Signals
Moraga
Hayward
Opportunity
55 · Bottom 48%
vs52 · Bottom 41%
Climate
85 · Top 9%
vs89 · Top 8%
Physical resilience
23 · Bottom 17%
vs36 · Bottom 29%
Housing affordability
62 · Bottom 23%
vs46 · Bottom 8%
Access
99 · Top 8%
vs99 · Top 8%
Economic stability
61 · Top 49%
vs65 · Top 40%
Measured values
| Metric | Moraga | Hayward | Source period |
|---|---|---|---|
| Population | 16,769 | 158,801 | 2024 ACS 5-Year |
| Median household income | $216,193 | $113,318 | 2024 ACS 5-Year |
| Per capita income | $94,211 | $45,923 | 2024 ACS 5-Year |
| Population density | 1,772/sq mi | 3,466/sq mi | 2024 ACS 5-Year |
| Median home value | $1,663,200 | $854,400 | 2024 ACS 5-Year |
| Median gross rent | $2,895 | $2,391 | 2024 ACS 5-Year |
| Homeownership rate | 83.1% | 58.0% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 4.3% | June 2026 |
| Employment change (year over year) | -1.8% | -1.7% | June 2026 |
| Bachelor's degree or higher | 81.8% | 34.0% | 2024 ACS 5-Year |
| Poverty rate | 7.3% | 9.6% | 2024 ACS 5-Year |
| Average July high | 72°F | 75°F | 1991-2020 Normals |
| Average January low | 42°F | 43°F | 1991-2020 Normals |
| Annual precipitation | 18.7" | 16.0" | 1991-2020 Normals |
| Distance to major airport | 10 mi | 9 mi | NASR current cycle |
| Average commute | 32.9 min | 35.1 min | 2024 ACS 5-Year |
| Median age | 40.1 | 38.6 | 2024 ACS 5-Year |
| Public schools | 5 | 36 | 2024-25 school year |
| Students per teacher | 21.11 | 21.95 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 5.5% | 73.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Moraga
Elevated or high exposure: earthquake, inland flooding.
Hayward
Elevated or high exposure: earthquake, inland flooding.
Full profiles: Moraga, CA · Hayward, CA · How this is calculated: methodology