Schertz receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Live Oak
Schertz
Opportunity: Schertz is the more favorable of the two.
Opportunity
54 · Bottom 46%
vs58 · Top 46%
Growth: Schertz is the more favorable of the two.
Growth
54 · Top 43%
vs75 · Top 10%
Climate
72 · Top 42%
vs72 · Top 42%
Physical resilience: Schertz is the more favorable of the two.
Physical resilience
46 · Bottom 36%
vs58 · Top 50%
Housing affordability: Schertz is the more favorable of the two.
Housing affordability
84 · Top 45%
vs94 · Top 24%
Access: Live Oak is the more favorable of the two.
Access
97 · Top 29%
vs95 · Top 37%
Economic stability: Live Oak is the more favorable of the two.
Economic stability
76 · Top 15%
vs72 · Top 25%
Measured values
| Metric | Live Oak | Schertz | Source period |
|---|---|---|---|
| Population | 15,984 | 44,050 | 2024 ACS 5-Year |
| Median household income | $79,696 | $99,948 | 2024 ACS 5-Year |
| Per capita income | $41,485 | $43,174 | 2024 ACS 5-Year |
| Population density | 3,360/sq mi | 1,330/sq mi | 2024 ACS 5-Year |
| Median home value | $246,300 | $317,100 | 2024 ACS 5-Year |
| Median gross rent | $1,634 | $1,659 | 2024 ACS 5-Year |
| Homeownership rate | 57.9% | 78.4% | 2024 ACS 5-Year |
| Unemployment rate | 4.8% | 5.0% | June 2026 |
| Employment change (year over year) | -1.0% | -0.9% | June 2026 |
| Bachelor's degree or higher | 32.1% | 39.8% | 2024 ACS 5-Year |
| Poverty rate | 5.5% | 5.2% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 44 | 397 | 12 months ending July 2026 |
| Permits per 1,000 residents | 2.8 | 9.0 | 12 months ending July 2026 |
| Permit change (year over year) | -17.0% | -10.8% | 12 months ending July 2026 |
| Average July high | 96°F | 96°F | 1991-2020 Normals |
| Average January low | 41°F | 41°F | 1991-2020 Normals |
| Distance to major airport | 8 mi | 13 mi | NASR current cycle |
| Average commute | 22.5 min | 32.8 min | 2024 ACS 5-Year |
| Median age | 35.7 | 38.6 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Live Oak
Elevated or high exposure: hail.
Schertz
Elevated or high exposure: hail.
Full profiles: Live Oak, TX · Schertz, TX · How this is calculated: methodology