Loveland receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Loveland
Haverhill
Opportunity
58 · Top 47%
vs51 · Bottom 39%
Growth
48 · Bottom 46%
vs42 · Bottom 36%
Climate
57 · Bottom 9%
vs63 · Bottom 25%
Physical resilience
69 · Top 38%
vs78 · Top 27%
Housing affordability
59 · Bottom 19%
vs66 · Bottom 28%
Access
100 · Top 1%
vs92 · Bottom 49%
Economic stability
66 · Top 37%
vs65 · Top 40%
Measured values
| Metric | Loveland | Haverhill | Source period |
|---|---|---|---|
| Population | 78,410 | 67,698 | 2024 ACS 5-Year |
| Median household income | $84,604 | $88,326 | 2024 ACS 5-Year |
| Per capita income | $46,144 | $44,086 | 2024 ACS 5-Year |
| Population density | 2,188/sq mi | 2,049/sq mi | 2024 ACS 5-Year |
| Median home value | $479,000 | $453,900 | 2024 ACS 5-Year |
| Median gross rent | $1,730 | $1,668 | 2024 ACS 5-Year |
| Homeownership rate | 62.2% | 62.8% | 2024 ACS 5-Year |
| Unemployment rate | 3.9% | 4.5% | June 2026 |
| Employment change (year over year) | -1.3% | -1.7% | June 2026 |
| Bachelor's degree or higher | 39.0% | 32.6% | 2024 ACS 5-Year |
| Poverty rate | 8.5% | 11.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 299 | 36 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.8 | 0.5 | 12 months ending July 2026 |
| Permit change (year over year) | -25.6% | -10.0% | 12 months ending July 2026 |
| Average July high | 89°F | 83°F | 1991-2020 Normals |
| Average January low | 13°F | 19°F | 1991-2020 Normals |
| Annual precipitation | 15.6" | 40.9" | 1991-2020 Normals |
| Distance to major airport | 4 mi | 20 mi | NASR current cycle |
| Average commute | 27.8 min | 29.8 min | 2024 ACS 5-Year |
| Median age | 40.7 | 39.4 | 2024 ACS 5-Year |
| Public schools | 25 | 18 | 2024-25 school year |
| Students per teacher | 15.92 | 11.71 | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Loveland
Elevated or high exposure: hail, wildfire, tornado.
Haverhill
Elevated or high exposure: coastal flooding, earthquake, hurricane.
Full profiles: Loveland, CO · Haverhill, MA · How this is calculated: methodology