Loveland receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Loveland
Oxford
Opportunity
79 · Top 8%
vs64 · Top 34%
Growth
39 · Bottom 30%
vs46 · Bottom 42%
Climate
69 · Bottom 46%
vs64 · Bottom 32%
Physical resilience
87 · Top 14%
vs77 · Top 28%
Housing affordability
95 · Top 18%
vs47 · Bottom 8%
Schools
76 · Top 19%
vs51 · Bottom 49%
Access
89 · Bottom 38%
vs85 · Bottom 30%
Economic stability
66 · Top 37%
vs15 · Bottom 1%
Measured values
| Metric | Loveland | Oxford | Source period |
|---|---|---|---|
| Population | 13,197 | 21,753 | 2024 ACS 5-Year |
| Median household income | $94,323 | $40,764 | 2024 ACS 5-Year |
| Per capita income | $47,369 | $21,879 | 2024 ACS 5-Year |
| Population density | 2,490/sq mi | 2,798/sq mi | 2024 ACS 5-Year |
| Median home value | $321,300 | $238,000 | 2024 ACS 5-Year |
| Median gross rent | $1,246 | $997 | 2024 ACS 5-Year |
| Homeownership rate | 74.6% | 34.3% | 2024 ACS 5-Year |
| Unemployment rate | 3.6% | 3.8% | June 2026 |
| Employment change (year over year) | 0.8% | 0.7% | June 2026 |
| Bachelor's degree or higher | 50.2% | 61.0% | 2024 ACS 5-Year |
| Poverty rate | 7.8% | 45.5% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 8 | 29 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.6 | 1.3 | 12 months ending July 2026 |
| Permit change (year over year) | 14.3% | -6.5% | 12 months ending July 2026 |
| Average July high | 87°F | 87°F | 1991-2020 Normals |
| Average January low | 24°F | 22°F | 1991-2020 Normals |
| Annual precipitation | 43.4" | 41.4" | 1991-2020 Normals |
| Distance to major airport | 26 mi | 32 mi | NASR current cycle |
| Average commute | 27.9 min | 17.2 min | 2024 ACS 5-Year |
| Median age | 39.7 | 21.1 | 2024 ACS 5-Year |
| Public schools | 9 | 5 | 2024-25 school year |
| Students per teacher | 19.99 | 16.81 | 2024-25 school year |
| Math proficiency | 81.5% | 57.1% | 2019-20 school year |
| Reading proficiency | 77.4% | 59.8% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 22.7% | 38.9% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Loveland
No hazard reaches elevated exposure.
Oxford
Elevated or high exposure: tornado.
Full profiles: Loveland, OH · Oxford, OH · How this is calculated: methodology