Signals
Live Oak
Scotts Valley
Opportunity
46 · Bottom 29%
vs50 · Bottom 37%
Climate
81 · Top 15%
vs81 · Top 15%
Physical resilience
24 · Bottom 18%
vs24 · Bottom 18%
Housing affordability
32 · Bottom 2%
vs56 · Bottom 16%
Access
88 · Bottom 36%
vs91 · Bottom 46%
Economic stability
61 · Top 49%
vs68 · Top 33%
Measured values
| Metric | Live Oak | Scotts Valley | Source period |
|---|---|---|---|
| Population | 16,911 | 12,044 | 2024 ACS 5-Year |
| Median household income | $103,674 | $143,750 | 2024 ACS 5-Year |
| Per capita income | $58,372 | $82,921 | 2024 ACS 5-Year |
| Population density | 5,215/sq mi | 2,608/sq mi | 2024 ACS 5-Year |
| Median home value | $1,015,200 | $1,105,700 | 2024 ACS 5-Year |
| Median gross rent | $2,421 | $2,491 | 2024 ACS 5-Year |
| Homeownership rate | 58.7% | 73.6% | 2024 ACS 5-Year |
| Unemployment rate | 5.2% | 5.2% | June 2026 |
| Employment change (year over year) | -2.0% | -2.0% | June 2026 |
| Bachelor's degree or higher | 40.8% | 55.6% | 2024 ACS 5-Year |
| Poverty rate | 12.9% | 5.9% | 2024 ACS 5-Year |
| Average July high | 72°F | 72°F | 1991-2020 Normals |
| Average January low | 40°F | 40°F | 1991-2020 Normals |
| Annual precipitation | 22.4" | 22.4" | 1991-2020 Normals |
| Distance to major airport | 26 mi | 22 mi | NASR current cycle |
| Average commute | 24.2 min | 26.7 min | 2024 ACS 5-Year |
| Median age | 41.8 | 47.3 | 2024 ACS 5-Year |
| Public schools | 3 | 3 | 2024-25 school year |
| Students per teacher | 23.56 | 21.36 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 25.7% | 11.2% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Live Oak
Elevated or high exposure: drought, earthquake, inland flooding.
Scotts Valley
Elevated or high exposure: drought, earthquake, inland flooding.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Live Oak
55
Your Score
—
Area Score
Scotts Valley
63
Your Score
57
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: Live Oak, CA · Scotts Valley, CA · How this is calculated: methodology