Indianapolis vs Zionsville

Which is the better fit for you?

Indianapolis, IN
58
Area Score
Bottom 49% nationally
Zionsville, IN
81
Area Score
Top 1% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Zionsville receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Indianapolis to Zionsville

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Everyday prices
About the same
Regional price level 94.7 against 94.7 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$145 a month
HUD benchmarks it at $1,345 in Zionsville against $1,490 in Indianapolis.
The median home
161% more
$587,800 in Zionsville against $224,800 in Indianapolis.
The weather you would swap
Similar winters
Normal January lows are 21°F in Zionsville against 21°F in Indianapolis; July highs are 85°F against 85°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Indianapolis
Zionsville
Opportunity: Zionsville is the more favorable of the two.
Opportunity
65 · Top 32%
vs
85 · Top 2%
Growth: Zionsville is the more favorable of the two.
Growth
40 · Bottom 29%
vs
80 · Top 5%
Climate: Zionsville is the more favorable of the two.
Climate
67 · Bottom 39%
vs
68 · Bottom 40%
Physical resilience: Zionsville is the more favorable of the two.
Physical resilience
67 · Top 41%
vs
84 · Top 18%
Housing affordability: Zionsville is the more favorable of the two.
Housing affordability
72 · Top 35%
vs
80 · Top 13%
Schools: Zionsville is the more favorable of the two.
Schools
21 · Bottom 13%
vs
85 · Top 6%
Access: Indianapolis is the more favorable of the two.
Access
98 · Top 21%
vs
91 · Bottom 45%
Economic stability: Zionsville is the more favorable of the two.
Economic stability
45 · Bottom 29%
vs
78 · Top 7%

Measured values

MetricIndianapolisZionsvilleSource period
Population885,86032,0952024 ACS 5-Year
Median household income$66,219$172,024 — more favorable2024 ACS 5-Year
Per capita income$37,680$82,476 — more favorable2024 ACS 5-Year
Population density2,454/sq mi478/sq mi2024 ACS 5-Year
Median home value$224,800$587,8002024 ACS 5-Year
Median gross rent$1,156 — more favorable$1,7922024 ACS 5-Year
Market rent, two bedroom$1,490$1,345 — more favorableFY2026
Cost of living index94.794.72023
Homeownership rate56.0%84.2%2024 ACS 5-Year
Unemployment rate3.7%2.9% — more favorableJuly 2026
Employment change (year over year)−0.9% — more favorable−1.0%July 2026
Bachelor's degree or higher34.9%72.4% — more favorable2024 ACS 5-Year
Poverty rate15.0%2.9% — more favorable2024 ACS 5-Year
Housing units permitted (12 months)1,52026812 months ending July 2026
Permits per 1,000 residents1.68.4 — more favorable12 months ending July 2026
Permit change (year over year)−23.0%+16.5%12 months ending July 2026
Average July high85°F85°F1991-2020 Normals
Average January low21°F21°F1991-2020 Normals
Annual precipitation43.6"40.7"1991-2020 Normals
Distance to major airport9 mi — more favorable19 miNASR current cycle
Average commute26.1 min24.7 min — more favorable2024 ACS 5-Year
Median age34.342.12024 ACS 5-Year
Public schools223102024-25 school year
Students per teacher15.4 — more favorable15.72024-25 school year
Math proficiency31.8%69.2% — more favorable2018-19 school year
Reading proficiency39.4%76.0% — more favorable2018-19 school year
Free or reduced-price lunch eligibility61.7%13.5%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Indianapolis

Elevated or high exposure: earthquake.

Zionsville

Elevated or high exposure: earthquake.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Indianapolis
—
Indianapolis: Your Score
58
Area Score
Zionsville
—
Zionsville: Your Score
81
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Indianapolis, IN · Zionsville, IN · How this is calculated: methodology