Signals
Loveland
Berthoud
Opportunity
58 · Top 47%
vs65 · Top 32%
Growth
48 · Bottom 46%
vs61 · Top 31%
Physical resilience
69 · Top 38%
vs65 · Top 43%
Housing affordability
59 · Bottom 19%
vs83 · Top 45%
Access
100 · Top 1%
vs99 · Top 14%
Economic stability
66 · Top 37%
vs79 · Top 9%
Measured values
| Metric | Loveland | Berthoud | Source period |
|---|---|---|---|
| Population | 78,410 | 12,411 | 2024 ACS 5-Year |
| Median household income | $84,604 | $119,385 | 2024 ACS 5-Year |
| Per capita income | $46,144 | $56,260 | 2024 ACS 5-Year |
| Population density | 2,188/sq mi | 955/sq mi | 2024 ACS 5-Year |
| Median home value | $479,000 | $533,500 | 2024 ACS 5-Year |
| Median gross rent | $1,730 | $1,795 | 2024 ACS 5-Year |
| Homeownership rate | 62.2% | 87.5% | 2024 ACS 5-Year |
| Unemployment rate | 3.9% | 3.6% | June 2026 |
| Employment change (year over year) | -1.3% | -1.3% | June 2026 |
| Bachelor's degree or higher | 39.0% | 48.1% | 2024 ACS 5-Year |
| Poverty rate | 8.5% | 4.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 299 | 127 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.8 | 10.2 | 12 months ending July 2026 |
| Permit change (year over year) | -25.6% | -25.3% | 12 months ending July 2026 |
| Distance to major airport | 4 mi | 12 mi | NASR current cycle |
| Average commute | 27.8 min | 33.6 min | 2024 ACS 5-Year |
| Median age | 40.7 | 39.3 | 2024 ACS 5-Year |
| Public schools | 25 | 5 | 2024-25 school year |
| Students per teacher | 15.92 | 17.94 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 35.1% | 16.3% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Loveland
Elevated or high exposure: hail, wildfire, tornado.
Berthoud
Elevated or high exposure: hail, wildfire, tornado.
Full profiles: Loveland, CO · Berthoud, CO · How this is calculated: methodology