Lake St. Louis vs St. Louis

Which is the better fit for you?

Lake St. Louis, MO
77
Area Score
Top 2% nationally
St. Louis, MO
54
Area Score
Bottom 34% nationally

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Lake St. Louis receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Lake St. Louis to St. Louis

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Everyday prices
About the same
Regional price level 95.0 against 95.0 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$386 a month
HUD benchmarks it at $1,184 in St. Louis against $1,570 in Lake St. Louis.
The median home
51% less
$197,500 in St. Louis against $405,900 in Lake St. Louis.
The weather you would swap
Winters 2°F milder
Normal January lows are 24°F in St. Louis against 22°F in Lake St. Louis; July highs are 89°F against 90°F (summers 1°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Lake St. Louis
St. Louis
Opportunity: Lake St. Louis is the more favorable of the two.
Opportunity
83 · Top 4%
vs
53 · Bottom 44%
Growth: Lake St. Louis is the more favorable of the two.
Growth
82 · Top 3%
vs
32 · Bottom 16%
Climate: St. Louis is the more favorable of the two.
Climate
70 · Bottom 49%
vs
72 · Top 40%
Physical resilience: St. Louis is the more favorable of the two.
Physical resilience
50 · Bottom 44%
vs
58 · Top 50%
Housing affordability: Lake St. Louis is the more favorable of the two.
Housing affordability
89 · Top 2%
vs
77 · Top 21%
Schools: Lake St. Louis is the more favorable of the two.
Schools
87 · Top 5%
vs
23 · Bottom 16%
Access: St. Louis is the more favorable of the two.
Access
90 · Bottom 41%
vs
99 · Top 16%
Economic stability: Lake St. Louis is the more favorable of the two.
Economic stability
74 · Top 15%
vs
33 · Bottom 13%

Measured values

MetricLake St. LouisSt. LouisSource period
Population18,066288,5122024 ACS 5-Year
Median household income$125,693 — more favorable$56,1602024 ACS 5-Year
Per capita income$62,954 — more favorable$41,1872024 ACS 5-Year
Population density2,113/sq mi4,675/sq mi2024 ACS 5-Year
Median home value$405,900$197,5002024 ACS 5-Year
Median gross rent$1,588$997 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,570$1,184 — more favorableFY2026
Cost of living index95.095.02023
Homeownership rate75.6%45.3%2024 ACS 5-Year
Unemployment rate3.3% — more favorable4.4%July 2026
Employment change (year over year)+0.4%+0.5% — more favorableJuly 2026
Bachelor's degree or higher51.7% — more favorable41.1%2024 ACS 5-Year
Poverty rate4.1% — more favorable19.4%2024 ACS 5-Year
Housing units permitted (12 months)25930412 months ending July 2026
Permits per 1,000 residents14.3 — more favorable1.112 months ending July 2026
Permit change (year over year)+1077.3%+53.5%12 months ending July 2026
Average July high90°F89°F1991-2020 Normals
Average January low22°F24°F1991-2020 Normals
Annual precipitation39.8"40.8"1991-2020 Normals
Distance to major airport22 mi10 mi — more favorableNASR current cycle
Average commute26.7 min23.8 min — more favorable2024 ACS 5-Year
Median age42.736.82024 ACS 5-Year
Public schools41082024-25 school year
Students per teacher15.211.6 — more favorable2024-25 school year
Math proficiency63.0% — more favorable22.6%2018-19 school year
Reading proficiency71.0% — more favorable28.5%2018-19 school year
Free or reduced-price lunch eligibility12.7%92.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Lake St. Louis

Elevated or high exposure: hail, earthquake, inland flooding.

St. Louis

Elevated or high exposure: inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Lake St. Louis
—
Lake St. Louis: Your Score
77
Area Score
St. Louis
—
St. Louis: Your Score
54
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Lake St. Louis, MO · St. Louis, MO · How this is calculated: methodology