Los Gatos vs Mill Valley

Which is the better fit for you?

Los Gatos, CA
59
Area Score
Top 50% nationally
Mill Valley, CA
59
Area Score
Top 50% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Los Gatos and Mill Valley receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Los Gatos to Mill Valley

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Everyday prices
4% higher
Regional price level 117.6 against 113.1 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$134 a month
HUD benchmarks it at $3,604 in Mill Valley against $3,470 in Los Gatos.
The median home
About the same
$2,000,001 in Mill Valley against $2,000,001 in Los Gatos.
The weather you would swap
Winters 5°F milder
Normal January lows are 47°F in Mill Valley against 42°F in Los Gatos; July highs are 66°F against 81°F (summers 15°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

34 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Los Gatos
Mill Valley
Opportunity: Los Gatos is the more favorable of the two.
Opportunity
61 · Top 39%
vs
55 · Bottom 48%
Growth: Mill Valley is the more favorable of the two.
Growth
29 · Bottom 13%
vs
33 · Bottom 18%
Climate
89 · Top 8%
vs
89 · Top 8%
Physical resilience: Mill Valley is the more favorable of the two.
Physical resilience
25 · Bottom 20%
vs
33 · Bottom 26%
Housing affordability: Los Gatos is the more favorable of the two.
Housing affordability
62 · Bottom 41%
vs
61 · Bottom 38%
Schools
78 · Top 15%
vs
78 · Top 14%
Access: Los Gatos is the more favorable of the two.
Access
98 · Top 21%
vs
92 · Bottom 48%
Economic stability: Los Gatos is the more favorable of the two.
Economic stability
63 · Top 39%
vs
59 · Top 48%

Measured values

MetricLos GatosMill ValleySource period
Population32,78614,0122024 ACS 5-Year
Median household income — the two are too close to separate$217,554 ±$14,059$206,212 ±$10,7402024 ACS 5-Year
Per capita income — the two are too close to separate$130,293 ±$7,624$118,725 ±$10,8492024 ACS 5-Year
Population density2,838/sq mi2,930/sq mi2024 ACS 5-Year
Median home value$2,000,000+$2,000,000+2024 ACS 5-Year
Median gross rent — the two are too close to separate$3,247 ±$211$3,278 ±$6822024 ACS 5-Year
Market rent, two bedroom$3,470 — more favorable$3,604FY2026
Cost of living index113.1 — more favorable117.62023
Homeownership rate64.9%66.2%2024 ACS 5-Year
Unemployment rate4.5%4.2% — more favorableJuly 2026
Employment change (year over year)−1.3% — more favorable−2.3%July 2026
Bachelor's degree or higher — the two are too close to separate75.0% ±4%75.8% ±5%2024 ACS 5-Year
Poverty rate — the two are too close to separate4.0% ±1%5.6% ±2%2024 ACS 5-Year
Housing units permitted (12 months)01512 months ending July 2026
Permits per 1,000 residents0.01.1 — more favorable12 months ending July 2026
Permit change (year over year)+136.0%+150.0%12 months ending July 2026
Average July high81°F66°F1991-2020 Normals
Average January low42°F47°F1991-2020 Normals
Annual precipitation13.5"22.9"1991-2020 Normals
Distance to major airport9 mi — more favorable22 miNASR current cycle
Average commute — the two are too close to separate29.4 min ±1.5 min27.7 min ±2.8 min2024 ACS 5-Year
Median age44.748.72024 ACS 5-Year
Public schools772024-25 school year
Students per teacher21.319.1 — more favorable2024-25 school year
Math proficiency73.3% — more favorable70.0%2018-19 school year
Reading proficiency79.3% — more favorable78.5%2018-19 school year
Free or reduced-price lunch eligibility8.1%7.9%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

6 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Los Gatos

Elevated or high exposure: earthquake, inland flooding.

Mill Valley

Elevated or high exposure: earthquake, coastal flooding, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Los Gatos
—
Los Gatos: Your Score
59
Area Score
Mill Valley
—
Mill Valley: Your Score
59
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Los Gatos, CA · Mill Valley, CA · How this is calculated: methodology