Morgan Hill vs Scotts Valley

Which is the better fit for you?

Morgan Hill, CA
58
Area Score
Bottom 47% nationally
Scotts Valley, CA
55
Area Score
Bottom 36% nationally

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Morgan Hill receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Morgan Hill to Scotts Valley

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Everyday prices
About the same
Regional price level 112.8 against 113.1 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$1,394 a month
HUD benchmarks it at $4,214 in Scotts Valley against $2,820 in Morgan Hill.
The median home
9% less
$1,105,700 in Scotts Valley against $1,210,200 in Morgan Hill.
The weather you would swap
Similar winters
Normal January lows are 40°F in Scotts Valley against 40°F in Morgan Hill; July highs are 72°F against 72°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

24 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Morgan Hill
Scotts Valley
Opportunity: Morgan Hill is the more favorable of the two.
Opportunity
59 · Top 44%
vs
44 · Bottom 24%
Growth: Morgan Hill is the more favorable of the two.
Growth
69 · Top 16%
vs
68 · Top 18%
Climate
81 · Top 15%
vs
81 · Top 15%
Physical resilience: Morgan Hill is the more favorable of the two.
Physical resilience
25 · Bottom 20%
vs
24 · Bottom 18%
Housing affordability
41 · Bottom 11%
vs
41 · Bottom 11%
Schools: Scotts Valley is the more favorable of the two.
Schools
65 · Top 31%
vs
71 · Top 24%
Access: Scotts Valley is the more favorable of the two.
Access
90 · Bottom 41%
vs
91 · Bottom 44%
Economic stability: Morgan Hill is the more favorable of the two.
Economic stability
75 · Top 12%
vs
66 · Top 33%

Measured values

MetricMorgan HillScotts ValleySource period
Population45,42512,0442024 ACS 5-Year
Median household income — the two are too close to separate$163,920 ±$8,235$143,750 ±$24,3472024 ACS 5-Year
Per capita income$70,036$82,921 — more favorable2024 ACS 5-Year
Population density3,511/sq mi2,608/sq mi2024 ACS 5-Year
Median home value$1,210,200$1,105,7002024 ACS 5-Year
Median gross rent — the two are too close to separate$2,474 ±$142$2,491 ±$3022024 ACS 5-Year
Market rent, two bedroom$2,820 — more favorable$4,214FY2026
Cost of living index113.1112.8 — more favorable2023
Homeownership rate71.5%73.6%2024 ACS 5-Year
Unemployment rate4.6% — more favorable5.3%July 2026
Employment change (year over year)−1.3% — more favorable−2.6%July 2026
Bachelor's degree or higher46.8%55.6% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate4.0% ±1%6.2% ±3%2024 ACS 5-Year
Housing units permitted (12 months)48417112 months ending July 2026
Permits per 1,000 residents10.714.2 — more favorable12 months ending July 2026
Permit change (year over year)+184.7%+1454.5%12 months ending July 2026
Average July high72°F72°F1991-2020 Normals
Average January low40°F40°F1991-2020 Normals
Annual precipitation22.4"22.4"1991-2020 Normals
Distance to major airport22 mi22 miNASR current cycle
Average commute36.8 min26.7 min — more favorable2024 ACS 5-Year
Median age39.047.32024 ACS 5-Year
Students per teacher21.3 — more favorable21.42024-25 school year
Math proficiency55.9%58.1% — more favorable2018-19 school year
Reading proficiency64.2%74.6% — more favorable2018-19 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Morgan Hill

Elevated or high exposure: earthquake, inland flooding.

Scotts Valley

Elevated or high exposure: drought, earthquake, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Morgan Hill
—
Morgan Hill: Your Score
58
Area Score
Scotts Valley
—
Scotts Valley: Your Score
55
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Morgan Hill, CA · Scotts Valley, CA · How this is calculated: methodology