-2020 Normals
Distance to major airport13 mi — more favorable15 miNASR current cycle
Average commute28.6 min17.7 min — more favorable2024 ACS 5-Year
Median age50.947.72024 ACS 5-Year
Public schools1072024-25 school year
Students per teacher17.0 — more favorable17.52024-25 school year
Math proficiency69.0%55.9%2018-19 school year
Reading proficiency68.7%73.9%2018-19 school year
Free or reduced-price lunch eligibility27.0%64.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Florida and Oregon do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Palm Harbor

Elevated or high exposure: coastal flooding, hurricane.

Ashland

Elevated or high exposure: wildfire, earthquake.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Palm Harbor
—
Palm Harbor: Your Score
56
Area Score
Ashland
—
Ashland: Your Score
53
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Palm Harbor, FL · Ashland, OR · How this is calculated: methodology