Signals
Kettering
Troy
Opportunity
79 · Top 8%
vs77 · Top 11%
Climate
68 · Bottom 42%
vs68 · Bottom 41%
Physical resilience
86 · Top 15%
vs88 · Top 14%
Housing affordability
100 · Top 8%
vs98 · Top 12%
Schools
53 · Top 48%
vs59 · Top 40%
Access
96 · Top 32%
vs99 · Top 14%
Economic stability
68 · Top 35%
vs61 · Top 50%
Measured values
| Metric | Kettering | Troy | Source period |
|---|---|---|---|
| Population | 57,206 | 26,842 | 2024 ACS 5-Year |
| Median household income | $74,681 | $68,830 | 2024 ACS 5-Year |
| Per capita income | $43,234 | $38,427 | 2024 ACS 5-Year |
| Population density | 3,057/sq mi | 2,124/sq mi | 2024 ACS 5-Year |
| Median home value | $208,500 | $217,400 | 2024 ACS 5-Year |
| Median gross rent | $1,051 | $1,003 | 2024 ACS 5-Year |
| Homeownership rate | 64.9% | 65.5% | 2024 ACS 5-Year |
| Unemployment rate | 3.4% | 3.3% | June 2026 |
| Employment change (year over year) | 0.8% | 0.7% | June 2026 |
| Bachelor's degree or higher | 41.7% | 33.2% | 2024 ACS 5-Year |
| Poverty rate | 8.3% | 12.6% | 2024 ACS 5-Year |
| Average July high | 86°F | 86°F | 1991-2020 Normals |
| Average January low | 22°F | 22°F | 1991-2020 Normals |
| Annual precipitation | 41.0" | 41.3" | 1991-2020 Normals |
| Distance to major airport | 15 mi | 10 mi | NASR current cycle |
| Average commute | 22.0 min | 22.5 min | 2024 ACS 5-Year |
| Median age | 38.5 | 37.8 | 2024 ACS 5-Year |
| Public schools | 15 | 9 | 2024-25 school year |
| Students per teacher | 17.53 | 17.70 | 2024-25 school year |
| Math proficiency | 56.7% | 65.5% | 2019-20 school year |
| Reading proficiency | 64.3% | 60.5% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 44.0% | 50.2% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Kettering
No hazard reaches elevated exposure.
Troy
Elevated or high exposure: tornado.
Full profiles: Kettering, OH · Troy, OH · How this is calculated: methodology