Middle Island vs Terryville

Which is the better fit for you?

Middle Island, NY
64
Area Score
Top 33% nationally
Terryville, NY
63
Area Score
Top 36% nationally

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Middle Island receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Middle Island to Terryville

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Everyday prices
About the same
Regional price level 112.6 against 112.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $2,747 in Terryville against $2,747 in Middle Island.
The median home
25% more
$481,200 in Terryville against $383,500 in Middle Island.
The weather you would swap
Winters 1°F milder
Normal January lows are 25°F in Terryville against 24°F in Middle Island; July highs are 83°F against 83°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Middle Island
Terryville
Opportunity: Terryville is the more favorable of the two.
Opportunity
69 · Top 26%
vs
71 · Top 22%
Growth
34 · Bottom 19%
vs
34 · Bottom 19%
Climate: Terryville is the more favorable of the two.
Climate
66 · Bottom 37%
vs
70 · Bottom 48%
Physical resilience
95 · Top 4%
vs
95 · Top 4%
Housing affordability
37 · Bottom 7%
vs
37 · Bottom 7%
Schools: Middle Island is the more favorable of the two.
Schools
65 · Top 30%
vs
57 · Top 41%
Access: Terryville is the more favorable of the two.
Access
76 · Bottom 17%
vs
79 · Bottom 20%
Economic stability: Middle Island is the more favorable of the two.
Economic stability
56 · Bottom 46%
vs
38 · Bottom 18%

Measured values

MetricMiddle IslandTerryvilleSource period
Population11,02710,7942024 ACS 5-Year
Median household income — the two are too close to separate$85,480 ±$16,221$110,389 ±$20,0592024 ACS 5-Year
Per capita income — the two are too close to separate$44,856 ±$3,398$43,872 ±$3,9492024 ACS 5-Year
Population density1,342/sq mi3,421/sq mi2024 ACS 5-Year
Median home value$383,500$481,2002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,868 ±$244$2,265 ±$3922024 ACS 5-Year
Market rent, two bedroom$2,747$2,747FY2026
Cost of living index112.6112.62023
Homeownership rate69.2%73.3%2024 ACS 5-Year
Unemployment rate3.9%3.9%July 2026
Employment change (year over year)+1.0%+1.0%July 2026
Bachelor's degree or higher — the two are too close to separate32.0% ±5%28.9% ±5%2024 ACS 5-Year
Poverty rate — the two are too close to separate12.7% ±4%11.6% ±6%2024 ACS 5-Year
Housing units permitted (12 months)1,1051,10512 months ending July 2026
Permits per 1,000 residents0.70.712 months ending July 2026
Permit change (year over year)−11.8%−11.8%12 months ending July 2026
Average July high83°F83°F1991-2020 Normals
Average January low24°F25°F1991-2020 Normals
Annual precipitation44.2"46.0"1991-2020 Normals
Distance to major airport47 mi42 mi — more favorableNASR current cycle
Average commute — the two are too close to separate32.9 min ±2.4 min31.5 min ±4.5 min2024 ACS 5-Year
Median age43.939.42024 ACS 5-Year
Public schools462024-25 school year
Students per teacher14.012.4 — more favorable2024-25 school year
Math proficiency72.6% — more favorable65.7%2018-19 school year
Reading proficiency65.6% — more favorable61.1%2018-19 school year
Free or reduced-price lunch eligibility37.4%32.5%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

6 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

Physical risk tradeoff

Middle Island

Elevated or high exposure: coastal flooding, hurricane.

Terryville

Elevated or high exposure: coastal flooding, hurricane.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Middle Island
—
Middle Island: Your Score
64
Area Score
Terryville
—
Terryville: Your Score
63
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Middle Island, NY · Terryville, NY · How this is calculated: methodology