Signals
Lake Monticello
Charlottesville
Opportunity
85 · Top 3%
vs78 · Top 10%
Climate
76 · Top 26%
vs76 · Top 26%
Physical resilience
60 · Top 48%
vs89 · Top 12%
Housing affordability
90 · Top 32%
vs54 · Bottom 13%
Schools
52 · Top 49%
vs50 · Bottom 47%
Access
61 · Bottom 7%
vs54 · Bottom 5%
Economic stability
60 · Top 50%
vs46 · Bottom 26%
Measured values
| Metric | Lake Monticello | Charlottesville | Source period |
|---|---|---|---|
| Population | 10,662 | 45,437 | 2024 ACS 5-Year |
| Median household income | $106,818 | $74,824 | 2024 ACS 5-Year |
| Per capita income | $54,583 | $51,540 | 2024 ACS 5-Year |
| Population density | 1,205/sq mi | 4,435/sq mi | 2024 ACS 5-Year |
| Median home value | $325,900 | $486,700 | 2024 ACS 5-Year |
| Median gross rent | $1,981 | $1,540 | 2024 ACS 5-Year |
| Homeownership rate | 95.9% | 44.2% | 2024 ACS 5-Year |
| Unemployment rate | 3.4% | 3.4% | June 2026 |
| Employment change (year over year) | 0.9% | 0.9% | June 2026 |
| Bachelor's degree or higher | 51.8% | 62.5% | 2024 ACS 5-Year |
| Poverty rate | 6.7% | 19.6% | 2024 ACS 5-Year |
| Average July high | 84°F | 84°F | 1991-2020 Normals |
| Average January low | 28°F | 28°F | 1991-2020 Normals |
| Annual precipitation | 48.2" | 48.2" | 1991-2020 Normals |
| Distance to major airport | 62 mi | 74 mi | NASR current cycle |
| Average commute | 31.8 min | 18.7 min | 2024 ACS 5-Year |
| Median age | 42.1 | 33.1 | 2024 ACS 5-Year |
| Public schools | 5 | 27 | 2024-25 school year |
| Students per teacher | 13.87 | 12.46 | 2024-25 school year |
| Math proficiency | 57.0% | 52.4% | 2019-20 school year |
| Reading proficiency | 62.0% | 59.4% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 60.6% | 59.0% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Lake Monticello
Elevated or high exposure: hurricane, earthquake, drought.
Charlottesville
Elevated or high exposure: earthquake.
Your best match
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Lake Monticello
69
Your Score
—
Area Score
Charlottesville
60
Your Score
64
Area Score
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Full profiles: Lake Monticello, VA · Charlottesville, VA · How this is calculated: methodology