Madison vs Pearl

Which is the better fit for you?

Madison, MS
73
Area Score
Top 7% nationally
Pearl, MS
67
Area Score
Top 21% nationally

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Madison receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Madison to Pearl

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Everyday prices
About the same
Regional price level 89.8 against 89.8 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$580 a month
HUD benchmarks it at $1,350 in Pearl against $1,930 in Madison.
The median home
48% less
$182,500 in Pearl against $352,900 in Madison.
The weather you would swap
Winters 1°F colder
Normal January lows are 37°F in Pearl against 38°F in Madison; July highs are 92°F against 92°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Madison
Pearl
Opportunity: Madison is the more favorable of the two.
Opportunity
82 · Top 6%
vs
69 · Top 26%
Growth: Pearl is the more favorable of the two.
Growth
58 · Top 33%
vs
76 · Top 8%
Climate: Pearl is the more favorable of the two.
Climate
73 · Top 38%
vs
76 · Top 25%
Physical resilience: Madison is the more favorable of the two.
Physical resilience
65 · Top 43%
vs
51 · Bottom 45%
Housing affordability: Madison is the more favorable of the two.
Housing affordability
70 · Top 39%
vs
66 · Bottom 49%
Schools: Madison is the more favorable of the two.
Schools
80 · Top 12%
vs
63 · Top 32%
Access: Pearl is the more favorable of the two.
Access
93 · Top 46%
vs
95 · Top 42%
Economic stability: Madison is the more favorable of the two.
Economic stability
68 · Top 29%
vs
56 · Bottom 46%

Measured values

MetricMadisonPearlSource period
Population27,94627,7372024 ACS 5-Year
Median household income$119,338 — more favorable$61,6952024 ACS 5-Year
Per capita income$59,649 — more favorable$35,4732024 ACS 5-Year
Population density1,107/sq mi1,088/sq mi2024 ACS 5-Year
Median home value$352,900$182,5002024 ACS 5-Year
Median gross rent$1,853$1,175 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,930$1,350 — more favorableFY2026
Cost of living index89.889.82023
Homeownership rate94.3%61.6%2024 ACS 5-Year
Unemployment rate2.6%2.6%July 2026
Employment change (year over year)−1.2%−1.2%July 2026
Bachelor's degree or higher64.2% — more favorable28.1%2024 ACS 5-Year
Poverty rate4.6% — more favorable12.1%2024 ACS 5-Year
Housing units permitted (12 months)7114312 months ending July 2026
Permits per 1,000 residents2.55.2 — more favorable12 months ending July 2026
Permit change (year over year)+7.6%+30.0%12 months ending July 2026
Average July high92°F92°F1991-2020 Normals
Average January low38°F37°F1991-2020 Normals
Annual precipitation51.3"57.3"1991-2020 Normals
Distance to major airport12 mi3 mi — more favorableNASR current cycle
Average commute — the two are too close to separate24.3 min ±1.3 min24.2 min ±2.7 min2024 ACS 5-Year
Median age41.736.42024 ACS 5-Year
Public schools1252024-25 school year
Students per teacher13.9 — more favorable14.42024-25 school year
Math proficiency54.1% — more favorable50.7%2018-19 school year
Reading proficiency67.3% — more favorable51.2%2018-19 school year
Free or reduced-price lunch eligibility21.3%66.3%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Madison

Elevated or high exposure: tornado.

Pearl

Elevated or high exposure: hail, tornado.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Madison
—
Madison: Your Score
73
Area Score
Pearl
—
Pearl: Your Score
67
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Madison, MS · Pearl, MS · How this is calculated: methodology